Mortgages
ANZ's Cameron Bagrie suggests the RBNZ may start easing its LVR restrictions from mid-2018, sees concerns for residential property developers & competition for deposits easing
29th Sep 17, 10:02am
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ANZ's Cameron Bagrie suggests the RBNZ may start easing its LVR restrictions from mid-2018, sees concerns for residential property developers & competition for deposits easing
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; reiterates view that monetary policy will remain accommodative for a considerable period; notes recent construction sector weakness
28th Sep 17, 9:09am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; reiterates view that monetary policy will remain accommodative for a considerable period; notes recent construction sector weakness
We review the mortgage market post election and in the middle of the Spring selling season, one characterised by limp demand and quiet activity. Good mortgage rate deals may be available
28th Sep 17, 5:38am
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We review the mortgage market post election and in the middle of the Spring selling season, one characterised by limp demand and quiet activity. Good mortgage rate deals may be available
The Reserve Bank's loan to value lending restrictions are about to 'celebrate' their fourth birthday. But with the wind changing in the Government and a new RBNZ Governor to appoint, will there be a fifth?
27th Sep 17, 3:47pm
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The Reserve Bank's loan to value lending restrictions are about to 'celebrate' their fourth birthday. But with the wind changing in the Government and a new RBNZ Governor to appoint, will there be a fifth?
New Reserve Bank figures show borrowing by investors for house purchases last month made up just 22% of the total, compared with about 35% in the months before tighter LVR rules were applied
27th Sep 17, 11:33am
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New Reserve Bank figures show borrowing by investors for house purchases last month made up just 22% of the total, compared with about 35% in the months before tighter LVR rules were applied
New Zealand's largest home loan lender has reduced two of its 'special' fixed mortgage rates, following SBS Bank. But BNZ raises a key rate
18th Sep 17, 5:40pm
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New Zealand's largest home loan lender has reduced two of its 'special' fixed mortgage rates, following SBS Bank. But BNZ raises a key rate
Average June quarter net interest margin, cost of funds drops across New Zealand's big five banks
15th Sep 17, 11:17am
Average June quarter net interest margin, cost of funds drops across New Zealand's big five banks
Strong lending growth continues at three NZ owned banks but profit takes a hit at two of them
8th Sep 17, 4:24pm
Strong lending growth continues at three NZ owned banks but profit takes a hit at two of them
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
6th Sep 17, 4:12pm
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Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
ASB takes -10 bps and -20 bps off most fixed mortgage rates, taking its 18 month 'special' to a market leading low. Westpac also trims a key rate (and cuts two term deposit rates)
1st Sep 17, 10:48am
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ASB takes -10 bps and -20 bps off most fixed mortgage rates, taking its 18 month 'special' to a market leading low. Westpac also trims a key rate (and cuts two term deposit rates)
Big IT project impairment hits Kiwibank's profit hard as new look board influenced by new shareholders reviews strategy
1st Sep 17, 10:00am
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Big IT project impairment hits Kiwibank's profit hard as new look board influenced by new shareholders reviews strategy
New RBNZ figures show the total amount of mortgage borrowing grew by the smallest amount in dollar terms for three years last month
31st Aug 17, 3:39pm
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New RBNZ figures show the total amount of mortgage borrowing grew by the smallest amount in dollar terms for three years last month
BNZ net interest margin recovers and profit surges as dividend is increased
30th Aug 17, 9:53am
BNZ net interest margin recovers and profit surges as dividend is increased
Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead
30th Aug 17, 6:42am
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Bank lobby group opposes debt-to-income ratio macro-prudential tool and suggests the RBNZ should look at a serviceability interest rate instead
Two more banks cut their two year rates as the home loan market struggles to find the volumes it needs from a quiet housing market. Borrowers have the advantage
26th Aug 17, 8:23am
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Two more banks cut their two year rates as the home loan market struggles to find the volumes it needs from a quiet housing market. Borrowers have the advantage
New Reserve Bank figures show the amount borrowed by first home buyers was up last month compared with a year ago - while investors borrowed $1 bln less than they did in July 2016
24th Aug 17, 3:42pm
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New Reserve Bank figures show the amount borrowed by first home buyers was up last month compared with a year ago - while investors borrowed $1 bln less than they did in July 2016
Asset quality slightly better and capital ratios rise at Westpac NZ as RBNZ ordered independent review of capital modelling gets underway
24th Aug 17, 11:17am
Asset quality slightly better and capital ratios rise at Westpac NZ as RBNZ ordered independent review of capital modelling gets underway
Westpac economists say there is no compelling case at the moment for the Reserve Bank to loosen the limits on high loan to value ratio lending
21st Aug 17, 11:26am
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Westpac economists say there is no compelling case at the moment for the Reserve Bank to loosen the limits on high loan to value ratio lending
New Zealand's largest home loan lender resets its two year rate lower, now almost the lowest for this term in the market. Westpac follows partly
16th Aug 17, 5:15pm
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New Zealand's largest home loan lender resets its two year rate lower, now almost the lowest for this term in the market. Westpac follows partly
It's all very well talking about removing loan to value lending limits, but we need to hear what the Government would do if house prices started to rise quickly again
16th Aug 17, 4:15pm
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It's all very well talking about removing loan to value lending limits, but we need to hear what the Government would do if house prices started to rise quickly again
June quarter numbers show the picture changing for the country's biggest bank. Bottom line weakens
16th Aug 17, 10:20am
June quarter numbers show the picture changing for the country's biggest bank. Bottom line weakens
ANZ NZ posts $1.275 bln 9-month profit and says net interest margins have stabilised
15th Aug 17, 10:12am
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ANZ NZ posts $1.275 bln 9-month profit and says net interest margins have stabilised
Economists are pushing out the timeframe for interest rate rises, while ANZ economists say they are tempted to 'flat-line' their future interest rate projections
14th Aug 17, 4:02pm
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Economists are pushing out the timeframe for interest rate rises, while ANZ economists say they are tempted to 'flat-line' their future interest rate projections
David Hargreaves suggests the real estate industry is singling out the wrong target by urging exemptions from the RBNZ’s LVR rules for first home buyers
14th Aug 17, 11:04am
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David Hargreaves suggests the real estate industry is singling out the wrong target by urging exemptions from the RBNZ’s LVR rules for first home buyers
ASB moves to improve the competitiveness of a key rate as wholesale rates fall, and real estate transactions slim down in a softening market
11th Aug 17, 8:39am
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ASB moves to improve the competitiveness of a key rate as wholesale rates fall, and real estate transactions slim down in a softening market