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ASB economists say the Reserve Bank 'should consider' starting lifting interest rates with a 50 basis-point rise and say the central bank could use interest rates to 'douse the housing market'
9th Aug 21, 12:56pm
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ASB economists say the Reserve Bank 'should consider' starting lifting interest rates with a 50 basis-point rise and say the central bank could use interest rates to 'douse the housing market'
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
5th Aug 21, 3:04pm
59
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
Finance Minister Grant Robertson says he moved as quickly as was responsible to give the Reserve Bank new tools to restrict banks' mortgage lending
3rd Aug 21, 2:47pm
71
Finance Minister Grant Robertson says he moved as quickly as was responsible to give the Reserve Bank new tools to restrict banks' mortgage lending
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
3rd Aug 21, 2:40pm
33
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
Govt signs off on DTI measures, which will be implemented; RBNZ also to tighten LVR rules from October; RBNZ says it 'hasn't seen sufficient reduction in risky lending'
3rd Aug 21, 9:25am
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Govt signs off on DTI measures, which will be implemented; RBNZ also to tighten LVR rules from October; RBNZ says it 'hasn't seen sufficient reduction in risky lending'
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
28th Jul 21, 12:35pm
61
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
27th Jul 21, 2:23pm
40
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
26th Jul 21, 3:34pm
30
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
20th Jul 21, 10:58am
13
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
Kiwibank says it will cut a key fixed mortgage rate by -6 bps on Monday after others are raising theirs - but they will also raised their low floating rate by +35 bps
16th Jul 21, 2:23pm
14
Kiwibank says it will cut a key fixed mortgage rate by -6 bps on Monday after others are raising theirs - but they will also raised their low floating rate by +35 bps
New Zealand's largest home loan lender follows ASB with its own rate hike along with Westpac and BNZ, so the window for grabbing cycle-low fixed mortgage rates is closing fast
16th Jul 21, 8:05am
93
New Zealand's largest home loan lender follows ASB with its own rate hike along with Westpac and BNZ, so the window for grabbing cycle-low fixed mortgage rates is closing fast
The run of lower and lower mortgage rates may be ending with major ASB pushing through some chunky home loan rate hikes, along with some TD rate rises
14th Jul 21, 9:04am
80
The run of lower and lower mortgage rates may be ending with major ASB pushing through some chunky home loan rate hikes, along with some TD rate rises
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
11th Jul 21, 6:01am
60
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
5th Jul 21, 4:00pm
21
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
HSBC trims its one year home loan rate to just 2.09% even as wholesale swap rates start moving up at the short end. It raised all rates for two years and longer
1st Jul 21, 10:59am
29
HSBC trims its one year home loan rate to just 2.09% even as wholesale swap rates start moving up at the short end. It raised all rates for two years and longer
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
30th Jun 21, 3:41pm
20
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
29th Jun 21, 1:53pm
14
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
28th Jun 21, 12:22pm
62
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
The Coop Bank drops its fixed one year first-home buyer special by -10 bps to 1.99%. It has cut other short rates, but raised most longer fixed rates
16th Jun 21, 1:42pm
9
The Coop Bank drops its fixed one year first-home buyer special by -10 bps to 1.99%. It has cut other short rates, but raised most longer fixed rates
ASB matches its rivals with a home loan rate cut and three increases for longer term rates, completing an adjustment that responds to rising longer term wholesale rates. A pause may settle in now
14th Jun 21, 9:24am
12
ASB matches its rivals with a home loan rate cut and three increases for longer term rates, completing an adjustment that responds to rising longer term wholesale rates. A pause may settle in now
With BNZ's latest changes, that only leaves ASB yet to hike longer term fixed home loan rates as the mortgage rate curve shifts to its steepest in nine years
10th Jun 21, 9:43am
13
With BNZ's latest changes, that only leaves ASB yet to hike longer term fixed home loan rates as the mortgage rate curve shifts to its steepest in nine years
The nation's largest mortgage lender cuts two rates and raises three as a new round of home loan rate changes grips the housing market. The laggards will undoubtedly follow
9th Jun 21, 7:09pm
25
The nation's largest mortgage lender cuts two rates and raises three as a new round of home loan rate changes grips the housing market. The laggards will undoubtedly follow
Another big bank raises longer fixed home loan rates. It might be a good time to reassess the term of your fixed rate mortgage commitment - but the decisions are not easy
5th Jun 21, 9:02am
11
Another big bank raises longer fixed home loan rates. It might be a good time to reassess the term of your fixed rate mortgage commitment - but the decisions are not easy
Kiwibank cutting one-year home loan rate by 16 basis points to 2.19% in what bank touts as its lowest ever home loan rate
4th Jun 21, 1:20pm
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Kiwibank cutting one-year home loan rate by 16 basis points to 2.19% in what bank touts as its lowest ever home loan rate
A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
3rd Jun 21, 8:00am
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A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture