Mortgages
Bernard Hickey finds more than a quarter of landlords have loans worth more than seven times income. No wonder the Reserve Bank may have to resort to limiting those multiples
15th Nov 15, 5:02am
32
Bernard Hickey finds more than a quarter of landlords have loans worth more than seven times income. No wonder the Reserve Bank may have to resort to limiting those multiples
The Reserve Bank looks intent on giving itself the best range of tools available to tackle the rampant house market
12th Nov 15, 11:55am
2
The Reserve Bank looks intent on giving itself the best range of tools available to tackle the rampant house market
The Reserve Bank says it's not considering DTIs 'at this point'. But it's gathering an awful lot of information on the subject...
11th Nov 15, 2:05pm
9
The Reserve Bank says it's not considering DTIs 'at this point'. But it's gathering an awful lot of information on the subject...
ASB's bottom line benefits from borrowers breaking fixed-term mortgage contracts
10th Nov 15, 4:02pm
4
ASB's bottom line benefits from borrowers breaking fixed-term mortgage contracts
ASB high LVR residential mortgage lending down almost a quarter since introduction of RBNZ restrictions
10th Nov 15, 9:57am
6
ASB high LVR residential mortgage lending down almost a quarter since introduction of RBNZ restrictions
A green light for US interest rate rises means a red light for any more RBNZ rate cuts here - for now
9th Nov 15, 1:58pm
6
A green light for US interest rate rises means a red light for any more RBNZ rate cuts here - for now
A year after Aussie regulator moved against burgeoning growth of interest-only loans, RBNZ's still to make local data available
9th Nov 15, 5:03am
3
A year after Aussie regulator moved against burgeoning growth of interest-only loans, RBNZ's still to make local data available
Financial Stability Report likely to bring news on RBNZ's review of bank capital requirements plus much, much more
6th Nov 15, 11:24am
Financial Stability Report likely to bring news on RBNZ's review of bank capital requirements plus much, much more
Another bank moves to match the market-low low three year mortgage 'special' at 4.49% as they adjust to protect their rate competitiveness
5th Nov 15, 6:46pm
Another bank moves to match the market-low low three year mortgage 'special' at 4.49% as they adjust to protect their rate competitiveness
Loan sizes are up, less loan principal's being paid and more loans are going to investors
5th Nov 15, 3:26pm
7
Loan sizes are up, less loan principal's being paid and more loans are going to investors
ASB hits the spring market with a 3 year fixed mortgage rate that trumps all rivals by at least 30 bps
3rd Nov 15, 8:17pm
7
ASB hits the spring market with a 3 year fixed mortgage rate that trumps all rivals by at least 30 bps
Reserve Bank launches defence of its monetary policy management; says central banks 'can't have perfect foresight'
2nd Nov 15, 2:40pm
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Reserve Bank launches defence of its monetary policy management; says central banks 'can't have perfect foresight'
Westpac NZ annual cash profit rises 6% to $916 mln as net interest margins expand
2nd Nov 15, 10:06am
Westpac NZ annual cash profit rises 6% to $916 mln as net interest margins expand
Bernard Hickey argues the Reserve Bank should have given the unemployed and exporters the benefit of the doubt on inflation by cutting for a fourth time on October 29
1st Nov 15, 5:02am
7
Bernard Hickey argues the Reserve Bank should have given the unemployed and exporters the benefit of the doubt on inflation by cutting for a fourth time on October 29
Agriculture debt and housing debt rise at fastest annual pace in 6 and 7 years, respectively
30th Oct 15, 4:19pm
13
Agriculture debt and housing debt rise at fastest annual pace in 6 and 7 years, respectively
BNZ chief economist says continued strong house price rises in Auckland would likely see introduction of rules limiting mortgage sizes relative to earnings
29th Oct 15, 4:27pm
22
BNZ chief economist says continued strong house price rises in Auckland would likely see introduction of rules limiting mortgage sizes relative to earnings
David Hargreaves thinks the Reserve Bank is unnecessarily gambling everything on a December rise in US interest rates
29th Oct 15, 11:54am
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David Hargreaves thinks the Reserve Bank is unnecessarily gambling everything on a December rise in US interest rates
Annual profit at ANZ NZ up $60m to $1.771b helped by hedging & insurance policy asset valuation gains
29th Oct 15, 9:58am
4
Annual profit at ANZ NZ up $60m to $1.771b helped by hedging & insurance policy asset valuation gains
State-owned Kiwibank pulled up by RBNZ for not meeting all requirements of money laundering laws
28th Oct 15, 11:40am
2
State-owned Kiwibank pulled up by RBNZ for not meeting all requirements of money laundering laws
BNZ annual net profit after tax rises 22% to record high north of $1 billion
Latest month shows a further sharp rise in the proportion of investors buying houses ahead of new rules targeting them
27th Oct 15, 3:57pm
13
Latest month shows a further sharp rise in the proportion of investors buying houses ahead of new rules targeting them
Treasury expresses enthusiasm for debt to income ratios in paper to Reserve Bank; sees them as 'alternative or additional way' of managing financial system vulnerability
27th Oct 15, 3:15pm
16
Treasury expresses enthusiasm for debt to income ratios in paper to Reserve Bank; sees them as 'alternative or additional way' of managing financial system vulnerability
Bank lobbyists air concerns about risk of underinsurance for banks & home owners stemming from proposed EQC changes
26th Oct 15, 6:02am
14
Bank lobbyists air concerns about risk of underinsurance for banks & home owners stemming from proposed EQC changes
A big rise in the lower quartile selling price in Auckland pushes first home ownership further out of reach
23rd Oct 15, 1:47pm
25
A big rise in the lower quartile selling price in Auckland pushes first home ownership further out of reach
Solid growth for the Wairarapa and Nelson building societies
22nd Oct 15, 4:02pm
Solid growth for the Wairarapa and Nelson building societies