Macroprudential tools
Forget the new smartphone, the latest six-burner bbq or a swanky set of outdoor furniture - there's only one thing on the RBNZ's Christmas shopping list this year
30th Nov 16, 1:18pm
23
Forget the new smartphone, the latest six-burner bbq or a swanky set of outdoor furniture - there's only one thing on the RBNZ's Christmas shopping list this year
Would-be first home buyers should not agonise over trying to second-guess the direction of the housing market
23rd Nov 16, 2:12pm
35
Would-be first home buyers should not agonise over trying to second-guess the direction of the housing market
Long term bond yields have risen sharply since Donald Trump's election, which is pushing up mortgage rates and the Government's borrowing costs just as it may have to start borrowing again and just as housing markets are cooling
20th Nov 16, 5:02am
58
Long term bond yields have risen sharply since Donald Trump's election, which is pushing up mortgage rates and the Government's borrowing costs just as it may have to start borrowing again and just as housing markets are cooling
The new 40% deposit rules for investors have clearly had an impact - but the jury is very much out on how long the impact lasts for
15th Nov 16, 8:36am
28
The new 40% deposit rules for investors have clearly had an impact - but the jury is very much out on how long the impact lasts for
The Reserve Bank has delivered its last one. And now it is done, the next move is up
10th Nov 16, 2:11pm
41
The Reserve Bank has delivered its last one. And now it is done, the next move is up
RBNZ Governor says still in talks about including Debt to Income multiple limit in tool kit, but wouldn't use it right now because housing market has moderated; says English posing many questions on DTI
10th Nov 16, 1:10pm
27
RBNZ Governor says still in talks about including Debt to Income multiple limit in tool kit, but wouldn't use it right now because housing market has moderated; says English posing many questions on DTI
Here is the latest Official Cash Rate statement from the Reserve Bank
The Reserve Bank folk might be wishing they hadn't effectively locked themselves in to cutting interest rates this week
7th Nov 16, 2:40pm
23
The Reserve Bank folk might be wishing they hadn't effectively locked themselves in to cutting interest rates this week
ANZ NZ CEO says volume of Auckland apartment developments falling over not a problem yet, debt-to-income ratio limits 'complex,' new LVR investor restrictions working
5th Nov 16, 6:02am
6
ANZ NZ CEO says volume of Auckland apartment developments falling over not a problem yet, debt-to-income ratio limits 'complex,' new LVR investor restrictions working
The Government is showing signs of wanting to call all the shots on the housing market itself next year
3rd Nov 16, 8:19am
44
The Government is showing signs of wanting to call all the shots on the housing market itself next year
Finance Minister cautious about Reserve Bank hopes for Debt to Income multiple limits; say looking closely at unintended consequences; Key says Auckland housing market stabilising; points Mt Roskill voters to low interest rates
2nd Nov 16, 7:12pm
43
Finance Minister cautious about Reserve Bank hopes for Debt to Income multiple limits; say looking closely at unintended consequences; Key says Auckland housing market stabilising; points Mt Roskill voters to low interest rates
BNZ economists cast doubts on the Reserve Bank being soon able to introduce new income-related mortgage limits
31st Oct 16, 1:21pm
30
BNZ economists cast doubts on the Reserve Bank being soon able to introduce new income-related mortgage limits
BNZ CEO Anthony Healy says RBNZ must be careful with DTI tool not to lock young first home buyers out of the housing market
29th Oct 16, 5:02am
46
BNZ CEO Anthony Healy says RBNZ must be careful with DTI tool not to lock young first home buyers out of the housing market
Both the Reserve Bank and the financial marketplace are going to need to make adjustments under the RBNZ's new interest rate prediction policy
25th Oct 16, 4:19pm
2
Both the Reserve Bank and the financial marketplace are going to need to make adjustments under the RBNZ's new interest rate prediction policy
ANZ economists have changed their call and now see an expected RBNZ cut of the OCR to 1.75% next month as the last one in the current interest rates cycle
25th Oct 16, 2:56pm
9
ANZ economists have changed their call and now see an expected RBNZ cut of the OCR to 1.75% next month as the last one in the current interest rates cycle
The Reserve Bank will now issue formal projections of the future expected Official Cash Rate
25th Oct 16, 10:40am
58
The Reserve Bank will now issue formal projections of the future expected Official Cash Rate
The RBNZ is keen to bolster its macro-prudential arsenal with a debt-to-income ratio limiting tool. What might this mean for borrowers, banks, the housing market & politicians?
24th Oct 16, 5:02am
137
The RBNZ is keen to bolster its macro-prudential arsenal with a debt-to-income ratio limiting tool. What might this mean for borrowers, banks, the housing market & politicians?
ANZ economists see signs of 'late cycle behaviour' emerging in the economy but believe the boom-and-bust pattern of previous cycles can be avoided this time
17th Oct 16, 2:37pm
21
ANZ economists see signs of 'late cycle behaviour' emerging in the economy but believe the boom-and-bust pattern of previous cycles can be avoided this time
It is becoming clearer by the day that the ever-reluctant National-led administration will have to do more on the demand side of housing
3rd Oct 16, 1:48pm
82
It is becoming clearer by the day that the ever-reluctant National-led administration will have to do more on the demand side of housing
RBNZ board says the central bank's OCR reviews in the past year 'met the requirements'
29th Sep 16, 1:49pm
5
RBNZ board says the central bank's OCR reviews in the past year 'met the requirements'
The Government needs to get involved in helping to provide a level playing field for entrants into the housing market
26th Sep 16, 11:26am
48
The Government needs to get involved in helping to provide a level playing field for entrants into the housing market
Some 'old' patterns of consumer spending are belatedly showing signs of returning, along with the ever-rising house prices
21st Sep 16, 1:32pm
15
Some 'old' patterns of consumer spending are belatedly showing signs of returning, along with the ever-rising house prices
If current house sales figures are demonstrating the full impact of the latest LVR restrictions, there's nothing to stop prices marching ownwards and upwards over the rest of 2016 and into the New Year
14th Sep 16, 1:44pm
70
If current house sales figures are demonstrating the full impact of the latest LVR restrictions, there's nothing to stop prices marching ownwards and upwards over the rest of 2016 and into the New Year
The Reserve Bank's 40% deposit rule for investors already seems like yesterday's news...now all eyes are on the proposed debt-to-income ratios
9th Sep 16, 9:40am
28
The Reserve Bank's 40% deposit rule for investors already seems like yesterday's news...now all eyes are on the proposed debt-to-income ratios
The Reserve Bank is indicating that some - unnamed - banks have deliberately tightened internal credit policies by applying a more restrictive approach to LVR rules than necessary
6th Sep 16, 2:46pm
7
The Reserve Bank is indicating that some - unnamed - banks have deliberately tightened internal credit policies by applying a more restrictive approach to LVR rules than necessary