Mortgages
Labour Party leader releases new interactive 'housing map' showing people 'how the crisis is affecting their neighbourhood'; Govt says it's riddled with errors
14th Jul 16, 12:06pm
136
Labour Party leader releases new interactive 'housing map' showing people 'how the crisis is affecting their neighbourhood'; Govt says it's riddled with errors
Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
12th Jul 16, 11:01am
35
Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
John Key and friends are the people to sort out the housing market - and they should stop making excuses and hiding behind the Reserve Bank
12th Jul 16, 8:16am
149
John Key and friends are the people to sort out the housing market - and they should stop making excuses and hiding behind the Reserve Bank
Finance companies, other non-bank lenders and Chinese banks remain open to foreigners seeking mortgages to help buy NZ property
8th Jul 16, 5:00am
36
Finance companies, other non-bank lenders and Chinese banks remain open to foreigners seeking mortgages to help buy NZ property
Reserve Bank Deputy Governor sees tighter LVR rules for housing investors being introduced before end of year; debt to income ratios 'might also have a role'; banks may be asked to hold more capital
7th Jul 16, 5:39pm
139
Reserve Bank Deputy Governor sees tighter LVR rules for housing investors being introduced before end of year; debt to income ratios 'might also have a role'; banks may be asked to hold more capital
What might be termed 'Round 3' of the Reserve Bank's macro-prudential battle with the blazing housing market kicks off in earnest Thursday night. David Hargreaves has a look at the possibilities
6th Jul 16, 2:50pm
86
What might be termed 'Round 3' of the Reserve Bank's macro-prudential battle with the blazing housing market kicks off in earnest Thursday night. David Hargreaves has a look at the possibilities
Household debt growth outpacing growth of household deposits by the most in more than six years
1st Jul 16, 12:02pm
Household debt growth outpacing growth of household deposits by the most in more than six years
ASB changes two fixed rates, raising one and lowering another, following its floating rate hike
1st Jul 16, 9:16am
8
ASB changes two fixed rates, raising one and lowering another, following its floating rate hike
The annual rate of growth in household borrowing is continuing to climb at rates last seen in 2008
30th Jun 16, 3:32pm
18
The annual rate of growth in household borrowing is continuing to climb at rates last seen in 2008
RBNZ says continuation of non-Auckland house price rises could be a 'challenge' for macro-prudential policy; signals softer approach to inflation targeting
29th Jun 16, 12:43pm
57
RBNZ says continuation of non-Auckland house price rises could be a 'challenge' for macro-prudential policy; signals softer approach to inflation targeting
ASB pushes through a +10 bps hike in its floating mortgage rate, even though swap rates and credit spreads don't indicate any funding cost increases
28th Jun 16, 6:06pm
15
ASB pushes through a +10 bps hike in its floating mortgage rate, even though swap rates and credit spreads don't indicate any funding cost increases
New official Reserve Bank figures reveal that about 40% of new mortgage lending in this country is done on interest-only terms
27th Jun 16, 4:00pm
54
New official Reserve Bank figures reveal that about 40% of new mortgage lending in this country is done on interest-only terms
David Hargreaves says about the only thing we can be sure of is that American interest rates will not rise in the near future, so we need to focus on that
27th Jun 16, 2:48pm
2
David Hargreaves says about the only thing we can be sure of is that American interest rates will not rise in the near future, so we need to focus on that
PM doesn't see OCR cut on August 11 more likely after Brexit vote; says RBNZ still forecasting 3%-plus growth; Wheeler still has buffer, but Brexit no reason to cut by itself, he says; New FTA needed with UK post Brexit
27th Jun 16, 10:29am
24
PM doesn't see OCR cut on August 11 more likely after Brexit vote; says RBNZ still forecasting 3%-plus growth; Wheeler still has buffer, but Brexit no reason to cut by itself, he says; New FTA needed with UK post Brexit
Wholesale rates may be falling fast toward record lows but risk premiums are rising. Mortgage rates may fall, but it is unlikely to be in the next week or two, although Kiwibank cuts today
26th Jun 16, 1:34pm
8
Wholesale rates may be falling fast toward record lows but risk premiums are rising. Mortgage rates may fall, but it is unlikely to be in the next week or two, although Kiwibank cuts today
The Government's desire to keep pumping the economy with a flow of immigrants is increasingly at odds with Auckland's housing shortage
23rd Jun 16, 11:55am
95
The Government's desire to keep pumping the economy with a flow of immigrants is increasingly at odds with Auckland's housing shortage
Treasury Secretary warns Aucklanders could struggle to pay their mortgages in the event of a downturn causing a knock on effect on banks and the wider economy
21st Jun 16, 4:01pm
105
Treasury Secretary warns Aucklanders could struggle to pay their mortgages in the event of a downturn causing a knock on effect on banks and the wider economy
Mystery shop finds Aussie banks have tightened lending criteria but the more aggressive are still prepared to lend 9.4x income for investor mortgages & 6.2x for owner-occupiers
20th Jun 16, 5:02pm
4
Mystery shop finds Aussie banks have tightened lending criteria but the more aggressive are still prepared to lend 9.4x income for investor mortgages & 6.2x for owner-occupiers
We could again very soon be confronted by our powerlessness in the face of global upheavals
17th Jun 16, 8:22am
52
We could again very soon be confronted by our powerlessness in the face of global upheavals
Century 21 chief says current real estate market 'completely different' to pre-1987 sharemarket: 'Auckland house prices aren't rising off the back of speculators having a bit of fun'
15th Jun 16, 3:35pm
107
Century 21 chief says current real estate market 'completely different' to pre-1987 sharemarket: 'Auckland house prices aren't rising off the back of speculators having a bit of fun'
How financial service providers in NZ are tapping into the WeChat world to connect with the migrant market
15th Jun 16, 1:47pm
4
How financial service providers in NZ are tapping into the WeChat world to connect with the migrant market
The 3 Chinese banks operating in NZ have now lent more than $1 bln and made inroads into the mortgage market
14th Jun 16, 5:15pm
7
The 3 Chinese banks operating in NZ have now lent more than $1 bln and made inroads into the mortgage market
ASB to stop considering overseas income in mortgage applications where a customer does not hold NZ citizenship or permanent residency
13th Jun 16, 5:32pm
14
ASB to stop considering overseas income in mortgage applications where a customer does not hold NZ citizenship or permanent residency
The level of household debt to disposable income has hit a new record high and shows no sign of abating
13th Jun 16, 3:38pm
11
The level of household debt to disposable income has hit a new record high and shows no sign of abating
Major bank trims a longer term home loan rate as wholesale rate curve flattens, suggesting more longer term rates could fall
13th Jun 16, 9:07am
2
Major bank trims a longer term home loan rate as wholesale rate curve flattens, suggesting more longer term rates could fall