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Borrowing

HSBC offers one year mortgages at 5.39%

Home loan rates continue to fall with more reductions today; rates re-set lower for terms of three years and less, for Premier clients

Kiwibank matches 2 yr market

State-owned bank follows mortgage market down with new 'special' offer, reprises its cash incentive for lending over $100,000

BNZ cuts its 3yr home loan rate

Updated
The mortgage rate reductions keep coming with another bank pitching its latest change near the bottom of the range as wholesale rates droop

Mortgage competition heats up

Two major banks come late to the mortgage rate reduction party but bring some of the lowest rates with them, boosted by falling swap rates

Harmoney attracts New York backer

Blue Elephant Capital Management to lend US$50 mln through NZ P2P lender Harmoney over 2 years, Says NZ in need of well-priced capital

How to think about fixed vs floating

Now that banks are cutting fixed rates again, Bernard Hickey looks at how to think about whether to fix or float, and how long bank economists think the RBNZ is 'on pause'

ASB reduces rates then Kiwibank trumps them

Updated
Bank's vie for lowest-rate claim in rapid-fire mortgage rate reductions in the key one and two year terms, following wholesale rates down

BNZ cuts its Classic 2yr mortgage rate

A second bank cuts home loan rates as wholesale benchmarks fall; BNZ follows Co-operative Bank as margins open up for more reductions

Mortgage rates chopped

The Co-operative Bank grabs the mantle of having the lowest four and five year home loan rate offers

Analysing the home loan fixed rate options

John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms