Mortgage rates
David Hargreaves looks at curious developments in the way the paths of potential interest rate rises are crossing the paths of potential inflation - and causing very real mortgage pain
3rd Jun 22, 8:30am
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David Hargreaves looks at curious developments in the way the paths of potential interest rate rises are crossing the paths of potential inflation - and causing very real mortgage pain
Independent global economic researcher Capital Economics is forecasting a 75-point reduction in the OCR in the second half of 2023 as house prices hit the bottom of the RBNZ's 'sustainable' range
31st May 22, 11:20am
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Independent global economic researcher Capital Economics is forecasting a 75-point reduction in the OCR in the second half of 2023 as house prices hit the bottom of the RBNZ's 'sustainable' range
Kiwibank Chief Economist Jarrod Kerr on why he expects the OCR to be hiked another 100 basis points by August, but why the RBNZ doesn't need to go as high as its 4% OCR forecast
29th May 22, 6:00am
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Kiwibank Chief Economist Jarrod Kerr on why he expects the OCR to be hiked another 100 basis points by August, but why the RBNZ doesn't need to go as high as its 4% OCR forecast
Twenty four hours after the RBNZ hiked the Official Cash Rate by 50 basis points, no bank has announced any rate change
26th May 22, 2:14pm
54
Twenty four hours after the RBNZ hiked the Official Cash Rate by 50 basis points, no bank has announced any rate change
[updated]
A number of borrowers who took out mortgages for the first time last year will struggle if mortgage rates rise as forecast, the Reserve Bank says
25th May 22, 2:49pm
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A number of borrowers who took out mortgages for the first time last year will struggle if mortgage rates rise as forecast, the Reserve Bank says
A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank
25th Apr 22, 8:30am
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A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank
With interest rates on two-year bank mortgage rates seemingly poised to rise above floating rates, could we see growth in the number of borrowers choosing to float over fixing?
21st Apr 22, 10:13am
14
With interest rates on two-year bank mortgage rates seemingly poised to rise above floating rates, could we see growth in the number of borrowers choosing to float over fixing?
Economists see the Reserve Bank cranking up the OCR by another 50 points in May to prevent it ultimately landing as high as financial markets were expecting
13th Apr 22, 7:05pm
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Economists see the Reserve Bank cranking up the OCR by another 50 points in May to prevent it ultimately landing as high as financial markets were expecting
Reserve Bank lifts Official Cash Rate by 50 points to 1.5%, 'bringing forward' monetary tightening to avoid high inflation becoming embedded
13th Apr 22, 2:10pm
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Reserve Bank lifts Official Cash Rate by 50 points to 1.5%, 'bringing forward' monetary tightening to avoid high inflation becoming embedded
Reserve Bank between a rock and a hard place, as it needs to kill inflation without killing the economy
10th Apr 22, 6:00am
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Reserve Bank between a rock and a hard place, as it needs to kill inflation without killing the economy
Independent global economic researcher Capital Economics says some countries' housing markets look vulnerable to 'even a modest rise' in interest rates - and the New Zealand market is pinpointed as one for particular concern
28th Mar 22, 9:58am
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Independent global economic researcher Capital Economics says some countries' housing markets look vulnerable to 'even a modest rise' in interest rates - and the New Zealand market is pinpointed as one for particular concern
Inflation has so much strength and persistence that the RBNZ will likely need to keep raising interest rates despite softening house prices, ANZ economists say
22nd Mar 22, 10:37am
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Inflation has so much strength and persistence that the RBNZ will likely need to keep raising interest rates despite softening house prices, ANZ economists say
Some light relief for first home buyers in Auckland as price falls at the bottom of the market outpaced interest rate rises
21st Mar 22, 11:48am
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Some light relief for first home buyers in Auckland as price falls at the bottom of the market outpaced interest rate rises
David Hargreaves thinks that regardless of the election result next year, recent changes to the country's housing investment rules may well be reversed
18th Mar 22, 9:25am
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David Hargreaves thinks that regardless of the election result next year, recent changes to the country's housing investment rules may well be reversed
David Hargreaves sees a way for house prices to get more affordable without a crash - but there are plenty of ifs and buts
16th Mar 22, 12:43pm
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David Hargreaves sees a way for house prices to get more affordable without a crash - but there are plenty of ifs and buts
As the Official Cash Rate rises, what sort of upward movements are we seeing from bank mortgage and deposit rates?
14th Mar 22, 4:41pm
As the Official Cash Rate rises, what sort of upward movements are we seeing from bank mortgage and deposit rates?
Banks are offering substantial mortgage 'cashback' rewards of up to $5000, but they may be yours for the asking from other banks too, even if not advertised
12th Mar 22, 9:10am
16
Banks are offering substantial mortgage 'cashback' rewards of up to $5000, but they may be yours for the asking from other banks too, even if not advertised
Reserve Bank says 25 basis points OCR hike will see average mortgage holder pay an extra $825 a year
25th Feb 22, 5:00am
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Reserve Bank says 25 basis points OCR hike will see average mortgage holder pay an extra $825 a year
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
24th Feb 22, 7:31pm
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
'The housing boom has ended,' Westpac economists declare, with price falls now the order of the day
24th Feb 22, 11:53am
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'The housing boom has ended,' Westpac economists declare, with price falls now the order of the day
Westpac economists say despite flagging population growth they are not expecting a housing 'oversupply situation'
22nd Feb 22, 10:54am
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Westpac economists say despite flagging population growth they are not expecting a housing 'oversupply situation'
Falling house prices make home ownership more affordable for first home buyers
22nd Feb 22, 9:00am
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Falling house prices make home ownership more affordable for first home buyers
The economic data seems to point clearly to higher policy rates soon, and financial markets are pricing them in. Home loan and TD rates are primed to follow
28th Jan 22, 9:19am
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The economic data seems to point clearly to higher policy rates soon, and financial markets are pricing them in. Home loan and TD rates are primed to follow
CoreLogic expects balance of power in the housing market to tip towards buyers by mid-year
26th Jan 22, 5:00am
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CoreLogic expects balance of power in the housing market to tip towards buyers by mid-year
ANZ's latest housing report says the housing shortage is reducing by around 6000 homes a quarter as construction ramps up and the borders stay closed
20th Jan 22, 2:18pm
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ANZ's latest housing report says the housing shortage is reducing by around 6000 homes a quarter as construction ramps up and the borders stay closed