Fixed vs Floating
Bernard Hickey changes his view on whether to fix or to float his mortgage. He also looks at what the economists are saying. Your view?
21st Nov 12, 9:30am
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Bernard Hickey changes his view on whether to fix or to float his mortgage. He also looks at what the economists are saying. Your view?
Auckland housing heading back to boom territory as investors sick of low deposit rates turn back to property, BNZ's Tony Alexander says
16th Nov 12, 9:53am
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Auckland housing heading back to boom territory as investors sick of low deposit rates turn back to property, BNZ's Tony Alexander says
ANZ economists would be calling for 50 basis point OCR cut if not for Christchurch rebuild; Eye March 2013 as time for a possible cut
8th Nov 12, 1:51pm
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ANZ economists would be calling for 50 basis point OCR cut if not for Christchurch rebuild; Eye March 2013 as time for a possible cut
Westpac annual cash earnings jump 22% to record high of NZ$707 mln
Economist expectations for next OCR hike following lower-than-expected inflation figures pushing CPI below Reserve Bank target band
17th Oct 12, 11:18am
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Economist expectations for next OCR hike following lower-than-expected inflation figures pushing CPI below Reserve Bank target band
Case for Reserve Bank to cut Official Cash Rate mounting, BNZ's Toplis says; But NZ$ will first have to rise further, and housing market stall
15th Oct 12, 2:53pm
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Case for Reserve Bank to cut Official Cash Rate mounting, BNZ's Toplis says; But NZ$ will first have to rise further, and housing market stall
ANZ National Chief Economist Cameron Bagrie delays expectation of first Official Cash Rate hike out to 2014; first bank economist to shift from mid 2013
5th Sep 12, 4:32pm
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ANZ National Chief Economist Cameron Bagrie delays expectation of first Official Cash Rate hike out to 2014; first bank economist to shift from mid 2013
Fixed mortgages up NZ$8.3 bln, or 13%, in three months with floating mortgages down NZ$6.6 bln, or 6%
3rd Sep 12, 3:45pm
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Fixed mortgages up NZ$8.3 bln, or 13%, in three months with floating mortgages down NZ$6.6 bln, or 6%
Kiwibank annual profit surges 276% to record high of NZ$79.1 mln on higher net interest income and falls in expenses and impairment allowances
22nd Aug 12, 10:01am
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Kiwibank annual profit surges 276% to record high of NZ$79.1 mln on higher net interest income and falls in expenses and impairment allowances
ASB posts 21% rise in annual profit to NZ$685 million despite just a 1.2% rise in lending
15th Aug 12, 11:27am
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ASB posts 21% rise in annual profit to NZ$685 million despite just a 1.2% rise in lending
ASB annual results to show whether borrowers' switching back to fixed mortgages from floating loans is hitting banks' bottom lines
14th Aug 12, 4:17pm
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ASB annual results to show whether borrowers' switching back to fixed mortgages from floating loans is hitting banks' bottom lines
ASB cuts 2-year mortgage rate 10 basis points to 5.45%; New lowest two-year rate with no strings attached
10th Aug 12, 5:26pm
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ASB cuts 2-year mortgage rate 10 basis points to 5.45%; New lowest two-year rate with no strings attached
ASB shifts pick for next OCR hike to June 2013 from March after poor employment figures; Follows Westpac, ANZ, Infometrics, NZIER in picking later start
9th Aug 12, 12:37pm
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ASB shifts pick for next OCR hike to June 2013 from March after poor employment figures; Follows Westpac, ANZ, Infometrics, NZIER in picking later start
Borrowers continue move back to fixed-term mortgages in June with value of floating mortgages down more than NZ$4.5 bln in two months
1st Aug 12, 4:05pm
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Borrowers continue move back to fixed-term mortgages in June with value of floating mortgages down more than NZ$4.5 bln in two months
Reserve Bank should leave OCR on hold at 2.5% this Thursday, NZIER shadow board says; Gives higher rating to on hold or hike than in June
24th Jul 12, 7:52am
Reserve Bank should leave OCR on hold at 2.5% this Thursday, NZIER shadow board says; Gives higher rating to on hold or hike than in June
ANZ NZ retail boss Kerri Thompson says next major moves in fixed-term mortgage rates may be up
5th Jul 12, 4:38pm
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ANZ NZ retail boss Kerri Thompson says next major moves in fixed-term mortgage rates may be up
Bank fixed-term mortgage rate cuts drive move by customers away from floating mortgages and back to fixed-term loans, Reserve Bank data shows
2nd Jul 12, 3:57pm
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Bank fixed-term mortgage rate cuts drive move by customers away from floating mortgages and back to fixed-term loans, Reserve Bank data shows
Westpac economists say it's time to fix after recent rises in wholesale interest rates; sees pressure on for fixed mortgage rates to rise
2nd Jul 12, 12:33pm
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Westpac economists say it's time to fix after recent rises in wholesale interest rates; sees pressure on for fixed mortgage rates to rise
NZIER shadow OCR board sees no rate move on Thursday, but chances of a cut increase in June from April
12th Jun 12, 1:05am
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NZIER shadow OCR board sees no rate move on Thursday, but chances of a cut increase in June from April
Reserve Bank to keep OCR at 2.5% next Thursday, bank economists say; Global developments the catalyst for any cut; Markets eye 25% possibility of a cut
8th Jun 12, 3:45pm
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Reserve Bank to keep OCR at 2.5% next Thursday, bank economists say; Global developments the catalyst for any cut; Markets eye 25% possibility of a cut
Treasury lowers forecast interest rate track over next four years; Expects first OCR hike at start of 2013, and for OCR to rise higher than Reserve Bank thinks
24th May 12, 2:12pm
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Treasury lowers forecast interest rate track over next four years; Expects first OCR hike at start of 2013, and for OCR to rise higher than Reserve Bank thinks
BNZ cuts most fixed mortgage rates as price war heats up, powered by falling wholesale rates and high profit margins
23rd May 12, 7:38am
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BNZ cuts most fixed mortgage rates as price war heats up, powered by falling wholesale rates and high profit margins
ASB economists say floating mortgage rates unlikely to fall further; sees a 'window of opportunity' to fix with low fixed rates
16th May 12, 6:31pm
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ASB economists say floating mortgage rates unlikely to fall further; sees a 'window of opportunity' to fix with low fixed rates
Opinion: Bernard Hickey looks at whether to fix your mortgage or go floating and what the experts are saying
16th May 12, 1:51pm
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Opinion: Bernard Hickey looks at whether to fix your mortgage or go floating and what the experts are saying
The Co-operative Bank joins fixed-term mortgage rate cutting party with cuts to 6 month and 1-4 year rates
15th May 12, 4:45pm
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The Co-operative Bank joins fixed-term mortgage rate cutting party with cuts to 6 month and 1-4 year rates