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Cash PIEs

Cash Pie Intro

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Cash PIEs are at-call funds that offer investors the tax advantages of the Portfolio Investment Entity regime, and they pay tax on investment income based on the prescribed investor rate (PIR) of their investors, rather than at the entity's tax rate. Especially for people on the highest tax rate, this can offer significant savings. Use our Deposit Calculator to work out the after-tax savings that will apply to you.

Banks

Issuer DGS Account name Minimum deposit Interest compounds Fees Advertised Rate % p.a. Equivalent gross return for a 33% taxpayer Equivalent gross return for a 38% taxpayer
ANZCall Fund$2,000Q$03.503.693.99
ASBCash Fund$500M$03.653.874.18
BNZCash PIE$1,000M0.40%3.903.704.00
HSBCCash fund$10,000D$02.702.853.05
KiwibankOn-line Call - base$2,000M$03.153.333.60
On-line Call - bonus rate$2,000M$03.753.984.30
National BankCall Fund$1Q$03.503.693.99
RaboDirectCash Advantage Fund $250D$03.753.994.31
SBS BankLifestages Call Fund$5,000Q$03.203.373.64
TSBCash Fund$5,000Q$04.815.105.52
WestpacCash Plus Trust$5,000M$03.503.704.00

Building Societies

Issuer DGS Account name Minimum deposit Interest compounds Fees Advertised Rate % p.a. Equivalent gross return for a 33% taxpayer Equivalent gross return for a 38% taxpayer
NelsonLifestages$10,000A$03.203.383.64

Brokers

Issuer DGS Account name Minimum deposit Interest compounds Fees Advertised Rate % p.a. Equivalent gross return for a 33% taxpayer Equivalent gross return for a 38% taxpayer
Direct BrokingCall Account$1M$02.853.003.25
Forsyth BarrCash Management Trust$3,000A$02.502.602.81
Cash Management Trust$20,000A$02.752.873.10
Cash Management Trust$250,000A$03.503.643.94
SpicersPremium Plus $5,000M$02.752.903.13

Finance Companies

Issuer DGS Account name Minimum deposit Interest compounds Fees Advertised Rate % p.a. Equivalent gross return for a 33% taxpayer Equivalent gross return for a 38% taxpayer
MARACCall PIE$1,000M$05.505.895.36
Medical SecuritiesCall Fund$500M$03.753.984.30
UDC FinanceCall Maximizer$5,000Q$03.503.693.99