Offers for readers
Local tertiary students account packages
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ANZ
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ASB
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BNZ
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Kiwibank
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National
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Westpac
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| Read the important note at the foot of this page. | ||||||
| (for graduates, see here >>> ) | ||||||
| (for international students, see here >>> ) | ||||||
| Account name |
Student package
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Tertiary package
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Campus Pack
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Everyday Accounts
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Tertiary Plus package
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Westpac Student Pac
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| ATM / EFTPOS |
free, no base fee.
(Non ANZ/NBNZ ATM fees may apply) |
free, no base fee
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free, no fees
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free
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-Free.
-No charge to use National Bank or ANZ ATMs. |
Free, no fees (Non Westpac/Global Alliance fees may apply) ATM
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| Overdraft, interest free |
up to $2,000 until end of studies, interest free.
$5 per month Overdraft Credit Facility Fee applies. |
$1,000 in 1st yr
$2,000 from then |
$1,000 in 1st yr
$1,500 in 2nd $2,000 from then |
up to $1,000 in 1st yr.
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-Up to $1,000 in 1st yr, and up to
$2,000 from then on, -$2/mth overdraft management fee. No application fee. |
free to set up,
$1,000 DebitPlus card for first year, Overdraft Credit Facility Fee applies |
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| Credit cards |
-ANZ Visa Classic or Standard Mastercard. Limit $500. |
choice of cards
max limit $500 1st yr fee waived |
-Classic Visa, Amex, or MasterCard, $500 limit, Flybuys, choice of card design
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Mastercard
$500 max limit 1st yr fee waived
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-Thoroughbred
Card with CashBack Rewards or Visa Classic. -No annual account fee. |
1st year annual fee waived, $500 card limit, first annual Hotpoints fee is free,
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| Personal loans |
Up to $6,000 personal loan at concessionary rates.
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yes, concessionary interest rate
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Up to $5,000 with a special discounted interest rate for up to 5 years.
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Yes, standard credit conditions apply. Free online banking transfers, bill payments or direct credit/debits. Phone banking (first five calls each month are free).
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| Fees |
-No monthly administration or transaction fee.
-TXT & M-banking charges apply |
-no electronic or manual transactions fees (service charges apply).
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-no monthly base fee, chequebook for $1 per mth,
free phone and internet banking |
No account management or transaction fees on all everyday accounts
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-No monthly account and transaction fees on current account.
-Free Internet Banking. |
No monthly administration charges or transaction fees
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| Other ... |
-Free ISIC discount card
-Competitive young persons insurance -Phone, internet, TXT and mobile phone banking available. -Avail. to full or part time students (min 1 yr study term) |
-FastPhone banking.
-Internet banking. -top-up prepaid at ATM. (from October 2008, the prepaid top-ups are only available for Vodafone customers. ) |
free student discount card
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-5 free TXT banking messages per month
-Free use of all banks' ATMs on university campuses
-Free automatic payment set-up and change when done by internet banking
Flat account for you and one other flatmate.
-Full access to phone, internet, TXT and mobile banking.
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-Total borrowing must not exceed $5,000.
-Affordable car and contents insurance, -Phone banking. -Txt-banking. -Mobile phone banking. -Kiwisaver . e-Saver - pays Premium interest. -OE package. -Online calculators. -'MyPhoto' card. |
- Debitplus Card (1st year free)
- buy online/over the phone/instore with credit card functionality attached to your transaction account. - Free on-line savings account. - Mobile banking 10 free txt p/m, - Car and renters contents insurance. - Free CASH when you sign up between 01 Oct 08 and 31 April 09. |
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IMPORTANT: The details on this page are a summary for readers' initial reference only. Eligibility and lending creiteria will apply. Before agreeing to any contract or purchase, you should always get and read the full information from the institution. Full details of terms, conditions and fees is available from any bank branch. You should always request them.
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