Mortgages

Mortgage Intro

Institution	Product	Variable floating	6 months	1 year	2 years	3 years	4 years	5 years
ANZ	Simple Variable	6.20
	Standard	6.95	6.35	6.45	6.70	7.15	7.45	7.70
	Standard	18 months = 6.65 30 months = 6.89
ASB	Residential	6.25	6.35	6.45	6.70	7.10	7.45	7.75
	Residential	18 months = 6.60
	HomePlus Equity Release	7.75
BankDirect	Standard	6.25	6.35	6.45	6.70	7.10		7.75
	Standard	18 months = 6.60
	Classic
	Classic	18 months = 6.65
	TotalMoney	6.09
	Standard & Flybuys	6.49	6.30	6.49	6.70	7.15	7.50	7.80
	Standard & Flybuys	7 years = 8.30
	Global Plus	6.49	6.40	6.59	6.80	7.25	7.60	7.90
	Global Plus	18 months = 6.75 7 years = 8.40
	Standard	6.49	4.99	5.99	6.74	7.09	7.30	7.65
	Home Smart Intro	6.05
Kiwibank	Standard	6.15	6.35	6.45	6.69	7.09	7.45	7.70
	Standard	18 months = 6.69
	Capped Variable Rate (1 yr)	6.15		6.50
Kookmin		6.45	6.35	6.45	7.30
National Bank	Thoroughbred	6.24	6.35	6.45	6.69	7.10	7.45	7.70
	Thoroughbred	18 months = 6.60
SBS Bank	Residential	6.15	6.30	6.45	6.70	7.20		7.60
	Advance Equity Release	7.10				9.90		10.75
	Standard	6.29	6.35	6.45	6.68	7.20	7.45	7.75
	Standard	6.74	6.25	6.45	6.69	7.10	7.45	7.75
	Standard	18 months = 6.69
	Choices Everyday	6.10
	Capped Variable Rate (1yr)	6.74		6.95

Institution	Product	Variable floating	6 months	1 year	2 years	3 years	4 years	5 years
CBS Canterbury	Residential	6.25	6.45	6.55	6.99	7.45		7.95
	Everyday Gold	6.25
HBS		6.25	6.35	6.50	6.85	7.80	8.25	8.50
Heretaunga		6.50		6.45	6.85
Napier	Residential	6.00		6.50	7.00
	Rural and Commercial	8.00			8.00
Nelson		6.95		6.80	7.30
Southern Cross	Residential	6.95	6.15	6.40	6.65	7.15
Wairarapa		6.70		6.45	7.20

Institution	Product	Variable floating	6 months	1 year	2 years	3 years	4 years	5 years
PSIS	Residential	6.20	6.30	6.45	6.70	7.15	7.45
	Discounted	5.70

Institution	Product	Variable floating	6 months	1 year	2 years	3 years	4 years	5 years
Housing NZ		6.00		6.45	6.95	7.25		7.75
Public Trust	Residential	5.99	6.10	6.19	6.55	6.95	7.25	7.55

Institution	Product	Variable floating	6 months	1 year	2 years	3 years	4 years	5 years
Axis Finance	Standard	7.20		6.60	7.10	7.64		7.90
Cairns Lockie	Residential	6.50	6.55	6.65	6.90	7.35	7.65	7.90
eMortgage	Residential	6.50	6.55	6.65	6.90	7.35	7.65	7.90
FinanceDirect	Freestyle	5.95	6.10	6.45	6.99	7.25	7.55	7.75
	Freestyle	18 months = 6.79
General Finance	Residential ....from	6.95		6.40	6.65	7.15
Hibernian	Standard	5.50
	Home Equity	5.50
NZ Home Loans	Residential	6.35	6.50	6.60	6.85	7.25		7.90
NZF	Standard LVR <70%	6.95	6.25	6.50	7.00	7.25	7.55	7.75
	Standard LVR <80%	7.20	6.35	6.60	7.10	7.40	7.65	7.90
	Standard LVR >80%	7.45	6.60	6.85	7.35	7.65	7.90	8.15
Paraloan	for people with physical disabilities					4.00
Sentinel	Lifetime Loan	7.30
Silver Fern Mortgages		6.35	6.50	6.50	7.25	7.55	7.75	7.95

Institution	Product	Variable floating	6 months	1 year	2 years	3 years	4 years	5 years
AMP	Standard < $200,000	6.74	6.25	6.45	6.69	7.10	7.45	7.75
	Standard < $200,000	18 months = 6.69
	Priority > $200,000	6.64	6.15	6.35	6.59	7.00	7.35	7.65
	Priority > $200,000	18 months = 6.59
Fidelity Life	Residential	6.00		6.35	6.90
	Commercial	7.35
Sovereign	Standard Go	6.35	6.50	6.60	6.85	7.25	7.60	7.90
	Standard Go	18 months = 6.75

Institution	Product	Variable floating
Capital Mortgage Income Trust	Residential	10.00
	Residential Rental	10.50
	Commercial and Rural	10.75
First Mortgage Trust	Residential - from	6.95*
	Commercial / Rural - from	6.95*
Midlands Mortgage Trust	Residential	11.00
	Commercial	12.00
	Rural	11.50
NZ Mortgage Income Trust	Owner Occupied	11.75
	Residential Rental	12.50
	Commercial	12.50
	Rural	11.75

Institution	Product	Variable floating	1 year	2 years	3 years
NZ Anglican Church Pension Board	Standard	6.30	6.30	6.55	7.00
Perpetual Trust	Residential	7.70
	Rural	9.00
	Commercial	10.00