Grant Spencer
The RBNZ was late to the debt-to-income limit party which is why this tool won't be added to its macro-prudential toolkit anytime soon, Gareth Vaughan argues
11th Feb 17, 7:44am
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The RBNZ was late to the debt-to-income limit party which is why this tool won't be added to its macro-prudential toolkit anytime soon, Gareth Vaughan argues
RBNZ Governor tells MPs sceptical about debt-to-income restrictions they could distort the housing market, which the government's tax policies already do
10th Feb 17, 9:32am
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RBNZ Governor tells MPs sceptical about debt-to-income restrictions they could distort the housing market, which the government's tax policies already do
David Hargreaves says the more than a year that our central bank will effectively be without a permanent head provides an opportunity for a thorough re-examination of its role and operations
8th Feb 17, 3:35pm
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David Hargreaves says the more than a year that our central bank will effectively be without a permanent head provides an opportunity for a thorough re-examination of its role and operations
Labour OK with 6-month interim RBNZ governor after election, but could be cut short by PTA review if in govt, Robertson says. Wants to include employment focus in PTA
8th Feb 17, 9:35am
Labour OK with 6-month interim RBNZ governor after election, but could be cut short by PTA review if in govt, Robertson says. Wants to include employment focus in PTA
Finance Minister Steven Joyce appoints Grant Spencer as Acting Governor for the six months immediately after the election
7th Feb 17, 1:56pm
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Finance Minister Steven Joyce appoints Grant Spencer as Acting Governor for the six months immediately after the election
RBNZ says banks can afford to pay $550 million to implement its revised outsourcing policy; Says banks' own cost estimates are overblown
6th Feb 17, 7:38am
RBNZ says banks can afford to pay $550 million to implement its revised outsourcing policy; Says banks' own cost estimates are overblown
Finance Minister Steven Joyce expects Graeme Wheeler to make an announcement on his future before next week's RBNZ Monetary Policy Statement
1st Feb 17, 10:05am
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Finance Minister Steven Joyce expects Graeme Wheeler to make an announcement on his future before next week's RBNZ Monetary Policy Statement
RBNZ's Grant Spencer says Australian-style single, super AML regulatory model 'ultimately may be a good solution' for New Zealand
5th Dec 16, 2:47pm
RBNZ's Grant Spencer says Australian-style single, super AML regulatory model 'ultimately may be a good solution' for New Zealand
IMF's review of NZ's financial system & regulatory frameworks 'to deliver the expected result of not ticking a lot of the boxes,' RBNZ's Grant Spencer says
2nd Dec 16, 10:19am
IMF's review of NZ's financial system & regulatory frameworks 'to deliver the expected result of not ticking a lot of the boxes,' RBNZ's Grant Spencer says
RBNZ's Grant Spencer says review of residential mortgage-backed securities aims to make them more attractive for investors and give banks a new funding option
1st Dec 16, 5:02pm
RBNZ's Grant Spencer says review of residential mortgage-backed securities aims to make them more attractive for investors and give banks a new funding option
Grant Spencer says the RBNZ doesn't want to see simple sectors 'over engineered' as it pushes ahead with bank capital review
1st Dec 16, 12:52pm
Grant Spencer says the RBNZ doesn't want to see simple sectors 'over engineered' as it pushes ahead with bank capital review
RBNZ wary of increasing use by banks of wholesale offshore funding to fill gap left by falling growth of local deposits; says banks raising deposit and mortgage rates to help fill gap; see long term rates having bottomed out
30th Nov 16, 4:57pm
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RBNZ wary of increasing use by banks of wholesale offshore funding to fill gap left by falling growth of local deposits; says banks raising deposit and mortgage rates to help fill gap; see long term rates having bottomed out
RBNZ says Kaikoura quakes could cost NZ$3-8 billion, including up to NZ$3 bln of Govt spend and up to NZ$5 bln of insurance; still confident on economy; says insurers can handle claims
30th Nov 16, 4:05pm
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RBNZ says Kaikoura quakes could cost NZ$3-8 billion, including up to NZ$3 bln of Govt spend and up to NZ$5 bln of insurance; still confident on economy; says insurers can handle claims
RBNZ warns in Financial Stability Report that housing imbalances remain; Wheeler says won't use Debt To Income multiple restriction 'at this time'; RBNZ notes rising use by banks of 'hot' overseas funds
30th Nov 16, 9:18am
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RBNZ warns in Financial Stability Report that housing imbalances remain; Wheeler says won't use Debt To Income multiple restriction 'at this time'; RBNZ notes rising use by banks of 'hot' overseas funds
RBNZ Governor says economy already growing strongly enough to create necessary inflation; no need for extra help from Government with fiscal stimulus; Wheeler says open to NZ$ intervention
10th Nov 16, 7:43pm
RBNZ Governor says economy already growing strongly enough to create necessary inflation; no need for extra help from Government with fiscal stimulus; Wheeler says open to NZ$ intervention
RBNZ's Grant Spencer says new oversight regime will give regulators crisis management powers over systemically important financial market infrastructure providers
8th Nov 16, 12:32pm
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RBNZ's Grant Spencer says new oversight regime will give regulators crisis management powers over systemically important financial market infrastructure providers
The RBNZ is keen to bolster its macro-prudential arsenal with a debt-to-income ratio limiting tool. What might this mean for borrowers, banks, the housing market & politicians?
24th Oct 16, 5:02am
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The RBNZ is keen to bolster its macro-prudential arsenal with a debt-to-income ratio limiting tool. What might this mean for borrowers, banks, the housing market & politicians?
RBNZ decides to further extend the exemption from LVR rules for newly constructed homes to assist in creation of new housing stock
5th Sep 16, 3:25pm
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RBNZ decides to further extend the exemption from LVR rules for newly constructed homes to assist in creation of new housing stock
NZ Bankers' Association completes about face on 'weak tool with low welfare gains', but is wary of RBNZ move towards debt-to-income ratio limits & making banks hold more capital against housing loans
12th Aug 16, 1:21pm
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NZ Bankers' Association completes about face on 'weak tool with low welfare gains', but is wary of RBNZ move towards debt-to-income ratio limits & making banks hold more capital against housing loans
The Reserve Bank's decision to bring forward implementation of the new round of LVR restrictions gives it the edge over the Government in the game of chess that the two parties are playing
20th Jul 16, 3:09pm
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The Reserve Bank's decision to bring forward implementation of the new round of LVR restrictions gives it the edge over the Government in the game of chess that the two parties are playing
Gareth Vaughan looks at why even the Third Coming of the RBNZ's high-LVR restrictions on home loans is merely fiddling around the fringes of the housing bubble
20th Jul 16, 12:00pm
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Gareth Vaughan looks at why even the Third Coming of the RBNZ's high-LVR restrictions on home loans is merely fiddling around the fringes of the housing bubble
RBNZ's Spencer toughens call for review of migration settings; English says RBNZ doesn't have detailed understanding of tax and migration policy, and may have missed recent moves
11th Jul 16, 10:30am
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RBNZ's Spencer toughens call for review of migration settings; English says RBNZ doesn't have detailed understanding of tax and migration policy, and may have missed recent moves
Key doubles down on instruction to RBNZ to move faster on LVRs, despite RBNZ speech saying it will only tighten LVR rules by end of 2016; Key also rejects RBNZ suggestion for migration review
8th Jul 16, 6:16pm
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Key doubles down on instruction to RBNZ to move faster on LVRs, despite RBNZ speech saying it will only tighten LVR rules by end of 2016; Key also rejects RBNZ suggestion for migration review
Reserve Bank Deputy Governor sees tighter LVR rules for housing investors being introduced before end of year; debt to income ratios 'might also have a role'; banks may be asked to hold more capital
7th Jul 16, 5:39pm
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Reserve Bank Deputy Governor sees tighter LVR rules for housing investors being introduced before end of year; debt to income ratios 'might also have a role'; banks may be asked to hold more capital
RBNZ's Wheeler signals tougher loan to value ratio controls for investors 'towards the end of the year, or before that'; says debt to income controls a longer term prospect; confirms already in talks with English
9th Jun 16, 1:05pm
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RBNZ's Wheeler signals tougher loan to value ratio controls for investors 'towards the end of the year, or before that'; says debt to income controls a longer term prospect; confirms already in talks with English