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Borrowing

Mortgage competition heats up

Two major banks come late to the mortgage rate reduction party but bring some of the lowest rates with them, boosted by falling swap rates

How to think about fixed vs floating

Now that banks are cutting fixed rates again, Bernard Hickey looks at how to think about whether to fix or float, and how long bank economists think the RBNZ is 'on pause'

ASB reduces rates then Kiwibank trumps them

Updated
Bank's vie for lowest-rate claim in rapid-fire mortgage rate reductions in the key one and two year terms, following wholesale rates down

BNZ cuts its Classic 2yr mortgage rate

A second bank cuts home loan rates as wholesale benchmarks fall; BNZ follows Co-operative Bank as margins open up for more reductions

Mortgage rates chopped

The Co-operative Bank grabs the mantle of having the lowest four and five year home loan rate offers

OCR unchanged through 2015?

ANZ economists say the odds of the RBNZ sitting out 2015 are growing by the day with an 'extended policy siesta' possible

Analysing the home loan fixed rate options

John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms

A 1st birthday party for LVR speed limits?

A year on from their introduction, the RBNZ's controversial high LVR home loan speed limits are working, Gareth Vaughan argues

The pros and cons of using more than one lender

Squirrel Mortgages' John Bolton unpicks the tangle of how multiple mortgages and multiple banking can operate, identifying the traps and the opportunities

BNZ offers advice on 'avoidable' loan interest

BNZ Auckland marketing gimmick advises homeowners on how to 'shred' thousands of dollars in home loan interest