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Reader poll

A holiday.
60% (160 votes)
A wedding.
28% (73 votes)
A house.
6% (16 votes)
A car.
5% (12 votes)
Education.
2% (4 votes)
Total voters: 265

In your opinion, what's the last thing someone should borrow money to pay for?

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Opinions

Best before: February 2014

Infometrics is wondering if the economy has passed its use-by date. What challenges will the next few years bring?

How to think about fixed vs floating

Now that banks are cutting fixed rates again, Bernard Hickey looks at how to think about whether to fix or float, and how long bank economists think the RBNZ is 'on pause'

Education competition, a good thing?

Rose Patterson asks if it's a bad thing when busloads of kids drive past their local school, bypassing it for a ‘better’ school

Bond markets over-react to Ebola scare

Roger J Kerr reviews a bond market on edge, spooked by many things including some non-economic ones. But it is economic fundamentals that show the real direction

There goes the neighbourhood

Elizabeth Davies on discovering an unpleasant surprise next door

Monday's Top 10

Simon Reichenbach on the battle for audience; NZME's prospects; David Kirk's new venture; local oil; solar energy; Tiwai Point's future; 3D printing; Dilbert & more

Friday's guest Top 10

Oliver Hartwich on NZ's rock star economy, violent shocks for global economy, Germany the sick man of Europe, the wrong economics, Dilbert & more

Bernard's Top 10

How the young are priced out of Britain; Young UK workers' wages down 15% since 2007; ECAN's high nitrate levels; An Ebola effect?; The amazing magic leap machine; Dilbert

Not so guaranteed

Bernard Hickey argues for a joint Reserve Bank/Government education campaign about what Open Bank Resolution means for savers and taxpayers

US Treasury Bond yields hit new lows

Roger J Kerr wonders whether the yields for US Treasury bonds are defying logic, and points to the non-economic drivers that may be behind the falls