Mortgages
Westpac NZ records strong quarterly profit bounce as it details more of the terms of its beefed up RBNZ capital requirements
7th Dec 17, 10:24am
Westpac NZ records strong quarterly profit bounce as it details more of the terms of its beefed up RBNZ capital requirements
Strong lending growth continues at SBS Bank, The Co-operative Bank & TSB but net interest margins fall
6th Dec 17, 11:10am
Strong lending growth continues at SBS Bank, The Co-operative Bank & TSB but net interest margins fall
Reserve Bank Acting Governor says if inflation doesn't pick up from late next year 'a further easing of monetary policy' would have to be considered
5th Dec 17, 1:34pm
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Reserve Bank Acting Governor says if inflation doesn't pick up from late next year 'a further easing of monetary policy' would have to be considered
Kiwibank September quarter cost to income ratio blows out, net interest margin dips
4th Dec 17, 10:40am
Kiwibank September quarter cost to income ratio blows out, net interest margin dips
ANZ NZ pays $1.635 billion dividend, equivalent to $4.32 a share and 88% of annual cash profit
4th Dec 17, 7:24am
ANZ NZ pays $1.635 billion dividend, equivalent to $4.32 a share and 88% of annual cash profit
Price pressure is building in the Auckland housing market and sooner or later something has to give, Greg Ninness argues
2nd Dec 17, 6:26am
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Price pressure is building in the Auckland housing market and sooner or later something has to give, Greg Ninness argues
The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
30th Nov 17, 3:21pm
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The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment
30th Nov 17, 1:27pm
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The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment
Reserve Bank doesn't see a collapse of house prices 'as a particularly high risk' due to Government policies, but says the new policies reinforce the RBNZ's decision to relax LVR restrictions
29th Nov 17, 3:56pm
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Reserve Bank doesn't see a collapse of house prices 'as a particularly high risk' due to Government policies, but says the new policies reinforce the RBNZ's decision to relax LVR restrictions
Dips lower by BNZ and the Cooperative Bank come as real estate transaction weakness intensifies competition while the loan rollover market stays healthy
29th Nov 17, 9:53am
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Dips lower by BNZ and the Cooperative Bank come as real estate transaction weakness intensifies competition while the loan rollover market stays healthy
ASB September quarter profit tops $300 mln with solid net interest margin as bank restates its regulatory capital ratios
29th Nov 17, 9:52am
ASB September quarter profit tops $300 mln with solid net interest margin as bank restates its regulatory capital ratios
Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now
29th Nov 17, 9:13am
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Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now
Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
29th Nov 17, 6:39am
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Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
New Reserve Bank figures show that despite significant falls in overall mortgage borrowing, first home buyers are very much still around and interested
27th Nov 17, 1:17pm
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New Reserve Bank figures show that despite significant falls in overall mortgage borrowing, first home buyers are very much still around and interested
Lower wholesale rates and low term deposit offers open small opportunities for banks to trim mortgage rates, but movement is not large, despite slow real estate markets
24th Nov 17, 9:26am
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Lower wholesale rates and low term deposit offers open small opportunities for banks to trim mortgage rates, but movement is not large, despite slow real estate markets
With new valuations recording the massive property value gains in recent years, but a new survey suggesting no price gains ahead, will large numbers of homeowners seek to cash in their profits?
20th Nov 17, 4:23pm
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With new valuations recording the massive property value gains in recent years, but a new survey suggesting no price gains ahead, will large numbers of homeowners seek to cash in their profits?
Auckland properties show average gain in value of 45%, according to latest official valuations
16th Nov 17, 12:01pm
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Auckland properties show average gain in value of 45%, according to latest official valuations
New Zealand's biggest home loan lender signals a more aggressive market position with two lower rate 'specials'. BNZ adjusts an out-of-line rate
14th Nov 17, 5:04pm
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New Zealand's biggest home loan lender signals a more aggressive market position with two lower rate 'specials'. BNZ adjusts an out-of-line rate
Four years after they were introduced to combat a rampant house market, the loan to value lending restrictions appear likely to be phased out soon; but how, and what happens next?
14th Nov 17, 9:37am
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Four years after they were introduced to combat a rampant house market, the loan to value lending restrictions appear likely to be phased out soon; but how, and what happens next?
ANZ economists reduce their near term GDP growth forecasts; see housing market remaining soft with a possible impact on consumer spending
13th Nov 17, 2:00pm
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ANZ economists reduce their near term GDP growth forecasts; see housing market remaining soft with a possible impact on consumer spending
BNZ launches programme to enable brokers to electronically lodge mortgage applications; Hopes move will improve industry standards
13th Nov 17, 10:36am
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BNZ launches programme to enable brokers to electronically lodge mortgage applications; Hopes move will improve industry standards
We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans. We find that competition is not working to get Kiwi's a better deal. The banks are getting the better deal in 2017
12th Nov 17, 5:41pm
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We look at how New Zealand mortgage pricing compares with what Aussies pay for the same sort of loans. We find that competition is not working to get Kiwi's a better deal. The banks are getting the better deal in 2017
Challenger bank adjusts its rate card lower, matching the market as new residential real estate transactions struggle to build to normal Spring volumes
11th Nov 17, 12:41pm
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Challenger bank adjusts its rate card lower, matching the market as new residential real estate transactions struggle to build to normal Spring volumes
Acting RBNZ Governor Grant Spencer concerned about plans to include 'externals' on the proposed new RBNZ monetary policy committee; says the committee needs 'collective responsibility' rather than being 'individualistic'
10th Nov 17, 7:39am
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Acting RBNZ Governor Grant Spencer concerned about plans to include 'externals' on the proposed new RBNZ monetary policy committee; says the committee needs 'collective responsibility' rather than being 'individualistic'
Acting Reserve Bank Governor says the central bank is currently reviewing the LVR restrictions 'and the criteria we would adopt for their removal' and will say more on the subject before the end of the month
9th Nov 17, 11:57am
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Acting Reserve Bank Governor says the central bank is currently reviewing the LVR restrictions 'and the criteria we would adopt for their removal' and will say more on the subject before the end of the month