I thought some people might be interested in a response I got from the commerce commission about the investigation into bank break fees, which we haven't heard anything from since April 2009.

"The investigation into prepayment fees is still ongoing. I do not know when it will be concluded - or if or when any public announcement will be made regarding this."

Can anyone say "whitewash"?

Did you really expect a different response from that ? Aha haaaaa de ha ha ! Any one of us here could've drafted a similar " Humphrey Appleby " reply to your questions :

" In the fullness of time , taking into account the ongoing volatility in the capital markets , and given our pressing need to stay abreast of developments , as they occur , we will have recourse to study the questions you have posed , and at a suitable juncture , connecting all related matters , will form an estimated opinion , a priori , and as substantiated as humanely possible in these affairs , will endeavour to remember who the hell you are . "

I never had a probelm with break fees, because a contract is a contract, if you have to break the contract there should be some form of penalty/damages paid to the other party. The real question is whether the break fees were fair and reasonable, which I assume would take quite a bit of work to work out.

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