HOT TOPICS:   2015 series  |  Double shots  | Top 10 at 10                                                  RESOURCES:    Economic calendar   |   Rent or buy

Borrowing

'Value transfer' from savers to borrowers expected

Interest rates, house prices, regulation, costs among the key focuses for banking in 2015, Co-operative Bank CEO Bruce McLachlan says

High LVR rules derisking bank balance sheets

Banks' net high LVR residential mortgage lending down nearly $5 bln in 1st year of 10% 'speed limit'

Lower fixed mortgage rates keep coming

Updated
ASB matches recent ANZ 'special' rate changes, reintroduces an 18 month 'special', now has market's lowest 18 month and 4 year home loan rates; BNZ raises its 3 yr rate

What about debt-to-income limits?

Could the RBNZ look to a Bank of England style debt-to-income ratio to cool the runaway train of the Auckland housing market?

Back to the future?

Most average bank fixed mortgage rates now lower than average bank floating rates, reprising a rate structure last seen in 2009

Mortgage broker eyes P2P licence

Squirrel Mortgages owner John Bolton eyes peer-to-peer licence for 'Squirrel Money' offering loans to home owners, investment opportunities for retail investors

ANZ claims market low 18 mth mortgage rate

New Zealand's biggest home loan lender cuts nearly every fixed rate it offers, matching the market in some terms, going lower in others

Kiwibank puts brakes on high LVR lending

Kiwibank temporarily halts high LVR home lending that's not exempt from the RBNZ restrictions to 'rebalance the book'

BNZ, Kiwibank cut 3-yr home loan rates

Updated
Cuts to three-year, fixed-term home loan rates from BNZ and Kiwibank; Kiwibank ends five-year 'special'

Westpac launches new 18 mth home loan 'special'

The Red Bank rejigs its home loan offers; targets 18 month, 3 year and 5 year terms for lower conditional rates