Mortgages - This week's changes are in bold

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Banks                
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Standard
5.99
6.20
7.25
7.99
8.50
8.65
ANZ  
3 mths = 5.50
18 mths = 6.69
   
  Simple Variable
5.69
            
ASB
Residential
5.75
6.00
6.55
7.55
8.10
8.50
8.75
     
18 mths = 7.05
      
Bank Direct  
5.75
6.00
6.55
7.55
8.10
  
8.75
     
18 mths = 7.05
      
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Classic
  
18 mths = 6.59
      
BNZ TotalMoney
5.59
            
  Standard & Fly Buys
5.99
5.75
6.25
7.20
7.95
8.50
8.75
  Global Plus
5.99
5.85
6.35
7.30
8.05
8.60
8.85
     
18 mths = 6.69
  
7 yrs = 9.09
 
see Bernard Hickey's latest brother-in-law's guide, here >>>
 
   
HSBC - Premier Standard (conditions apply)
6.30
5.49
5.99
6.99
7.69
8.25
7.99
  Home Smart Intro
6.30
            
Kiwibank Standard
5.65
5.75
6.25
7.20
7.79
8.49
8.69
     
18 mths = 6.49
      
  Adaptor
5.90
6.00
6.50
7.45
8.04
8.74
8.94
     
18 mths = 6.74
      
Kookmin (conditions apply)
6.45
6.00
6.25
7.25
   
National  
5.75
5.70
6.15
7.20
7.95
8.50
8.60
     
18 mths = 6.60
      
SBS Bank Residential
6.30
6.00
6.35
7.30
7.90
8.75
click here for more information TSB Standard, from
6.39
5.75
6.20
7.15
7.80
8.50
8.65
Westpac Standard
6.29
5.69
6.29
7.20
7.79
8.49
8.69
  Specials  
18 mths = 6.79
      
  Choices Everday
5.69
            
 
Capped
    
6.55
        
Building Societies                
CBS Canterbury   Residential
6.45
6.45
6.55
7.45
8.25
8.85
  Everyday Gold
6.45
         
HBS Building Society  
6.49
5.85
6.25
7.20
7.99
8.50
8.75
Heretaunga Building Society  
6.50
  
6.20
7.20
      
Napier Building Society Residential
6.00
5.50
6.00
6.50
      
  Rural and Commercial
7.00
            
Nelson Building Society  
6.95
6.55
7.55
      
click here for more information Residential
6.95
5.60
6.10
7.10
7.80
    
Wairarapa Building Society  
6.45
  
6.25
7.40
      
Credit Unions                
Credit Union Auckland  
6.70
  
       
 
5.85
6.15
6.40
7.40
8.15
    
 
18 mths = 6.90
      
Credit Union North  
6.25
  
6.35
7.30
8.10
    
Credit Union South  
7.45
  
       
Credit Union Taranaki  
8.70
            
First Credit Union  
6.99
            
Manchester Unity  
6.65
            
Police & Families Credit Union  
5.79
  
6.20
7.20
      
                 
 
6.50
6.50
7.00
7.50
    
8.50
Wine Country Credit Union  
10.98
            
Finance Companies                
Axis Finance Standard
6.95
  
6.65
7.65
8.25
  
8.90
Cairns Lockie Residential
6.75
6.19
6.40
7.45
8.19
8.70
8.85
  No Financials
9.60
            
eMortgage Residential
6.75
6.19
6.40
7.45
8.19
8.70
8.85
Finance Direct Freestyle
5.75
5.59
6.15
7.20
7.79
8.49
8.60
       
18 mths = 6.59
      
see Bernard Hickey's latest brother-in-law's guide, here >>>
General Finance Standard, Option A
6.75
6.19
6.40
7.45
8.19
8.70
8.85
  No Financials
9.95
  
8.80
9.85
10.75
    
Global Home Loans Residential
7.99
            
Hibernian Standard
5.50
            
  Home Equity
5.50
            
Housing NZ Corp  
5.75
  
6.20
7.20
7.80
  
8.65
áâ                
Medical Assurance Society  
5.75
5.70
6.15
7.20
7.95
8.50
8.60
        18 mths = 6.60      
Moorhouse Mortgages  
9.95
8.75
8.75
9.20
9.75
Number 8 Mortgages Asset Rich, Easy Verification
9.95
8.55
8.55
8.70
9.40
    
click here to contact New Zealand Finance NZF Standard
6.95
6.25
6.65
7.65
8.25
8.65
8.90
               
NZ Home Loans Standard
5.85
6.15
6.70
7.70
8.25
8.90
Paraloan - loans for people with physical disabilities        
3.49
    
PSIS Residential
5.95
5.70
6.15
7.15
7.80
8.35
  
  Discounted
5.45
            
                 
Silver Fern Mortgages  
5.85
6.00
6.50
7.50
8.20
8.50
8.75
Insurance Companies                
                 
AMP Home Loans Standard <$200,000
6.29
5.75
6.25
7.20
7.99
8.50
8.75
     
18 mths 6.69
     
  Priority   >$200,000
6.19
5.65
6.15
7.10
7.89
8.40
8.65
  Lo-Doc Std <$200,000
6.49
5.95
6.45
7.40
8.19
8.70
8.95
  Lo-Doc Priority >$200,000
6.39
5.85
6.35
7.30
8.09
8.60
8.85
Fidelity Life Residential
6.35
  
5.90
7.05
      
  Commercial
7.35
            
               
Standard Go
5.85
6.15
6.70
7.70
8.25
8.65
8.90
       
18 mths =7.20
      
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Mortgage Trusts                
               
Capital Mortgage Income Trust Residential
10.00
            
  Residential Rental
10.50
            
  Commercial and Rural
10.75
            
First Mortgage Trust Residential
6.95 - 11.50
         
  Commercial and Rural
6.95 - 11.50
         
Midland Mortgage Trust Residential
11.00
            
  Commercial
12.00
            
  Rural
11.50
            
NZ Mortgage Income Trust Owner occupied
11.75
            
  Residential rental
12.50
            
  Commercial
12.50
            
  Rural
11.75
            
                 
                 
Trustee Companies                
                 
click here to contact Perpetual Trust Residential
7.45
            
Perpetual Trust Rural
8.50
            
  Commercial
9.75
            
Public Trust Residential
6.20
5.70
5.90
7.20
7.90
8.50
8.60
 
   
     
Home equity release / reverse mortgages              
Dorchester Life Home Equity Release™ Loan
9.39
            
  HomeLife™
9.89
            
S B S Bank Advance
7.50
   
8.05
  
8.80
Sentinel Lifetime Loan
6.85
          

 

 

 

 

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