Mortgage rates
China Construction Bank launches a 3.19% mortgage rate for fixed terms on one, two and three years, easily the market leading offers for any home loan
11th Sep 19, 8:07am
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China Construction Bank launches a 3.19% mortgage rate for fixed terms on one, two and three years, easily the market leading offers for any home loan
BNZ matches its main rivals with some key home loan rate cuts for its 'special' offers, but goes with steeper reductions for term deposits, dropping below almost all its rivals
2nd Sep 19, 9:03am
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BNZ matches its main rivals with some key home loan rate cuts for its 'special' offers, but goes with steeper reductions for term deposits, dropping below almost all its rivals
HSBC trumps all-comers with a new 3.35% fixed rate mortgage offer to kick-start the Spring real estate season. Savers will now come under even more pressure
31st Aug 19, 8:41am
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HSBC trumps all-comers with a new 3.35% fixed rate mortgage offer to kick-start the Spring real estate season. Savers will now come under even more pressure
New Zealand's second largest home loan lender has trimmed two key fixed mortgage rates, matching key rivals but not pushing the boat out any further than they have to. Westpac follows too
30th Aug 19, 10:57am
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New Zealand's second largest home loan lender has trimmed two key fixed mortgage rates, matching key rivals but not pushing the boat out any further than they have to. Westpac follows too
Kiwibank has sliced its fixed home loan rates to be flat across all terms from one to five years, the first bank to offer all these rates below 4%
29th Aug 19, 9:02pm
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Kiwibank has sliced its fixed home loan rates to be flat across all terms from one to five years, the first bank to offer all these rates below 4%
ANZ takes an axe to two key mortgage rate specials, and pays for it with across the board cuts to all its term deposit rates. Low rates keep shifting lower
26th Aug 19, 5:35pm
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ANZ takes an axe to two key mortgage rate specials, and pays for it with across the board cuts to all its term deposit rates. Low rates keep shifting lower
Challenger bank SBS trims its key home loan rates to current levels to stay in touch with a falling market, with more evidence that most banks will match the lowest rate on offer, provided your financials are good
24th Aug 19, 11:12am
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Challenger bank SBS trims its key home loan rates to current levels to stay in touch with a falling market, with more evidence that most banks will match the lowest rate on offer, provided your financials are good
HSBC cuts most of its fixed Premier home loan rates, and announces its new floating rate too which it cut by 55 bps
22nd Aug 19, 5:07pm
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HSBC cuts most of its fixed Premier home loan rates, and announces its new floating rate too which it cut by 55 bps
The Co-operative Bank cuts most of their home loan rates with three of them now market-leading. They also made matching term deposit rate cuts
20th Aug 19, 7:04pm
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The Co-operative Bank cuts most of their home loan rates with three of them now market-leading. They also made matching term deposit rate cuts
After reviewing all banks' interest rate changes since the RBNZ's surprise 50 basis points OCR cut, we calculate how much has benefited borrowers, and how much has been retained for savers
18th Aug 19, 6:16am
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After reviewing all banks' interest rate changes since the RBNZ's surprise 50 basis points OCR cut, we calculate how much has benefited borrowers, and how much has been retained for savers
The mortgage war takes interest rates down to levels never seen before for fixed home loans with Kiwibank the latest to offer a market leading rate
16th Aug 19, 12:02am
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The mortgage war takes interest rates down to levels never seen before for fixed home loans with Kiwibank the latest to offer a market leading rate
ASB cuts all its fixed mortgage rates again, taking market leading positions for many terms, after raising some very cheap funding. It cuts term deposit rates too
15th Aug 19, 9:14am
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ASB cuts all its fixed mortgage rates again, taking market leading positions for many terms, after raising some very cheap funding. It cuts term deposit rates too
Another major home loan bank joins ANZ at a market-leading level for a key mortgage rate, dropping it by 16 bps. It also cut some key term deposit rates by 20 bps
13th Aug 19, 10:42am
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Another major home loan bank joins ANZ at a market-leading level for a key mortgage rate, dropping it by 16 bps. It also cut some key term deposit rates by 20 bps
Latest cuts to interest rates may only reduce mortgage payments by a dollar or two a week
7th Aug 19, 4:26pm
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Latest cuts to interest rates may only reduce mortgage payments by a dollar or two a week
ASB is first out of the blocks with a rate cut for floating home loans. A small fixed rate change as well. This is where we summarise the rate cuts from all banks
7th Aug 19, 2:19pm
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ASB is first out of the blocks with a rate cut for floating home loans. A small fixed rate change as well. This is where we summarise the rate cuts from all banks
SBS Bank makes a small trim to its key mortgage rate offers, taking two of them down to market-leading levels. However, the whole home loan market is awaiting an RBNZ rate cut and assessing the impact of sharp swap rate drops
3rd Aug 19, 10:21am
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SBS Bank makes a small trim to its key mortgage rate offers, taking two of them down to market-leading levels. However, the whole home loan market is awaiting an RBNZ rate cut and assessing the impact of sharp swap rate drops
The Cooperative Bank cuts home loan rates to remain a good option in the fiercely competitive mortgage market. But they also have trimmed term deposit and savings rates to allow that
30th Jul 19, 4:51pm
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The Cooperative Bank cuts home loan rates to remain a good option in the fiercely competitive mortgage market. But they also have trimmed term deposit and savings rates to allow that
By matching HSBC Premier, Kiwibank brings the new lower home loan rates to the one year term option as the whole mortgage market settles in to a new normal
26th Jul 19, 2:23pm
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By matching HSBC Premier, Kiwibank brings the new lower home loan rates to the one year term option as the whole mortgage market settles in to a new normal
Another bank adopts the lower home loan rate set. Borrowers may be smiling but pressures are building for banks to protect their margins and savers should beware
26th Jul 19, 10:31am
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Another bank adopts the lower home loan rate set. Borrowers may be smiling but pressures are building for banks to protect their margins and savers should beware
Westpac quickly follows BNZ with a 3.79% two year 'special', taking rate competitiveness to a new lower level, even before the Spring season starts. ANZ also follows
23rd Jul 19, 4:31pm
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Westpac quickly follows BNZ with a 3.79% two year 'special', taking rate competitiveness to a new lower level, even before the Spring season starts. ANZ also follows
BNZ drops two-year mortgage interest rate for owner-occupiers to lowest of the major banks, cuts a couple of savings rates
22nd Jul 19, 10:48am
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BNZ drops two-year mortgage interest rate for owner-occupiers to lowest of the major banks, cuts a couple of savings rates
Rodney Dickens says understanding how our local long term interest rates are influenced has huge implications for how much they will move in response to RBNZ and Government pro-growth and pro-inflation policies
17th Jul 19, 9:17am
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Rodney Dickens says understanding how our local long term interest rates are influenced has huge implications for how much they will move in response to RBNZ and Government pro-growth and pro-inflation policies
Rodney Dickens says current official forecasts are tainted by wishful thinking and take no account of policies that will boost wage inflation. OCR cuts and fiscal stimulus will boost growth so that the labour market will be tighter next year than now
10th Jul 19, 2:04pm
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Rodney Dickens says current official forecasts are tainted by wishful thinking and take no account of policies that will boost wage inflation. OCR cuts and fiscal stimulus will boost growth so that the labour market will be tighter next year than now
Background wholesale money costs are changing lower, but not at the durations that will have much influence on fixed mortgage rates
21st Mar 19, 1:10pm
Background wholesale money costs are changing lower, but not at the durations that will have much influence on fixed mortgage rates
Westpac economists challenge their ANZ counterparts, downplaying the effect higher proposed bank capital requirements will have on interest rates
16th Jan 19, 9:23am
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Westpac economists challenge their ANZ counterparts, downplaying the effect higher proposed bank capital requirements will have on interest rates