| American Express |
|
|
|
|
| American Express |
Blue Credit Card |
55 days |
35.00 (FYF) |
15.00 |
|
21.95 |
19.95 |
| American Express |
Gold Card |
|
95.00(FYF) |
70.00 |
|
0.00 |
0.00 |
| American Express |
Gold Credit Card |
55 days |
90.00(FYF) |
20.00 |
|
21.95 |
19.95 |
| American Express |
Platinum Card |
55 days |
325.00 |
0.00 |
|
21.95 |
19.95 |
| American Express |
The Personal Card |
|
55.00 |
40.00 |
|
0.00 |
0.00 |
| BNZ |
Classic Card - Rewards Plus |
44 days |
30.00 |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Classic Card - Rewards Plus 55 |
55 days |
39.99 |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Classic Card - Fee Saver |
55 days |
30.00(a) |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Gold Card - Fee Saver |
55 days |
80.00(b) |
25.00 |
4.99 |
22.20 |
19.95 |
| BNZ |
Standard (Classic Everyday) |
55 days |
30.00 |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Gold Credit Card |
55 days |
80.00 |
19.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Gold Everyday |
55 days |
80.00 |
25.00 |
|
22.20 |
19.95 |
| HSBC |
Gold |
55 days |
90.00 (FYF) |
20.00(FYF) |
|
21.95 |
19.95 |
| HSBC |
Platinum |
55 days |
325 (FYF -100) |
|
21.95 |
19.95 |
| |
|
|
|
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|
|
| |
|
|
|
|
|
|
|
| Finance Company |
|
|
|
|
|
|
|
| G E Money |
Credit Line |
120 days |
25.00 |
|
|
25.65 |
25.65 |
| PSIS |
Creditline |
55 days |
20.00 |
|
|
18.50 |
18.50 |
| J C B |
|
|
|
|
|
|
|
| Arthur Barnett |
Standard |
90 days |
0.00 |
|
|
18.00 |
18.00 |
| |
|
|
|
|
|
|
|
 |
| MasterCard |
|
|
|
|
| ANZ |
Standard |
55 days |
25.00 |
10.00 |
8.75 |
22.20 |
19.95 |
| ANZ |
Low rate |
55 days |
58.00 |
18.00 |
8.75 |
17.90 |
13.90 |
| ANZ |
Gold |
55 days |
80.00 |
25.00 |
8.75 |
22.20 |
19.95 |
| ASB |
Standard |
55 days |
24.00 |
12.00 |
|
19.95 |
19.95 |
| ASB |
Gold |
55 days |
80.00 |
30.00 |
|
19.95 |
19.95 |
| ASB |
Low Interest - rewards |
55 days |
70.00 |
8.00 |
|
14.95 |
14.95 |
| ASB |
Low Interest - no rewards |
55 days |
60.00 |
8.00 |
|
12.50 |
12.50 |
| BNZ |
Classic Card - Rewards Plus |
44 days |
30.00 |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Classic Card - Rewards Plus 55 |
55 days |
39.90 |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
C;assic Card - Fee Saver |
55 days |
30.00(a) |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Gold Card - Fee Saver |
55 days |
80.00(b) |
25.00 |
4.99 |
22.20 |
19.95 |
|
Standard (Classic Everyday) |
55 days |
30.00 |
9.90 |
4.99 |
22.20 |
19.95 |
|
Gold |
55 days |
80.00 |
25.00 |
4.99 |
22.20 |
19.95 |
| BNZ |
All Blacks |
55 days |
47.88 |
12.00 |
4.99 |
22.20 |
19.95 |
| BNZ |
GlobalPlus Standard |
44 days |
55.00 |
12.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
GlobalPlus Gold |
44 days |
105.00 |
34.90 |
4.99 |
22.20 |
19.95 |
| Kiwibank |
Low Rate |
55 days |
50.00 |
10.00 |
4.99 |
12.90 |
12.90 |
| Kiwibank |
Low Rate (Tertiary/Graduate) (c) |
55 days |
50.00 |
10.00 |
4.99 |
12.90 |
12.90 |
| Kiwibank |
Zero ( $15 inactivity fee) |
55 days |
0.00 |
0.00 |
4.99 |
15.90 |
15.90 |
| Kiwibank |
Gold |
55 days |
80.00 |
20.00 |
4.99 |
16.90 |
16.90 |
| Kiwibank |
Go Fly Standard |
44 days |
56.00 |
14.00 |
4.99 |
21.90 |
18.90 |
| Kiwibank |
Go Fly Gold |
44 days |
98.00 |
30.00 |
4.99 |
21.90 |
18.90 |
| Kiwibank |
Go Fly Platinum |
44 days |
130.00 |
30.00 |
4.99 |
21.90 |
18.90 |
| The National Bank |
Thoroughbred |
55 days |
45.00 |
10.00 |
8.75 |
19.95 |
19.95 |
| The National Bank |
Gold |
55 days |
95.00 |
30.00 |
8.75 |
19.95 |
19.95 |
| The National Bank |
Freestyle (d) |
No |
0.00 |
0.00 |
|
16.50 |
16.50 |
| The Warehouse |
Rewards |
55 days |
34.00 |
|
2.99 |
21.99 |
19.80 |
| The Warehouse |
Low Interest - Kete Card |
55 days |
65.00 |
|
2.99 |
21.99 |
12.90 |
| Westpac |
Standard |
55 days |
29.00 |
15.00 |
5.95 |
22.45 |
19.95 |
| Westpac |
Gold |
55 days |
70.00 |
15.00 |
5.95 |
22.45 |
19.95 |
| Westpac |
Low Interest |
55 days |
65.00 |
15.00 |
5.95 |
22.45 |
12.95 |
| Westpac |
Titanium |
55 days |
290.00 |
15.00 |
5.95 |
22.45 |
15.65 |
| |
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| |
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| Store Cards |
|
|
|
|
|
|
|
| GE Money |
Credit Line |
120 days |
25.00 |
|
|
25.65 |
25.65 |
| Arthur Barnett |
JCB |
90 days |
0.00 |
|
|
18.00 |
18.00 |
| Ballantynes |
Rollover A/c |
55 days |
0.00 |
|
|
12.00 |
12.00 |
| Retail Financial Services |
FarmersCard |
55 days |
0.00 |
|
|
22.95 |
22.95 |
| Smith & Caughey |
The Card |
60 days |
0.00 |
|
|
15.00 |
15.00 |
| Consumer Finance |
Q Card |
90 days |
30.00 |
|
|
25.25 |
25.25 |
| The Warehouse |
Red Card |
55 days |
0.00 |
|
|
23.99 |
22.49 |
| |
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| |
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| Visa |
|
|
|
|
| ANZ |
Standard |
55 days |
25.00 |
10.00 |
8.75 |
22.20 |
19.95 |
| ANZ |
Gold |
55 days |
80.00 |
25.00 |
8.75 |
22.20 |
19.95 |
| ANZ |
World Visa |
44 days |
65.00 |
40.00 |
8.75 |
22.20 |
19.95 |
| ANZ |
Airpoints Visa |
44 days |
65.00 |
40.00 |
8.75 |
22.20 |
19.95 |
| ANZ |
Airpoints Visa Platinum |
44 days |
150.00 |
0.00 |
8.75 |
22.20 |
19.95 |
| ANZ |
Qantas |
44 days |
65.00 |
40.00 |
8.75 |
22.20 |
19.95 |
| ANZ |
Qantas Platinum |
44 days |
105.00 |
50.00 |
8.75 |
22.20 |
19.95 |
| ANZ |
World Visa Platinum |
44 days |
150.00 |
0.00 |
8.75 |
18.95 |
18.95 |
| ASB |
Standard |
55 days |
24.00 |
12.00 |
|
19.95 |
19.95 |
| ASB |
Gold |
55 days |
80.00 |
30.00 |
|
19.95 |
19.95 |
| ASB |
Platinum |
55 days |
170.00 |
30.00 |
|
18.95 |
18.95 |
| BankDirect |
Classic |
55 days |
20.00 |
10.00 |
|
19.95 |
19.50 |
| BankDirect |
Gold |
55 days |
50.00 |
20.00 |
|
19.95 |
19.50 |
| BankDirect |
Low Interest |
55 days |
60.00 |
10.00 |
|
19.95 |
11.95 |
| BNZ |
Classic Card - Rewards Plus |
44 days |
30.00 |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Classic Card - Rewards Plus 55 |
55 days |
39.90 |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Classic Card - Fee Saver |
55 days |
30.00(a) |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Gold Card - Fee Saver |
55 days |
80.00(b) |
25.00 |
4.99 |
22.20 |
19.95 |
| BNZ |
Standard (Classic Everyday) |
55 days |
30.00 |
9.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
Gold |
55 days |
80.00 |
25.00 |
4.99 |
22.20 |
19.95 |
| BNZ |
Lite Card |
55 days |
60.00 |
12.00 |
4.99 |
22.20 |
13.25 |
| BNZ |
Platinum |
55 days |
175.00 |
0.00 |
4.99 |
15.95 |
15.95 |
| BNZ |
GlobalPlus Standard |
44 days |
55.00 |
12.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
GlobalPlus Gold |
44 days |
105.00 |
34.90 |
4.99 |
22.20 |
19.95 |
| BNZ |
GlobalPlus Platinum |
44 days |
200.00 |
0.00 |
4.99 |
15.45 |
15.45 |
| BNZ |
Premium Visa Gold |
55 days |
p.o.a |
0.00 |
4.99 |
22.20 |
19.95 |
| BNZ |
Private Bank Platinum Visa |
55 days |
p.o.a |
0.00 |
4.99 |
12.95 |
12.95 |
| The National Bank |
Classic |
55 days |
25.00 |
10.00 |
8.75 |
19.95 |
19.95 |
| The National Bank |
Gold |
55 days |
75.00 |
25.00 |
8.75 |
19.95 |
19.95 |
| The National Bank |
Thoroughbred |
55 days |
45.00 |
10.00 |
8.75 |
19.95 |
19.95 |
| The National Bank |
ThroughbredGold |
55 days |
95.00 |
30.00 |
8.75 |
19.95 |
19.95 |
| The National Bank |
Low Interest |
55 days |
78.00 |
10.00 |
8.75 |
13.90 |
13.90 |
| The National Bank |
Platinum |
55 days |
195.00 |
0.00 |
|
18.95 |
18.95 |
| TSB |
Standard |
55 days |
18.00 |
|
|
15.50 |
15.50 |
| Westpac |
Classic |
55 days |
29.00 |
15.00 |
5.95 |
22.45 |
19.95 |
| Westpac |
Gold |
55 days |
70.00 |
15.00 |
5.95 |
22.45 |
19.95 |
| |
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| |
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|
|
| Prepaid Cards |
|
|
|
|
|
|
|
| ANZ |
Recharge |
Mastercard |
12.00 |
|
|
0.00 |
0.00 |
| ANZ |
Travel Card |
Mastercard |
12.00 |
10.00 |
|
0.00 |
0.00 |
| ASB |
Debit Card |
Visa |
10.00 |
|
|
0.00 |
0.00 |
| BNZ |
Flexi Debit |
Visa |
10.00 |
|
|
0.00 |
0.00 |
| The National Bank |
iCash |
Mastercard |
12.00 |
|
|
0.00 |
0.00 |
| The National Bank |
Travel Card |
Mastercard |
12.00 |
10.00 |
|
0.00 |
0.00 |
| NZ Post |
Loaded |
Visa |
10.00 |
1.00 |
16.50 |
0.00 |
0.00 |
| NZ Post |
Prezzy Card - Postshop |
Visa |
0.00 |
n/a |
5.00 |
0.00 |
0.00 |
| NZ Post |
Prezzy Card - Online |
Visa |
0.00 |
n/a |
8.95 |
0.00 |
0.00 |
| Westpac |
Debitplus |
Visa |
10.00 |
|
|
0.00 |
0.00 |
| Westpac |
Express |
Visa |
0.00 |
1.00 |
20.00 |
0.00 |
0.00 |
| Westpac |
Travel |
Visa |
0.00 |
1.00 |
20.00 |
0.00 |
0.00 |
| Westpac |
Prepaid |
Visa |
0.00 |
1.00 |
20.00 |
0.00 |
0.00 |
| |
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| |
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|
| Notes |
|
|
|
|
|
|
|
| (a) |
$15 half yearly spend $2,500 - $5,000 half yearly = 50% rebate; Spend over $5,000 half yearly = 100% rebate |
| (b) |
$40 half yearly Spend $5,000 to $10,000 half yearly = 50% fee rebate; Spend > $10,000 half yearly = 100% fee |
| (c) |
transaction fee applies |
| (d) |
free annual fee for the first year |
| |
|
