Personal Finance
Mercer's David Scobie says share markets across the world were buoyant in the past year and New Zealand equities topped the table with an exceptional 32% return
18th Feb 20, 9:52am
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Mercer's David Scobie says share markets across the world were buoyant in the past year and New Zealand equities topped the table with an exceptional 32% return
ANZ economists see trouble ahead for the economy from the declining rate in growth of bank deposits at a time of strong demand for credit
17th Feb 20, 2:26pm
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ANZ economists see trouble ahead for the economy from the declining rate in growth of bank deposits at a time of strong demand for credit
ASB CEO Vittoria Shortt says in a low interest rate world where the bank's feeling a deposit margin squeeze, 'people need to be really careful about where they're putting their money and what returns are available and the risk profile attached to it'
16th Feb 20, 6:02am
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ASB CEO Vittoria Shortt says in a low interest rate world where the bank's feeling a deposit margin squeeze, 'people need to be really careful about where they're putting their money and what returns are available and the risk profile attached to it'
Summer KiwiSaver's Martin Hawes has a bright, inexpensive idea on how to use KiwiSaver when you are writing a will, one that can avoid all the costs and complexities of a trust
29th Jan 20, 2:41pm
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Summer KiwiSaver's Martin Hawes has a bright, inexpensive idea on how to use KiwiSaver when you are writing a will, one that can avoid all the costs and complexities of a trust
Potential KiwiSaver game-changer on the horizon as InvestNow plans to enable KiwiSaver members to invest in funds offered by a range of managers via its online portal
25th Jan 20, 9:50am
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Potential KiwiSaver game-changer on the horizon as InvestNow plans to enable KiwiSaver members to invest in funds offered by a range of managers via its online portal
Heartland's not commenting on speculation it's one of the shortlisted parties vying to buy UDC from ANZ - but it has long been an admirer of the business
24th Jan 20, 8:30am
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Heartland's not commenting on speculation it's one of the shortlisted parties vying to buy UDC from ANZ - but it has long been an admirer of the business
Summer KiwiSaver's Martin Hawes has a helpful guide to figure out how much you will need for a good retirement. Some idea of a retirement savings goal is a lot better than no idea at all
23rd Dec 19, 6:02am
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Summer KiwiSaver's Martin Hawes has a helpful guide to figure out how much you will need for a good retirement. Some idea of a retirement savings goal is a lot better than no idea at all
Bruce Sheppard delves into the challenges of establishing what your personal purpose is and the shared purpose of businesses or families
19th Dec 19, 11:05am
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Bruce Sheppard delves into the challenges of establishing what your personal purpose is and the shared purpose of businesses or families
Summer KiwiSaver's Martin Hawes cautions millennial readers to be sceptical of American headlines when it comes to saving for retirement. Kiwis may need to save more but our goals can be met with more realistic standards
7th Dec 19, 10:16am
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Summer KiwiSaver's Martin Hawes cautions millennial readers to be sceptical of American headlines when it comes to saving for retirement. Kiwis may need to save more but our goals can be met with more realistic standards
Summer KiwiSaver's Martin Hawes makes the case for allowing members to join more than one scheme, in part to encourage switching to better performing funds and in part to loosen the grip on KiwiSaver by banks
22nd Nov 19, 11:25am
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Summer KiwiSaver's Martin Hawes makes the case for allowing members to join more than one scheme, in part to encourage switching to better performing funds and in part to loosen the grip on KiwiSaver by banks
In part four of a series of articles on wealth, Bruce Sheppard probes further into passing and managing wealth between different generations of families
13th Nov 19, 7:05am
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In part four of a series of articles on wealth, Bruce Sheppard probes further into passing and managing wealth between different generations of families
In part three of a series of articles on wealth, Bruce Sheppard looks at the challenges of passing wealth onto the next generation with baby boomers set to preside over the largest passing of wealth in human history
12th Nov 19, 5:00am
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In part three of a series of articles on wealth, Bruce Sheppard looks at the challenges of passing wealth onto the next generation with baby boomers set to preside over the largest passing of wealth in human history
In part two of a series of articles on wealth Bruce Sheppard looks at how to retain and grow money once you have it
10th Nov 19, 9:31am
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In part two of a series of articles on wealth Bruce Sheppard looks at how to retain and grow money once you have it
In the first of a series of articles on wealth, Bruce Sheppard probes what wealth actually is and details how he measures wealth through a formula
9th Nov 19, 10:10am
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In the first of a series of articles on wealth, Bruce Sheppard probes what wealth actually is and details how he measures wealth through a formula
KiwiSaver is avoided by the self-employed even though they need it just as much as everyone else. They face extra stresses and hurdles, so Martin Hawes welcomes the proposal to change incentives for this group to join
6th Nov 19, 1:01pm
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KiwiSaver is avoided by the self-employed even though they need it just as much as everyone else. They face extra stresses and hurdles, so Martin Hawes welcomes the proposal to change incentives for this group to join
Martin Hawes thinks technology and demographic trends will keep interest rates low for a long time yet meaning real returns from term deposits will likely get worse and new options will be needed
29th Oct 19, 12:55pm
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Martin Hawes thinks technology and demographic trends will keep interest rates low for a long time yet meaning real returns from term deposits will likely get worse and new options will be needed
Retirement Commissioner considers making KiwiSaver more attractive to the self-employed by enabling members to receive government contributions of up to $2000 a year for making voluntary contributions
29th Oct 19, 10:47am
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Retirement Commissioner considers making KiwiSaver more attractive to the self-employed by enabling members to receive government contributions of up to $2000 a year for making voluntary contributions
Martin Hawes points out that the amount you save now will have a huge bearing on what you can spend in retirement, and is probably more important than the returns on those savings
19th Oct 19, 9:49am
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Martin Hawes points out that the amount you save now will have a huge bearing on what you can spend in retirement, and is probably more important than the returns on those savings
Martin Hawes wonders how many KiwiSaver members are really in the right fund type and will be badly exposed when the economic tide inevitably recedes. He counsels against simplistic positioning
10th Oct 19, 1:33pm
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Martin Hawes wonders how many KiwiSaver members are really in the right fund type and will be badly exposed when the economic tide inevitably recedes. He counsels against simplistic positioning
Fees, nerves, and first-home-buyer activity - what the FMA's annual KiwiSaver report tells us about the state of our retirement savings scheme
10th Oct 19, 5:00am
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Fees, nerves, and first-home-buyer activity - what the FMA's annual KiwiSaver report tells us about the state of our retirement savings scheme
If you need to find an alternative to very low term deposit interest rate returns, Martin Hawes has some guidance on how you should approach the change
3rd Oct 19, 1:31pm
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If you need to find an alternative to very low term deposit interest rate returns, Martin Hawes has some guidance on how you should approach the change
Electricity market changes include big power companies having to sell electricity at 'affordable' rates into wholesale market and extending discount pricing rates to all power customers; 'backstop legislation' will allow Govt to regulate when necessary
3rd Oct 19, 12:00pm
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Electricity market changes include big power companies having to sell electricity at 'affordable' rates into wholesale market and extending discount pricing rates to all power customers; 'backstop legislation' will allow Govt to regulate when necessary
The country's lakes have been topped up and the main gas field is back in action, but electricity prices have settled at an elevated level and aren't expected to fall. We look at what's going on
30th Aug 19, 9:51am
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The country's lakes have been topped up and the main gas field is back in action, but electricity prices have settled at an elevated level and aren't expected to fall. We look at what's going on
Aotea Finance will pay thousands of customers after a settlement with the Commerce Commission due to credit contracts not including all the key information required under the Credit Contracts and Consumer Finance Act 2003
17th Jul 19, 11:35am
Aotea Finance will pay thousands of customers after a settlement with the Commerce Commission due to credit contracts not including all the key information required under the Credit Contracts and Consumer Finance Act 2003
KPMG's head of banking and finance John Kensington wonders whether the growing trend of young Kiwis using Kiwisaver for a home deposit is just 'pushing the problem of retirement affordability down the track' for future generations
11th Jul 19, 9:43am
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KPMG's head of banking and finance John Kensington wonders whether the growing trend of young Kiwis using Kiwisaver for a home deposit is just 'pushing the problem of retirement affordability down the track' for future generations