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Saving and Investing
Deposit Calculator - NEW !
Compare the returns on two investment choices, side-by-side. Designed for New Zealand conditions, this calculator shows you the after-tax return, and allows you to calculate and compare term deposits, call or savings accounts, cash PIEs and term PIEs. A unique and powerful tool. Click here
Savings goal
Work out how much you will have from a regular savings program. Click here
Save to a plan
Use this calculator to see how your regular savings will grow. Click here
Compounding growth
Make compounding work for you. This calculator will show you how your term deposit will grow, based on your circumstances. You can choose how often interest compounds. Click here
Retirement goal
Work out how much you need to put aside regularly to meet a retirement savings goal. Click here
Saving or debt reduction? Which is best for you?
Use this calculator to work out whether it is best to save or repay debt. Click here
Residential Property Investment
If you are professional about your investments, you need this one. Click here |
Borrowing
Comprehensive mortgage calculator
This calculator will allow you to work out your expected payments, how much you can borrow, how long you will take to pay off a loan, even the interest rate you can afford. It is designed for people who are comfortable with web-based calculators, so if you are just starting out, try one of the others first. But, this one is among the world's best. Click here
Where-can-I-buy ?
This calculator will tell you where in New Zealand you should look for a new house, if you want to keep your mortgage payments affordable. It uses the latest interest rates, and latest real estate data, to match your personal income and deposit with the current market. Click here
Getting into debt
This calculator will work out how much your loan repayments will need to be depending on the interest rate, period of loan, amount, and frequency of repayments. It will also show the total amount you will repay including interest. Click here
Getting out of debt
Work out how to pay off several debts at once so you pay the least interest. Click here
What can I afford?
This calculator is designed to give a general indication of loan affordability in relation to owner occupied homes. Click here
How much can I borrow?
Based on your income and expenses, this calculator will give you an indication of the amount you may be able to borrow for an owner occupied home. Click here
What will the repayments be?
This is a simple and effective way to work out what your repayments will be on a mortgage. Click here
What will my credit card cost?
The easy way to find out the real cost of credit card debte. Click here |
Retirement Planning
Deposit Calculator - NEW !
Compare the returns on two investment choices, side-by-side. Designed for New Zealand conditions, this calculator shows you the after-tax return, and allows you to calculate and compare term deposits, call or savings accounts, cash PIEs and term PIEs. A unique and powerful tool. Click here
Check your Financial Health
A clever calculator from The Shape of Money. Click here
Retirement Calculator - 14 Steps to Reality
An easy, clear, and comprehensive review of how much you need to save from now, to achieve your income goals in retirement. You can check the assumptions used, and modify them if you wish. Click here
How long your retirement funds will last
A simple, easy estimator, if you know how much you will have at retirement. Click here
Savings goal
Work out how much you need to put aside regularly to meet a retirement savings goal . Click here
How much to retire?
Another clever, simple way to work out how much you will need, from The Shape of Money . Click here |