Financial Stability Report
With a likely move to the near-normality of level 1 soon, crunch time is approaching for the economy, the jobs market and the housing market
4th Jun 20, 11:57am
143
With a likely move to the near-normality of level 1 soon, crunch time is approaching for the economy, the jobs market and the housing market
Brian Fallow provides a timely reminder that NZ banks are reliant on imported credit, the flip side of NZ households’ collective tendency to spend more than their income
29th May 20, 9:01am
35
Brian Fallow provides a timely reminder that NZ banks are reliant on imported credit, the flip side of NZ households’ collective tendency to spend more than their income
RBNZ Deputy Governor Geoff Bascand says deposit rates could drop to zero and some savers might want to put their money to work elsewhere
28th May 20, 12:02pm
125
RBNZ Deputy Governor Geoff Bascand says deposit rates could drop to zero and some savers might want to put their money to work elsewhere
RBNZ Governor Adrian Orr says bank regulatory capital increases on ice during COVID-19 crisis remain very much in the regulator's plans
28th May 20, 5:00am
5
RBNZ Governor Adrian Orr says bank regulatory capital increases on ice during COVID-19 crisis remain very much in the regulator's plans
RBNZ says the banks have $40 billion of loans on commercial property with $5 billion of that in development projects
27th May 20, 12:38pm
17
RBNZ says the banks have $40 billion of loans on commercial property with $5 billion of that in development projects
Figures produced by the RBNZ suggest that house price falls in excess of 20% would start to produce large numbers of people in negative equity
27th May 20, 11:34am
156
Figures produced by the RBNZ suggest that house price falls in excess of 20% would start to produce large numbers of people in negative equity
Reserve Bank says banks' loan losses will 'rise materially from current low levels', however they should be able to cope in all but the most severe scenarios
27th May 20, 9:44am
155
Reserve Bank says banks' loan losses will 'rise materially from current low levels', however they should be able to cope in all but the most severe scenarios
Gareth Vaughan says the RBNZ's latest Financial Stability Report highlights for banks, insurers and non-bank deposit takers that their regulator will be sticking its nose into their business more often and in more ways than in the past.
29th Nov 19, 5:00am
13
Gareth Vaughan says the RBNZ's latest Financial Stability Report highlights for banks, insurers and non-bank deposit takers that their regulator will be sticking its nose into their business more often and in more ways than in the past.
The RBNZ changes its tune, says it will consult on the development of risk management guidance for cyber-risk having previously decided on a hands-off approach to the oversight of cyber-security
28th Nov 19, 7:38am
The RBNZ changes its tune, says it will consult on the development of risk management guidance for cyber-risk having previously decided on a hands-off approach to the oversight of cyber-security
Against the backdrop of its record low OCR, the RBNZ suggests the impact on bank profitability of very low interest rates will be neutral and notes countries with negative interest rates have not experienced significant falls in bank profits
28th Nov 19, 7:37am
2
Against the backdrop of its record low OCR, the RBNZ suggests the impact on bank profitability of very low interest rates will be neutral and notes countries with negative interest rates have not experienced significant falls in bank profits
Jury out over whether the RBNZ will loosen loan-to-value ratio restrictions on Wednesday, with some observers raising doubts over whether an easing would have much of an effect
24th Nov 19, 6:31am
78
Jury out over whether the RBNZ will loosen loan-to-value ratio restrictions on Wednesday, with some observers raising doubts over whether an easing would have much of an effect
RBNZ confirms it'll consider requiring insurers to hold more capital: Macquarie analysts expect life insurers to be hardest hit and warn stricter rules could scare companies off NZ
10th Jun 19, 12:57pm
5
RBNZ confirms it'll consider requiring insurers to hold more capital: Macquarie analysts expect life insurers to be hardest hit and warn stricter rules could scare companies off NZ
Reserve Bank warns house prices could fall - while property owners, banks and the government could be left exposed - as insurers become more selective over who they insure
30th May 19, 5:00am
19
Reserve Bank warns house prices could fall - while property owners, banks and the government could be left exposed - as insurers become more selective over who they insure
Live-streamed video from the May 2019 RBNZ Financial Stability Report press conference with Governor Adrian Orr
29th May 19, 10:51am
2
Live-streamed video from the May 2019 RBNZ Financial Stability Report press conference with Governor Adrian Orr
Higher bank capital requirements are necessary, RBNZ Governor Adrian Orr says, with big four banks' use of internal capital models to be constrained
30th Nov 18, 12:47pm
Higher bank capital requirements are necessary, RBNZ Governor Adrian Orr says, with big four banks' use of internal capital models to be constrained
A 325% debt-to-disposable income ratio, household debt growing at a more sustainable rate, horticulture lending being monitored, eye watering life insurance commissions & more from the RBNZ's FSR
29th Nov 18, 12:00pm
27
A 325% debt-to-disposable income ratio, household debt growing at a more sustainable rate, horticulture lending being monitored, eye watering life insurance commissions & more from the RBNZ's FSR
RBNZ flags astronomical life insurance commissions as it indicates its conduct and culture review on the industry will be more scathing than the one it did on banks; However the sharpness of regulators' teeth remain in question
28th Nov 18, 4:55pm
2
RBNZ flags astronomical life insurance commissions as it indicates its conduct and culture review on the industry will be more scathing than the one it did on banks; However the sharpness of regulators' teeth remain in question
Live-streamed video from the November 2018 RBNZ Financial Stability Report press conference with Governor Adrian Orr
28th Nov 18, 10:51am
7
Live-streamed video from the November 2018 RBNZ Financial Stability Report press conference with Governor Adrian Orr
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
26th Sep 18, 3:38pm
28
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
A look ahead to phase 2 of the RBNZ Act review, a warning to non-bank lenders, a telling off for Westpac, open banking, BKBM & internal models discrepancies
31st May 18, 1:44pm
1
A look ahead to phase 2 of the RBNZ Act review, a warning to non-bank lenders, a telling off for Westpac, open banking, BKBM & internal models discrepancies
RBNZ Governor Adrian Orr is confident NZ’s highly indebted households can withstand interest rate rises, as long as there are no ‘abrupt changes’
30th May 18, 1:04pm
68
RBNZ Governor Adrian Orr is confident NZ’s highly indebted households can withstand interest rate rises, as long as there are no ‘abrupt changes’
Live-streamed video of Parliament's Finance and Expenditure Committee hearings on Wednesday, May 30, 2018
30th May 18, 12:53pm
Live-streamed video of Parliament's Finance and Expenditure Committee hearings on Wednesday, May 30, 2018
Live-streamed video from the May 2018 RBNZ Financial Stability Report press conference with Governor Adrian Orr
30th May 18, 10:51am
6
Live-streamed video from the May 2018 RBNZ Financial Stability Report press conference with Governor Adrian Orr
The insurance market may be consolidating, but the RBNZ says it's still attractive to overseas companies. We consider who's showing interest and look at what the new entrants to the market are up to
30th Nov 17, 3:48pm
The insurance market may be consolidating, but the RBNZ says it's still attractive to overseas companies. We consider who's showing interest and look at what the new entrants to the market are up to
A 325% debt-to-disposable income ratio, loans to prop up dairy farms, NZ's net external liability position at its lowest level since the 1980s, 50% housing loan growth in just 2 years & more
30th Nov 17, 8:24am
19
A 325% debt-to-disposable income ratio, loans to prop up dairy farms, NZ's net external liability position at its lowest level since the 1980s, 50% housing loan growth in just 2 years & more