Sector credit
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
28th Jul 21, 12:35pm
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David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
27th Jul 21, 2:23pm
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David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
26th Jul 21, 3:34pm
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Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
20th Jul 21, 10:58am
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Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
5th Jul 21, 4:00pm
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Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
30th Jun 21, 3:41pm
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The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
29th Jun 21, 1:53pm
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ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
28th Jun 21, 12:22pm
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Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
3rd Jun 21, 8:00am
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A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
31st May 21, 3:46pm
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The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
April mortgage borrowing has slowed, but is still running at historically high levels; first home buyers have strongly increased their share of the borrowing, while investor figures are down
26th May 21, 3:26pm
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April mortgage borrowing has slowed, but is still running at historically high levels; first home buyers have strongly increased their share of the borrowing, while investor figures are down
Investors accounted for over a third of the growth in the country's bank mortgage stock in the six months to the end of March; meanwhile, on the farm, dairy lending is falling fast
4th May 21, 2:14pm
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Investors accounted for over a third of the growth in the country's bank mortgage stock in the six months to the end of March; meanwhile, on the farm, dairy lending is falling fast
David Hargreaves looks at the all-night mortgage borrowing bender Kiwis are going on while lending to 'productive' parts of the economy withers
3rd May 21, 9:22am
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David Hargreaves looks at the all-night mortgage borrowing bender Kiwis are going on while lending to 'productive' parts of the economy withers
Kiwis have again been borrowing up large, with nearly $10.5 billion loaned by the banks in the past month for mortgages; first home buyers borrowed a record amount; investors borrowed close to record levels
29th Apr 21, 3:25pm
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Kiwis have again been borrowing up large, with nearly $10.5 billion loaned by the banks in the past month for mortgages; first home buyers borrowed a record amount; investors borrowed close to record levels
ANZ economists say after the recent housing policy changes by the Government there's a greater chance that interest rate increases could cause investors to sell up; RBNZ may wait too long to raise rates
21st Apr 21, 2:58pm
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ANZ economists say after the recent housing policy changes by the Government there's a greater chance that interest rate increases could cause investors to sell up; RBNZ may wait too long to raise rates
Kiwibank economists say housing supply should be able to meet demand by 2024 and we could even see an over-supply, leading to improved affordability; house price growth to fall to 1% by end of 2022
19th Apr 21, 3:33pm
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Kiwibank economists say housing supply should be able to meet demand by 2024 and we could even see an over-supply, leading to improved affordability; house price growth to fall to 1% by end of 2022
Westpac economists say landlords might be better off selling their property to the tenants rather than trying to push through large rent hikes
10th Apr 21, 10:00am
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Westpac economists say landlords might be better off selling their property to the tenants rather than trying to push through large rent hikes
ASB economists says rent controls benefit incumbent renters, regardless of their financial circumstances, but 'pretty much everyone else' bears costs
6th Apr 21, 1:23pm
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ASB economists says rent controls benefit incumbent renters, regardless of their financial circumstances, but 'pretty much everyone else' bears costs
David Hargreaves assesses some of the more intemperate suggestions being made about what might be ahead in the wake of the Government's housing policy package
29th Mar 21, 3:35pm
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David Hargreaves assesses some of the more intemperate suggestions being made about what might be ahead in the wake of the Government's housing policy package
Westpac economists say the Govt's housing taxation changes will 'dramatically tilt' financial conditions in favour of owner-occupiers and 'cashed-up' investors, who will now determine the market price of houses
29th Mar 21, 12:09pm
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Westpac economists say the Govt's housing taxation changes will 'dramatically tilt' financial conditions in favour of owner-occupiers and 'cashed-up' investors, who will now determine the market price of houses
David Hargreaves settles in for a fascinating few months ahead as we wait to see how the housing market reacts to the bold housing package unveiled by the Government this week
26th Mar 21, 10:34am
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David Hargreaves settles in for a fascinating few months ahead as we wait to see how the housing market reacts to the bold housing package unveiled by the Government this week
BNZ economists say the Government is 'dead set' on curtailing soaring house prices and will do what it takes - 'it will almost certainly win in the end'
25th Mar 21, 11:14am
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BNZ economists say the Government is 'dead set' on curtailing soaring house prices and will do what it takes - 'it will almost certainly win in the end'
Kiwis kept up the frenetic borrowing pace for house purchases in February, but first home buyers are feeling the heat and there's early signs of investor fall-off
24th Mar 21, 3:33pm
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Kiwis kept up the frenetic borrowing pace for house purchases in February, but first home buyers are feeling the heat and there's early signs of investor fall-off
Economists see the housing changes announced by the Government as having a chilling effect on investor demand and acting as a significant drag on house price growth
23rd Mar 21, 2:57pm
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Economists see the housing changes announced by the Government as having a chilling effect on investor demand and acting as a significant drag on house price growth
David Hargreaves says the Government's plan to directly fund housing infrastructure is great - but as ever with this government, the policy will stand or fall on whether the government can deliver, and its previous form is not good
23rd Mar 21, 11:07am
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David Hargreaves says the Government's plan to directly fund housing infrastructure is great - but as ever with this government, the policy will stand or fall on whether the government can deliver, and its previous form is not good