|
Cash PIEs - This week's changes are in bold
DGS |
Offerer |
Account name |
Minimum
deposit |
 |
Fees
p.a.
(excl GST) |
|
equivalent
gross return
for a 33%
taxpayer |
equivalent
gross return
for a 38%
taxpayer |
| |
|
|
|
|
|
|
| - about PIE's - why they are special >>> |
|
|
|
|
|
|
|
| |
Call Funds |
|
|
|
|
|
|
|
 |
ANZ |
Call Fund |
$2,000 |
Q |
$0 |
2.50 |
2.63 |
2.84 |
|
ASB |
ASB Cash Fund |
$500 |
M |
$0 |
3.15 |
3.33 |
3.60 |
|
BNZ |
Cash PIE |
$1,000 |
M |
0.40% |
3.65 |
3.43 |
3.71 |
|
Direct Broking |
Call account |
$1 |
M |
$0 |
2.85 |
3.00 |
3.25 |
| |
 |
|
| |
|
Equitable has tax-paid bonds that may be comparable to PIE accounts, as tax-efficient investments. |
| |
|
You can find the Equitable tax-paid bond rates on our funds page, here >>> |
|
Forsyth Barr |
Cash Management Trust |
$3,000 |
A |
$0 |
2.00 |
2.09 |
2.25 |
| |
|
|
$20,000 |
A |
$0 |
2.25 |
2.35 |
2.54 |
| |
|
|
$50,000 |
A |
$0 |
2.75 |
2.87 |
3.10 |
| |
|
|
$250,000 |
A |
$0 |
3.00 |
3.13 |
3.38 |
| |
|
|
|
|
|
|
|
|
|
HSBC |
Cash Fund |
$10,000 |
D |
$0 |
3.50 |
3.71 |
4.01 |
AA |
HSBC Premier |
|
|
|
|
|
|
|
|
Kiwibank |
On-line call - base |
$2,000 |
M |
$0 |
2.65 |
2.80 |
3.02 |
|
|
On-line call - no withdrawals |
$2,000 |
M |
$0 |
3.25 |
3.43 |
3.71 |
| |
MARAC |
Call PIE |
$1,000 |
M |
$0 |
5.50 |
5.89 |
6.36 |
| |
Medical Securities  |
Call Fund |
$500 |
M |
$0 |
3.75 |
3.98 |
4.30 |
|
 |
Call Fund |
$1 |
Q |
$0 |
2.50 |
2.63 |
2.84 |
|
|
Thoroughbred Cash Fund |
$5,000 |
M |
0.50% |
1.68 |
1.23 |
1.33 |
| |
NBS |
Lifestages |
$10,000 |
A |
$0 |
3.20 |
3.38 |
3.64 |
| |
|
|
|
|
|
|
|
|
|
 |
Cash Advantage Fund |
$250 |
D |
$0 |
3.25 |
3.44 |
3.72 |
| |
|
|
|
|
|
|
|
|
|
 |
Lifestages |
$5,000 |
Q |
$0 |
3.20 |
3.37 |
3.64 |
|
Spicers |
Premium Plus |
$5,000 |
M |
$0 |
2.75 |
2.90 |
3.13 |
|
TSB |
Cash Fund |
$5,000 |
Q |
$0 |
4.81 |
5.10 |
5.52 |
| |
UDC  |
Call Maximizer |
$5,000 |
Q |
$0 |
3.25 |
3.42 |
3.70 |
| |
Westpac |
Cash Plus Trust |
$5,000 |
M |
$0 |
3.00 |
3.17 |
3.43 |
| |
Vision Securities |
|
$ |
Q |
$0 |
10.00 |
10.84 |
11.71 |
| |
|
|
|
|
|
|
|
|
DGS |
Offerer |
Account name |
Minimum
deposit |
|
Fees
p.a.
(excl GST) |
|
equivalent
gross return
for a 33%
taxpayer |
equivalent
gross return
for a 38%
taxpayer |
| |
Term Funds |
|
|
|
|
|
|
|
|
ANZ |
Term Fund - 3 mths |
$5,000 |
Q |
$0 |
4.00 |
4.24 |
4.58 |
| |
|
Term Fund - 6 mths |
$5,000 |
Q |
$0 |
4.40 |
4.67 |
5.04 |
|
ASB |
Term Fund - 3 mths |
$5,000 |
A |
$0 |
3.75 |
3.91 |
4.23 |
| |
|
Term Fund - 6 mths |
$5,000 |
A |
$0 |
4.80 |
5.01 |
5.41 |
| |
|
Term Fund - 1year |
$5,000 |
A |
$0 |
5.00 |
5.22 |
5.64 |
| |
|
Term Fund - 18 mths |
$5,000 |
A |
$0 |
5.00 |
5.22 |
5.64 |
| |
|
Term Fund - 2 years |
$5,000 |
A |
$0 |
5.20 |
5.43 |
5.87 |
| |
|
Term Fund - 5 years |
$5,000 |
A |
$0 |
6.50 |
6.78 |
7.32 |
| |
|
|
| |
|
Equitable has tax-paid bonds that may be comparable to PIE accounts, as tax-efficient investments. |
| |
Equitable |
You can find the Equitable tax-paid bond rates on our funds page, here >>> |
| |
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
HSBC |
Term Fund - 6 months |
$10,000 |
Z |
$0 |
4.35 |
4.61 |
4.99 |
AA |
HSBC Premier |
Term Fund - 9 months |
$10,000 |
Z |
$0 |
4.15 |
4.33 |
4.68 |
|
Kiwibank |
Term deposit fund - 3 mths |
$10,000 |
Z |
$0 |
3.75 |
3.92 |
4.23 |
| |
|
Term deposit fund - 4 mths |
$10,000 |
Z |
$0 |
4.65 |
4.86 |
5.25 |
| |
|
Term deposit fund - 5 mths |
$10,000 |
Z |
$0 |
3.75 |
3.92 |
4.23 |
| |
|
Term deposit fund - 6 mths |
$10,000 |
Z |
$0 |
4.00 |
4.18 |
4.52 |
| |
|
Term deposit fund - 1 year |
$10,000 |
Z |
$0 |
5.00 |
5.22 |
5.65 |
| |
MARAC |
Term Deposit PIE - 1 year |
$1,000 |
Q |
$0 |
6.75 |
7.22 |
7.81 |
| |
Medical Securities |
Term Fund - 1 year |
$500 |
Q |
$0 |
5.25 |
5.58 |
6.04 |
| |
|
|
|
|
|
|
|
|
|
|
Term Fund - 90 days |
$5,000 |
Q |
$0 |
4.00 |
4.24 |
4.58 |
| |
|
Term Fund - 180 days |
$5,000 |
Q |
$0 |
4.40 |
4.67 |
5.04 |
| |
|
Term Fund - 1 year |
$5,000 |
A |
$0 |
5.00 |
5.31 |
5.74 |
| |
PSIS |
Term Fund - 6 months |
$5,000 |
Z |
$0 |
4.65 |
4.85 |
5.25 |
| |
|
Term Fund - 9 months |
$5,000 |
Z |
$0 |
5.00 |
5.22 |
5.64 |
| |
|
Term Fund - 12 or 18 months |
$5,000 |
Z |
$0 |
5.35 |
5.59 |
6.04 |
| |
|
Term Fund - 2 years |
$5,000 |
Z |
$0 |
5.70 |
5.94 |
6.42 |
| |
SBS Bank |
Term Fund |
$10,000 |
|
closed |
|
| |
UDC |
Term Maximiser (12 months) |
$5,000 |
Z |
$0 |
4.80 |
5.09 |
5.50 |
| |
|
Term Maximiser (18 months) |
$5,000 |
Z |
$0 |
5.10 |
5.42 |
5.85 |
| |
|
Term Maximiser (36 months) |
$5,000 |
Z |
$0 |
6.00 |
6.40 |
6.92 |
|
Westpac |
Term Fund - 3 months |
$10,000 |
A |
$0 |
3.50 |
3.64 |
3.94 |
| |
|
Term Fund - 6 months |
$10,000 |
A |
$0 |
4.20 |
4.38 |
4.74 |
| |
|
Term Fund - 9 months |
$10,000 |
A |
$0 |
3.50 |
3.64 |
3.94 |
| |
|
Term Fund - 1 year |
$10,000 |
Q |
$0 |
5.20 |
5.53 |
5.98 |
| |
|
Term Fund - 18 months |
$10,000 |
Q |
$0 |
5.40 |
5.75 |
6.22 |
| |
| Note: "equivalent return" calculations assume term deposits run to maturity, and that there are no withdrawals from at-call accounts. Rates are approximate. |
|
|
|
