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The Reserve Bank is easing its lending restrictions as it believes house prices are close to sustainable levels
4th May 23, 7:36am
48
The Reserve Bank is easing its lending restrictions as it believes house prices are close to sustainable levels
[updated]
RBNZ says the risks to financial stability posed by high-LVR lending have reduced to a level where the current restrictions may be unnecessarily reducing efficiency
26th Apr 23, 9:20am
117
RBNZ says the risks to financial stability posed by high-LVR lending have reduced to a level where the current restrictions may be unnecessarily reducing efficiency
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by just 4.1% in the 12 months to January, the slowest annual rate of growth in exactly 10 years
28th Feb 23, 4:11pm
11
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by just 4.1% in the 12 months to January, the slowest annual rate of growth in exactly 10 years
The next major challenge the Reserve Bank faces is convincing everyone that once interest rates hit peak highs they won't start falling rapidly again
12th Feb 23, 6:00am
128
The next major challenge the Reserve Bank faces is convincing everyone that once interest rates hit peak highs they won't start falling rapidly again
Only a decade ago more than half the country's mortgages were on floating rates, now the amounts on floating rates has dwindled to record lows
9th Feb 23, 12:38pm
7
Only a decade ago more than half the country's mortgages were on floating rates, now the amounts on floating rates has dwindled to record lows
David Hargreaves has a trawl through some of the RBNZ's mortgage data to see how homeowners are reacting to rising rates a year and a half into a rising mortgage rate environment
9th Feb 23, 9:33am
37
David Hargreaves has a trawl through some of the RBNZ's mortgage data to see how homeowners are reacting to rising rates a year and a half into a rising mortgage rate environment
RBNZ figures show first home buyers might possibly be hitting the limits of their seemingly boundless enthusiasm, while investors may have just stirred slightly
31st Jan 23, 10:50am
35
RBNZ figures show first home buyers might possibly be hitting the limits of their seemingly boundless enthusiasm, while investors may have just stirred slightly
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by just 5.2% in the year to October, which compares with double digit growth seen at the same time a year ago, and is the slowest rate of growth since 2015
30th Nov 22, 3:45pm
10
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by just 5.2% in the year to October, which compares with double digit growth seen at the same time a year ago, and is the slowest rate of growth since 2015
RBNZ figures show first home buyers had their biggest share of the mortgage money advanced last month since the RBNZ started publishing the detailed information in 2014
24th Nov 22, 3:44pm
38
RBNZ figures show first home buyers had their biggest share of the mortgage money advanced last month since the RBNZ started publishing the detailed information in 2014
CEO Dan Huggins says BNZ's conservative approach to housing lending means borrowers are handling mortgage rate increases well so far
10th Nov 22, 7:52am
2
CEO Dan Huggins says BNZ's conservative approach to housing lending means borrowers are handling mortgage rate increases well so far
Headlines warn of grim times as interest rates jump and house prices fall, but actually, households, banks and firms are in rude health
2nd Nov 22, 8:10pm
153
Headlines warn of grim times as interest rates jump and house prices fall, but actually, households, banks and firms are in rude health
We seem to be taking eye-watering rises in mortgage interest rates in our stride - but are we really? David Hargreaves tries to assess where we are with the rising interest rate 'cycle' and whether there is more trouble ahead
2nd Nov 22, 8:06am
37
We seem to be taking eye-watering rises in mortgage interest rates in our stride - but are we really? David Hargreaves tries to assess where we are with the rising interest rate 'cycle' and whether there is more trouble ahead
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by 5.7% in the year to September, which compares with double digit growth seen at the same time a year ago
31st Oct 22, 3:44pm
8
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by 5.7% in the year to September, which compares with double digit growth seen at the same time a year ago
RBNZ figures show that the amount advanced for mortgages in September was the lowest this year so far apart from January, while the amount charged in interest during the quarter climbed to over $3 billion for the first time since 2017
27th Oct 22, 3:38pm
15
RBNZ figures show that the amount advanced for mortgages in September was the lowest this year so far apart from January, while the amount charged in interest during the quarter climbed to over $3 billion for the first time since 2017
First home buyers becoming less likely to face negative equity due to slightly lower prices and a big decline in low equity mortgages
28th Sep 22, 11:52am
54
First home buyers becoming less likely to face negative equity due to slightly lower prices and a big decline in low equity mortgages
RBNZ figures show that first home buyers took 20.8% of the mortgage money advanced last month - the highest share since this data began being compiled in 2013
27th Sep 22, 3:29pm
17
RBNZ figures show that first home buyers took 20.8% of the mortgage money advanced last month - the highest share since this data began being compiled in 2013
ANZ economists see inflation getting back to targeted levels by the middle of 2024 but think there are 'significant risks' that inflation will remain 'too high for too long'
7th Sep 22, 9:10am
42
ANZ economists see inflation getting back to targeted levels by the middle of 2024 but think there are 'significant risks' that inflation will remain 'too high for too long'
Beating inflation will likely require a sustained period of higher interest rates and slower economic growth if things like indexing wage growth to the previous year's inflation get entrenched, ANZ economists say
6th Sep 22, 9:38am
36
Beating inflation will likely require a sustained period of higher interest rates and slower economic growth if things like indexing wage growth to the previous year's inflation get entrenched, ANZ economists say
David Hargreaves has a dive into the latest monthly mortgage figures, which show a market that has gone from raging hot to freezing cold in a very short space of time
6th Sep 22, 9:00am
10
David Hargreaves has a dive into the latest monthly mortgage figures, which show a market that has gone from raging hot to freezing cold in a very short space of time
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by the smallest amount in five years last month
31st Aug 22, 3:28pm
25
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by the smallest amount in five years last month
'It’s the biggest real house price downturn we’ve had since the 1970s'
30th Aug 22, 2:51pm
74
'It’s the biggest real house price downturn we’ve had since the 1970s'
Kiwibank economists believe that fixed mortgage rates have peaked
29th Aug 22, 2:04pm
41
Kiwibank economists believe that fixed mortgage rates have peaked
RBNZ figures show that housing investors had their smallest share of the mortgage money advanced last month since the data began being collected in 2014
24th Aug 22, 3:39pm
73
RBNZ figures show that housing investors had their smallest share of the mortgage money advanced last month since the data began being collected in 2014
Gareth Vaughan argues politics isn't the reason we should have a review, or inquiry, into the RBNZ's monetary policy response to the Covid-19 pandemic
29th Jul 22, 11:32am
74
Gareth Vaughan argues politics isn't the reason we should have a review, or inquiry, into the RBNZ's monetary policy response to the Covid-19 pandemic
RBNZ figures show that fewer than 15,000 mortgages were issued last month - easily a record low for a June since the data began being collected in 2013
26th Jul 22, 3:43pm
27
RBNZ figures show that fewer than 15,000 mortgages were issued last month - easily a record low for a June since the data began being collected in 2013