Banks
David Hargreaves says the RBNZ was always going to remain 'dovish' in its review next week anyway, which is probably okay for now. But the future is a worry
17th Feb 21, 8:11am
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David Hargreaves says the RBNZ was always going to remain 'dovish' in its review next week anyway, which is probably okay for now. But the future is a worry
In their latest quarterly overview Westpac economists warn that when interest rates do eventually rise 'house prices will fall'; also caution that the Govt may consider limiting deductibility on interest for investors
16th Feb 21, 8:27am
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In their latest quarterly overview Westpac economists warn that when interest rates do eventually rise 'house prices will fall'; also caution that the Govt may consider limiting deductibility on interest for investors
Westpac economists say the weekly hit to the economy with Auckland on Level 3 and the rest of NZ at Level 2 is about $300 million
15th Feb 21, 11:53am
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Westpac economists say the weekly hit to the economy with Auckland on Level 3 and the rest of NZ at Level 2 is about $300 million
David Hargreaves says anything that Finance Minister Grant Robertson is planning to introduce in order to ease housing market demand pressures needs to help - not hinder - measures already being put in place, particularly by the RBNZ
11th Feb 21, 8:29am
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David Hargreaves says anything that Finance Minister Grant Robertson is planning to introduce in order to ease housing market demand pressures needs to help - not hinder - measures already being put in place, particularly by the RBNZ
Westpac economists say the severe housing shortages that have been dogging New Zealand are now 'rapidly eroding'
9th Feb 21, 10:27am
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Westpac economists say the severe housing shortages that have been dogging New Zealand are now 'rapidly eroding'
A flurry of unexpectedly strong economic data and a raging hot house market are putting our central bank in a position it could not have envisaged being in a year ago
7th Feb 21, 6:02am
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A flurry of unexpectedly strong economic data and a raging hot house market are putting our central bank in a position it could not have envisaged being in a year ago
David Hargreaves looks at some of the options for dampening demand in the housing market while we wait for the supply of housing to catch up
27th Jan 21, 2:11pm
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David Hargreaves looks at some of the options for dampening demand in the housing market while we wait for the supply of housing to catch up
Kiwibank economists suggest the Reserve Bank should make banks 'reprice' higher risk interest-only and investor loans
25th Jan 21, 3:23pm
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Kiwibank economists suggest the Reserve Bank should make banks 'reprice' higher risk interest-only and investor loans
Westpac economists expect annual house price inflation will peak at 20% later this year, 'which is not an environment conducive to further OCR cuts'
21st Jan 21, 1:28pm
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Westpac economists expect annual house price inflation will peak at 20% later this year, 'which is not an environment conducive to further OCR cuts'
ANZ economists expect the housing market will cool 'in time', but exactly when is highly uncertain, given that momentum in the market can be slow to moderate
20th Jan 21, 1:26pm
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ANZ economists expect the housing market will cool 'in time', but exactly when is highly uncertain, given that momentum in the market can be slow to moderate
David Hargreaves examines the largest bank's move to go further than the Reserve Bank in reining in housing investors
15th Dec 20, 2:17pm
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David Hargreaves examines the largest bank's move to go further than the Reserve Bank in reining in housing investors
ASB, BNZ, Westpac and Kiwibank indicate they will not be matching ANZ's requirement for housing investors to have 40% deposits at this stage
15th Dec 20, 8:57am
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ASB, BNZ, Westpac and Kiwibank indicate they will not be matching ANZ's requirement for housing investors to have 40% deposits at this stage
Reserve Bank expects 'temporary, small negative effect' on economic activity after reintroduction of mortgage lending limits next March
8th Dec 20, 11:00am
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Reserve Bank expects 'temporary, small negative effect' on economic activity after reintroduction of mortgage lending limits next March
ASB economists say politicians, policymakers and experts need to come together to discuss what can be done on housing and come up with binding recommendations on the way forward
30th Nov 20, 2:10pm
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ASB economists say politicians, policymakers and experts need to come together to discuss what can be done on housing and come up with binding recommendations on the way forward
The cheap, commoditised, homogenous home loan market with few distinctions works just the way the major banks like it, and the RBNZ's new funding option may help them consolidate their grip
28th Nov 20, 10:11am
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The cheap, commoditised, homogenous home loan market with few distinctions works just the way the major banks like it, and the RBNZ's new funding option may help them consolidate their grip
The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
26th Nov 20, 10:13am
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The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
25th Nov 20, 3:13pm
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Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
17th Nov 20, 2:49pm
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David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
16th Nov 20, 12:26pm
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Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
11th Nov 20, 11:26am
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David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
Discussion paper from Payments NZ details the 'building blocks' for a real-time payments system for the future
4th Nov 20, 9:34am
Discussion paper from Payments NZ details the 'building blocks' for a real-time payments system for the future
First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
28th Oct 20, 3:30pm
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First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
27th Oct 20, 3:22pm
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Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
Latest Reserve Bank monthly mortgage figures show that the housing market continued to run hot in August
24th Sep 20, 3:24pm
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Latest Reserve Bank monthly mortgage figures show that the housing market continued to run hot in August
The decision of the Reserve Bank to give cheap funding directly to the banks possibly as soon as November means even lower mortgages may be fuelling the pre-Christmas housing market
24th Sep 20, 11:03am
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The decision of the Reserve Bank to give cheap funding directly to the banks possibly as soon as November means even lower mortgages may be fuelling the pre-Christmas housing market