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Mortgages

ASB to stop considering overseas income in mortgage applications where a customer does not hold NZ citizenship or permanent residency
13th Jun 16, 5:32pm
14
ASB to stop considering overseas income in mortgage applications where a customer does not hold NZ citizenship or permanent residency
The level of household debt to disposable income has hit a new record high and shows no sign of abating
13th Jun 16, 3:38pm
11
The level of household debt to disposable income has hit a new record high and shows no sign of abating
Major bank trims a longer term home loan rate as wholesale rate curve flattens, suggesting more longer term rates could fall
13th Jun 16, 9:07am
2
Major bank trims a longer term home loan rate as wholesale rate curve flattens, suggesting more longer term rates could fall
Westpac raises its two year 'special' home loan rate, adds two more 'specials' for 3 and 5 years
10th Jun 16, 4:50pm
Westpac raises its two year 'special' home loan rate, adds two more 'specials' for 3 and 5 years
BNZ tightens rules for non-NZ & Australian citizens seeking loans to buy houses; ASB policies 'under review'
10th Jun 16, 2:51pm
35
BNZ tightens rules for non-NZ & Australian citizens seeking loans to buy houses; ASB policies 'under review'
The state-owned bank meets the market in two terms, holds its market-leading two year rate
9th Jun 16, 5:31pm
The state-owned bank meets the market in two terms, holds its market-leading two year rate
The Reserve Bank's in a big hurry to place more controls on housing lending - but what role does it want the Government to play in helping?
9th Jun 16, 3:17pm
43
The Reserve Bank's in a big hurry to place more controls on housing lending - but what role does it want the Government to play in helping?
RBNZ's Wheeler signals tougher loan to value ratio controls for investors 'towards the end of the year, or before that'; says debt to income controls a longer term prospect; confirms already in talks with English
9th Jun 16, 1:05pm
41
RBNZ's Wheeler signals tougher loan to value ratio controls for investors 'towards the end of the year, or before that'; says debt to income controls a longer term prospect; confirms already in talks with English
Westpac NZ halts lending to offshore residential mortgage borrowers with overseas income
9th Jun 16, 12:02pm
48
Westpac NZ halts lending to offshore residential mortgage borrowers with overseas income
TSB costs and lending surge and provisions rise as dairy lending outlook darkens
8th Jun 16, 9:51am
TSB costs and lending surge and provisions rise as dairy lending outlook darkens
Gareth Morgan presents fresh case for the taxing of capital and of foreign entities; residential property in the spotlight
7th Jun 16, 5:30pm
68
Gareth Morgan presents fresh case for the taxing of capital and of foreign entities; residential property in the spotlight
English warns highly indebted home buyers about risks of higher interest rates and lower net migration; says ANZ's tightening of lending criteria suggests market near 'risky level'; doesn't want US, Irish-style slump
7th Jun 16, 12:23pm
133
English warns highly indebted home buyers about risks of higher interest rates and lower net migration; says ANZ's tightening of lending criteria suggests market near 'risky level'; doesn't want US, Irish-style slump
NZIER's monetary policy 'Shadow Board' says the Reserve Bank should hold interest rates at current levels this Thursday
7th Jun 16, 11:52am
7
NZIER's monetary policy 'Shadow Board' says the Reserve Bank should hold interest rates at current levels this Thursday
HSBC grows mortgage book as March quarter profit rises 14%
2nd Jun 16, 4:28pm
HSBC grows mortgage book as March quarter profit rises 14%
Each new piece of housing-related data coming out at the moment is increasing the pressure on our central bank
1st Jun 16, 2:18pm
79
Each new piece of housing-related data coming out at the moment is increasing the pressure on our central bank
Big five banks see net interest margins shrink, but the five still look very healthy overall
1st Jun 16, 12:02pm
Big five banks see net interest margins shrink, but the five still look very healthy overall
Kiwibank says deal seeing NZ Super Fund & ACC becoming shareholders on track for completion by June 30
30th May 16, 10:02am
Kiwibank says deal seeing NZ Super Fund & ACC becoming shareholders on track for completion by June 30
Kiwibank raises its special two year fixed mortgage rate to 4.15% from 3.99%, bringing an end to sub-4% mortgages
27th May 16, 10:41am
21
Kiwibank raises its special two year fixed mortgage rate to 4.15% from 3.99%, bringing an end to sub-4% mortgages
New official Reserve Bank figures definitively show that investors accounted for nearly 46% of all mortgage monies advanced in Auckland last month
26th May 16, 7:41pm
123
New official Reserve Bank figures definitively show that investors accounted for nearly 46% of all mortgage monies advanced in Auckland last month
The difference between the lowest and highest mortgage rates are now at their widest of the year. The pressure builds on banks who haven't responded
22nd May 16, 9:05am
2
The difference between the lowest and highest mortgage rates are now at their widest of the year. The pressure builds on banks who haven't responded
ASB takes a knife to all mortgage rates from 3 to 5 years with reductions that allow it to grab a market-leading position and open a bigger advantage over ANZ
20th May 16, 11:11am
15
ASB takes a knife to all mortgage rates from 3 to 5 years with reductions that allow it to grab a market-leading position and open a bigger advantage over ANZ
The US Federal Reserve's apparent determination to raise American interest rates next month may well encourage the Reserve Bank here to hold fire on any more cuts
19th May 16, 4:00pm
7
The US Federal Reserve's apparent determination to raise American interest rates next month may well encourage the Reserve Bank here to hold fire on any more cuts
Our central bank's starting to resemble an eccentric scientist, with macro-prudential tools its chemistry set. The worry is that too many ingredients will get mixed together with unpredictable results, says David Hargreaves
19th May 16, 9:06am
18
Our central bank's starting to resemble an eccentric scientist, with macro-prudential tools its chemistry set. The worry is that too many ingredients will get mixed together with unpredictable results, says David Hargreaves
ANZ economists 'wouldn't be surprised' to see RBNZ announce debt-to-income measures soon though believe the central bank may struggle to sell the idea politically
16th May 16, 4:08pm
62
ANZ economists 'wouldn't be surprised' to see RBNZ announce debt-to-income measures soon though believe the central bank may struggle to sell the idea politically
Home loan 'specials' keep falling as another major bank cuts two key rates as wholesale rates stay down
16th May 16, 8:49am
21
Home loan 'specials' keep falling as another major bank cuts two key rates as wholesale rates stay down