Mortgage rates
First home buyers being squeezed between rising lower quartile housing prices & higher mortgage interest rates, putting a dampener on their home ownership hopes
19th Dec 18, 5:00am
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First home buyers being squeezed between rising lower quartile housing prices & higher mortgage interest rates, putting a dampener on their home ownership hopes
As Shane Jones pushes for a bank levy to support regional NZ banking services, ACCC report says Aussie bank levy costs not being passed on to mortgage borrowers
13th Dec 18, 10:38am
As Shane Jones pushes for a bank levy to support regional NZ banking services, ACCC report says Aussie bank levy costs not being passed on to mortgage borrowers
Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
6th Dec 18, 10:09am
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Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
Rising house prices have more than offset falling interest rates in 11 of 12 regions over the last six months - Home loan Affordability Reports
21st Nov 18, 11:46am
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Rising house prices have more than offset falling interest rates in 11 of 12 regions over the last six months - Home loan Affordability Reports
Falling interest rates, easing house prices and rising incomes have improved the lot of typical first home buyers in Auckland by nearly $90 a week since March 2017
26th Oct 18, 11:04am
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Falling interest rates, easing house prices and rising incomes have improved the lot of typical first home buyers in Auckland by nearly $90 a week since March 2017
Slightly lower prices, falling interest rates and slowly rising incomes are all helping to improve affordability for first home buyers - but not by much
26th Sep 18, 10:22am
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Slightly lower prices, falling interest rates and slowly rising incomes are all helping to improve affordability for first home buyers - but not by much
David Chaston probes current bank margins to swap rates to check whether banks are using the latest falling interest rate environment to fatten their margins
8th Sep 18, 9:31am
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David Chaston probes current bank margins to swap rates to check whether banks are using the latest falling interest rate environment to fatten their margins
Brad Olsen of Infometrics argues there are clear reasons for the Reserve Bank to leave the Official Cash Rate unchanged over the next year
6th Sep 18, 1:25pm
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Brad Olsen of Infometrics argues there are clear reasons for the Reserve Bank to leave the Official Cash Rate unchanged over the next year
Housing mortgage rates are more likely to go down rather than up despite increased US dollar funding costs for New Zealand banks
12th May 18, 9:22am
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Housing mortgage rates are more likely to go down rather than up despite increased US dollar funding costs for New Zealand banks
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
27th Mar 18, 7:59am
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Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
Acting RBNZ Governor Grant Spencer isn't ruling out the possibility of an OCR cut, given the downside surprise of December's CPI data - he says the 'risks are two sided'
8th Feb 18, 12:10pm
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Acting RBNZ Governor Grant Spencer isn't ruling out the possibility of an OCR cut, given the downside surprise of December's CPI data - he says the 'risks are two sided'
Kiwibank's economists probe whether the housing boom is turning to a bust or has just hit a temporary bump in the road
25th Oct 17, 10:27am
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Kiwibank's economists probe whether the housing boom is turning to a bust or has just hit a temporary bump in the road
Fiscal policy looks key to whether the next Official Cash Rate move is down or up, Harbour Asset Management's Christian Hawkesby says; If OCR moves inside 12 months, it will be a cut; If RBNZ holds for a year, next move should be up
25th Aug 17, 9:51am
6
Fiscal policy looks key to whether the next Official Cash Rate move is down or up, Harbour Asset Management's Christian Hawkesby says; If OCR moves inside 12 months, it will be a cut; If RBNZ holds for a year, next move should be up
Bill English doesn't want Winston Peters anywhere near NZ's monetary policy settings but can't rule him out becoming Finance Minister - says that's up to voters to decide
22nd Aug 17, 1:01pm
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Bill English doesn't want Winston Peters anywhere near NZ's monetary policy settings but can't rule him out becoming Finance Minister - says that's up to voters to decide
Beneficiaries and lower-income groups have been hit the hardest by typical cost rises over the past year as housing and other price increases make their mark
27th Jul 17, 11:42am
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Beneficiaries and lower-income groups have been hit the hardest by typical cost rises over the past year as housing and other price increases make their mark
Flat prices in June quarter bring annual inflation rate back to 1.7% as cheaper petrol, domestic airfares offset rising rent, food and electricity prices
18th Jul 17, 10:55am
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Flat prices in June quarter bring annual inflation rate back to 1.7% as cheaper petrol, domestic airfares offset rising rent, food and electricity prices
BNZ pushes OCR hike track from Q1 to mid-2018 with 'trepidation'; Says Governor change, election makes forecasting harder; Notes weak Q2 inflation guides, but maintains capacity pressure & growth mean tightening bias is needed
30th Jun 17, 9:21am
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BNZ pushes OCR hike track from Q1 to mid-2018 with 'trepidation'; Says Governor change, election makes forecasting harder; Notes weak Q2 inflation guides, but maintains capacity pressure & growth mean tightening bias is needed
Sifting through the RBNZ tea-leaves: As banks encourage 2-year mortgage rates, borrowers may find they come off to a higher OCR, hiked earlier and potentially higher than expected, Alex Tarrant argues
25th Jun 17, 8:36am
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Sifting through the RBNZ tea-leaves: As banks encourage 2-year mortgage rates, borrowers may find they come off to a higher OCR, hiked earlier and potentially higher than expected, Alex Tarrant argues
Reserve Bank leaves OCR on hold at 1.75%; Keeps comment that monetary policy will remain accommodative for a considerable period
22nd Jun 17, 9:03am
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Reserve Bank leaves OCR on hold at 1.75%; Keeps comment that monetary policy will remain accommodative for a considerable period
Mind the output gap: The Reserve Bank wants us to take note of its capacity pressure risk scenarios. Don't look away - inflation, wages and mortgage rates might rise earlier than expected
20th May 17, 9:48am
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Mind the output gap: The Reserve Bank wants us to take note of its capacity pressure risk scenarios. Don't look away - inflation, wages and mortgage rates might rise earlier than expected
Govt has been concerned for 'some time' about risks from rising mortgage rates as house price boom stretched borrower serviceability limits, PM says; 'Borrowers go in with eyes open about risks; Fundamental issue is still supply'
8th May 17, 6:12pm
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Govt has been concerned for 'some time' about risks from rising mortgage rates as house price boom stretched borrower serviceability limits, PM says; 'Borrowers go in with eyes open about risks; Fundamental issue is still supply'
Mortgage rates to keep rising as OCR remains on hold, NZIER says; House prices may not fall far as population growth boosts demand and supply struggles to keep pace
2nd Mar 17, 4:10pm
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Mortgage rates to keep rising as OCR remains on hold, NZIER says; House prices may not fall far as population growth boosts demand and supply struggles to keep pace
NZ house prices look set to fall 12% by 2020 as rates rise and population growth eases, Infometrics says
23rd Feb 17, 1:30pm
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NZ house prices look set to fall 12% by 2020 as rates rise and population growth eases, Infometrics says
People hopefully getting the message on housing, Finance Minister Joyce says; Notes interest rates set to rise, Auckland house prices high and starting to fall; Some demand measures but supply the big issue
22nd Feb 17, 7:55am
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People hopefully getting the message on housing, Finance Minister Joyce says; Notes interest rates set to rise, Auckland house prices high and starting to fall; Some demand measures but supply the big issue
Building and Construction Minister Smith says getting better estimates of NZ housing shortage is tough without becoming Soviet-style economy
14th Feb 17, 11:07am
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Building and Construction Minister Smith says getting better estimates of NZ housing shortage is tough without becoming Soviet-style economy