Time to cut floating mortgage rates

Gareth Vaughan argues it's time for banks to cut unjustifiably high floating mortgage rates

Minimum repayment warnings for credit cards

Shake-up to consumer credit laws includes introduction of minimum repayment warnings on credit card statements

Matching their rivals

Westpac reduces two key home loan rates ahead of an end-of-month review of their 'healthy cash bonus'

'Heavy, heavy demand' for 5yr mortgage

SBS CEO Wayne Evans says headline grabbing 5-year home loan offer designed to buy his bank time with customers

Govt issues Responsible Lending Code

Loan sharks and 'unscrupulous' payday lenders key targets as govt releases Responsible Lending Code; Banks support the Code

Wheeler suggests mortgage market bottoming

RBNZ Governor Graeme Wheeler sees limits to fixed-term mortgage rate reductions

SBS offers 4.99% 5yr mortgage rate

SBS Bank launches growth push through lowest 5yr home loan rate since's records began in 2001

The 'extremely low' rates have even surprised me

With mortgage rates unlikely to fall further without an OCR cut, it may be time to take the bird in the hand, says John Bolton

BNZ strikes with a hot 3 year rate

Classic rate set to 5.29% trumping its main rivals by a substantial margin for that term

The stakes are high

The home loan market is set up for an intense bout of competition. Low rates and slow-growing mortgage books putting pressure on all banks to 'grow'