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Mortgages

The amount borrowed by first home buyers topped $900 mln last month - the first time this figure has been reached since the RBNZ started releasing mortgage borrower by type information in 2014
30th Apr 18, 11:16am
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The amount borrowed by first home buyers topped $900 mln last month - the first time this figure has been reached since the RBNZ started releasing mortgage borrower by type information in 2014
Whatever way you look at it, ANZ is winning larger mortgage market shares for both home loans and rural mortgages. But challenger banks are also doing better
28th Apr 18, 10:55am
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Whatever way you look at it, ANZ is winning larger mortgage market shares for both home loans and rural mortgages. But challenger banks are also doing better
In 25 of the 30 urban areas we track buying a first home is affordable for a couple on median incomes, but not on Auckland's North Shore - and saving for a deposit remains a challenge
27th Apr 18, 8:38am
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In 25 of the 30 urban areas we track buying a first home is affordable for a couple on median incomes, but not on Auckland's North Shore - and saving for a deposit remains a challenge
State-owned mortgage lender changes its point of attack, offering market leading fixed home loan rates for terms of three years and longer
20th Apr 18, 4:36pm
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State-owned mortgage lender changes its point of attack, offering market leading fixed home loan rates for terms of three years and longer
As the new Government puts various supply and demand policies into place aimed at the housing market, David Hargreaves wonders if it has a clear plan of how it would like to see the market looking and behaving
16th Apr 18, 5:03pm
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As the new Government puts various supply and demand policies into place aimed at the housing market, David Hargreaves wonders if it has a clear plan of how it would like to see the market looking and behaving
New Zealand's largest home loan lender launches a limited time one year 'special' that undercuts all its main rivals
13th Apr 18, 5:29pm
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New Zealand's largest home loan lender launches a limited time one year 'special' that undercuts all its main rivals
Both ASB and BNZ announce lower two year fixed home loan rates, although ASB does raise two shorter term rates
13th Apr 18, 9:18am
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Both ASB and BNZ announce lower two year fixed home loan rates, although ASB does raise two shorter term rates
David Hargreaves wonders whether the Reserve Bank would be best served by leaving tough deposit restrictions in place on housing investors for the time being
11th Apr 18, 2:10pm
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David Hargreaves wonders whether the Reserve Bank would be best served by leaving tough deposit restrictions in place on housing investors for the time being
Could Australia's banking Royal Commission be the catalyst for the country's Minsky moment?
10th Apr 18, 3:01pm
Could Australia's banking Royal Commission be the catalyst for the country's Minsky moment?
HSBC New Zealand ekes out annual profit rise as lending surges almost 30%
4th Apr 18, 3:31pm
HSBC New Zealand ekes out annual profit rise as lending surges almost 30%
New RBNZ Governor Adrian Orr gets an early opportunity to strike a favourable impression with the public late next month by further loosening the LVR lending restrictions
4th Apr 18, 7:45am
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New RBNZ Governor Adrian Orr gets an early opportunity to strike a favourable impression with the public late next month by further loosening the LVR lending restrictions
A key challenger bank reduces two key home loan rates as the real estate market winds down toward winter volumes. It also cuts some key savings account rates
3rd Apr 18, 2:10pm
A key challenger bank reduces two key home loan rates as the real estate market winds down toward winter volumes. It also cuts some key savings account rates
The sharp decline in the growth rates of mortgage borrowing seen in the past year has ended; the recent fast rise in consumer borrowing has slowed
29th Mar 18, 3:34pm
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The sharp decline in the growth rates of mortgage borrowing seen in the past year has ended; the recent fast rise in consumer borrowing has slowed
Could Australia's banking Royal Commission be the catalyst for a credit crunch, and potentially a recession?
27th Mar 18, 9:52am
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Could Australia's banking Royal Commission be the catalyst for a credit crunch, and potentially a recession?
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
27th Mar 18, 7:59am
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Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
The changes announced regarding the Reserve Bank's handling of monetary policy look sensible, but with legislative changes still to come there may yet be room for surprises
26th Mar 18, 4:40pm
The changes announced regarding the Reserve Bank's handling of monetary policy look sensible, but with legislative changes still to come there may yet be room for surprises
Finance Minister Grant Robertson and incoming RBNZ Governor Adrian Orr have signed a new Policy Targets Agreement; new committee to be formed for setting interest rates
26th Mar 18, 9:09am
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Finance Minister Grant Robertson and incoming RBNZ Governor Adrian Orr have signed a new Policy Targets Agreement; new committee to be formed for setting interest rates
Kiwibank reverts its 2-year 'special' to 4.65% but replaces its fighting position with a 1-year 4.29% fixed home loan rate, the lowest of all the majors for that term
23rd Mar 18, 11:01am
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Kiwibank reverts its 2-year 'special' to 4.65% but replaces its fighting position with a 1-year 4.29% fixed home loan rate, the lowest of all the majors for that term
Housing affordability still a major challenge for first home buyers in Auckland and Queenstown, interest.co.nz Home Loan Affordability reports show
21st Mar 18, 9:42am
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Housing affordability still a major challenge for first home buyers in Auckland and Queenstown, interest.co.nz Home Loan Affordability reports show
BNZ raises 2-year mortgage rate back to the same level offered by its Aussie rivals after a 2-week campaign
20th Mar 18, 10:15am
BNZ raises 2-year mortgage rate back to the same level offered by its Aussie rivals after a 2-week campaign
The ACCC shines a spotlight on 'less than vigorous' mortgage competition between the Australian parents of NZ's big four banks
15th Mar 18, 1:21pm
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The ACCC shines a spotlight on 'less than vigorous' mortgage competition between the Australian parents of NZ's big four banks
In a lacklustre real estate and mortgage market, another bank cuts a key rate to generate some momentum and snare some market share even as funding costs remain stable
10th Mar 18, 11:07am
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In a lacklustre real estate and mortgage market, another bank cuts a key rate to generate some momentum and snare some market share even as funding costs remain stable
Small NZ owned banks again grow mortgage lending faster than the major banks
7th Mar 18, 11:26am
Small NZ owned banks again grow mortgage lending faster than the major banks
Bank of 'Let's Do It' sets a 4.49% two year fixed mortgage rate, about -16 bps lower than all its main rivals but still above both HSBC and TSB
6th Mar 18, 9:52am
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Bank of 'Let's Do It' sets a 4.49% two year fixed mortgage rate, about -16 bps lower than all its main rivals but still above both HSBC and TSB
ANZ NZ posts big jump in quarterly profit to $520 mln, deposit growth comfortably outstrips lending growth
2nd Mar 18, 5:02am
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ANZ NZ posts big jump in quarterly profit to $520 mln, deposit growth comfortably outstrips lending growth