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And when workers are paid in cash, they can then deposit some of it in a bank, if they choose. It has now...
moa man 'Mathematical calculations back up fees' -ANZ
Point # 2 is banks have to buy cash from the RBNZ and it attracts no interest - in a word  Seigniorage...
Stephen Hulme 'Mathematical calculations back up fees' -ANZ
Shortall noted there was also a "material difference" between the Australian and New Zealand...
Stephen Hulme ComCom action 'material' in bank fees case
But it was never actually properly discussed was it?    We're in a time when a lot of economic...
Vanderlei Luxemburgo Greens drop money printing plan
supply comment is just plain wrong while shortage of rentals is becoming predictable
iconoclast Act now on house prices
Henry - word on the local street is that Fonterra is planning to build a processing centre in Tarras. There...
Casual Observer Wednesday Top 10
My point is, where did they get the cash from ?  Let me tell you, the bank
Grant A 'Mathematical calculations back up fees' -ANZ
Agreed, it's a supply problem so fix the supply.  Messing with the demand side just worsens...
Happy123 Act now on house prices
Johnson ridicules Labour Plan to introduce CGT on the grounds it doesnt produce much money .. well I'll...
iconoclast Wednesday Top 10
It's fine if you're Saudi Arabia, you just put another hole in the ground."   Bollocks....
powerdownkiwi Wednesday Top 10

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Borrowing news

Posted in Personal Finance

BNZ withdraws its lowest mortgage rate

17 Jun 13, 9:12am, David Chaston
A major bank pulls back from sub 5% mortgage rate, ends Classic special

Fixed-term mortgages back on top

04 Jun 13, 4:23pm, Gareth Vaughan
Value of fixed-term mortgages will have moved back above 50% of total in May, just 13 months after floating's 63% high point

Kiwis' appetite for debt strengthening

31 May 13, 3:19pm, David Hargreaves
Latest RBNZ credit statistics show that the rate of borrowing by New Zealanders is steadily increasing again

BNZ sees LVR limits soon

30 May 13, 4:32pm, David Hargreaves
RBNZ seen as keen to 'throw the kitchen sink' at heated housing market and an announcement on LVR limits might be just 'days away' BNZ says

Mortgage specials compared

Updated 30 May 13, 5:27am, David Chaston
Mortgage specials testing the limits of what is commercially sustainable; banks on back foot

Kiwi consumers chill - and look for more credit

29 May 13, 10:50am, David Hargreaves
Credit information bureau Dun & Bradstreet says consumer financial stress is down markedly and the appetite for credit is growing

ANZ's 'best ever' home loan offer

Updated 24 May 13, 12:06pm, Craig Simpson
ANZ offers 'special' 4.95% 1-year home loan rate as part of new banking package

Kiwibank's new 4.99% offer

15 May 13, 12:08pm, David Hargreaves
Kiwibank drops 2-year mortgage rate by 26 basis points to 4.99%

BNZ introduces lowest 1yr mortgage rate

06 May 13, 9:34am, Gareth Vaughan
BNZ introduces market leading one-year mortgage rate undercutting rivals, but borrowers require 20% equity

Kiwis' appetite for debt re-emerges

01 May 13, 9:25am, David Hargreaves
Latest credit statistics show that New Zealanders are increasing their levels of borrowing again and the RBNZ will be watching

New Infratil bonds to pay 6.85%

16 Apr 13, 9:40am, David Hargreaves
Infrastructure and utility investor Infratil seeks up to NZ$100 mln in infrastructure bond issue; rate 6.85%; maturity June 15, 2022

Agricultural debt hits NZ$50 bln

08 Apr 13, 3:10pm, David Hargreaves
Latest figures show agricultural lending hits a new high, while household borrowing continues to steadily climb again

Move to fixed mortgages continues

02 Apr 13, 3:02pm, Gareth Vaughan
Percentage of fixed-term home loans by value on the rise, approaching 50%

BNZ cuts mortgage rates

26 Mar 13, 8:06am, David Chaston
Latest home loan rate reductions bring BNZ into line with other major banks; no change to seven-year fixed rate

Rabobank support for drought-affected farmers

11 Mar 13, 1:45pm, Guest
Rabobank announces 'a range of support measures' for clients affected by drought; cites four specific deferrals and waivers

Another power company raising capital

Updated 05 Mar 13, 1:16pm, Craig Simpson
Transpower to raise up to $200 mln in new domestic bond issue

Mighty River raises NZ$100 mln

27 Feb 13, 11:40am, David Hargreaves
First partial privatisation candidate launches two domestic wholesale bond issues

Amanda's Take Five for Wednesday

20 Feb 13, 8:19am, Amanda Morrall
Working for free; Volunteering; When it's time to leave the party; Fee grabbing super funds; Good debt, bad debt 

D-Day for Allied Farmers?

11 Feb 13, 12:43pm, David Hargreaves
Allied Farmers says demand for repayment of NZ$500k loan might force it into default on its lending agreements

Amanda's Take Five for Monday

26 Nov 12, 9:36am, Amanda Morrall
Amanda Morrall with five reasons on why we should boycott the consumer Christmas binge in exchange for something more meaningful

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