Banks
David Hargreaves cunningly avoids making any predictions as he outlines some of the economic-related issues he's looking out for in the year ahead
15th Jan 20, 11:10am
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David Hargreaves cunningly avoids making any predictions as he outlines some of the economic-related issues he's looking out for in the year ahead
David Hargreaves tries to overcome his astonishment at the speed with which 2019 has disappeared and outlines some of the key economic developments as he has seen it over the past 12 months
17th Dec 19, 8:11am
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David Hargreaves tries to overcome his astonishment at the speed with which 2019 has disappeared and outlines some of the key economic developments as he has seen it over the past 12 months
ANZ economists now see OCR only going as low as 0.75% following a softening of the RBNZ proposals for bank capital, combined with a more positive domestic outlook and in particular upside to government infrastructure spending
5th Dec 19, 1:22pm
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ANZ economists now see OCR only going as low as 0.75% following a softening of the RBNZ proposals for bank capital, combined with a more positive domestic outlook and in particular upside to government infrastructure spending
The Opportunities Party's Geoff Simmons on Aussie banks, changes in land uses, the NZ Productivity Commission's latest report, Unconditional Basic Income and urban design
29th Nov 19, 10:00am
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The Opportunities Party's Geoff Simmons on Aussie banks, changes in land uses, the NZ Productivity Commission's latest report, Unconditional Basic Income and urban design
David Hargreaves says the Reserve Bank's decision to leave existing loan to value ratio restrictions in place means it's unlikely there will be further relaxation of the rules for at least a year
28th Nov 19, 9:54am
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David Hargreaves says the Reserve Bank's decision to leave existing loan to value ratio restrictions in place means it's unlikely there will be further relaxation of the rules for at least a year
In its latest Financial Stability Report the Reserve Bank says options to address excessive dairy debt are limited as farm sales are at historically low levels
27th Nov 19, 2:52pm
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In its latest Financial Stability Report the Reserve Bank says options to address excessive dairy debt are limited as farm sales are at historically low levels
Reserve Bank keeps restrictions on mortgage lending in place, noting the low interest rate environment could prompt banks to lend more to borrowers with small deposits; Governor says the Bank didn't come 'particularly close' to loosening restrictions
27th Nov 19, 9:14am
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Reserve Bank keeps restrictions on mortgage lending in place, noting the low interest rate environment could prompt banks to lend more to borrowers with small deposits; Governor says the Bank didn't come 'particularly close' to loosening restrictions
Mortgage data released on the eve of the Reserve Bank's LVR restriction review suggests first home buyers wouldn't suffer if restrictions remained in place to keep investor activity at bay
26th Nov 19, 5:59pm
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Mortgage data released on the eve of the Reserve Bank's LVR restriction review suggests first home buyers wouldn't suffer if restrictions remained in place to keep investor activity at bay
New mortgage figures from the Reserve Bank show that investors had their biggest share of mortgage lending last month for a year; first home buyers are still prominent
24th Oct 19, 3:48pm
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New mortgage figures from the Reserve Bank show that investors had their biggest share of mortgage lending last month for a year; first home buyers are still prominent
Adrian Orr says the RBNZ is 'monitoring' the banks to assess any degree that they might be 'front loading' the central bank's upcoming capital proposals; says bank customers should 'question' their banks on issues of competition
26th Sep 19, 2:57pm
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Adrian Orr says the RBNZ is 'monitoring' the banks to assess any degree that they might be 'front loading' the central bank's upcoming capital proposals; says bank customers should 'question' their banks on issues of competition
ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'
27th Aug 19, 10:37am
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ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'
In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest
26th Aug 19, 3:58pm
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In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest
In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high
24th Jul 19, 3:42pm
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In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high
Fitch Ratings affirms the AA- ratings of ANZ and Westpac but warns both they and their NZ subsidiaries might see a weakening in earnings relative to their peers
18th Jul 19, 11:39am
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Fitch Ratings affirms the AA- ratings of ANZ and Westpac but warns both they and their NZ subsidiaries might see a weakening in earnings relative to their peers
Commerce Commission alleges that Westpac breached the Credit Contracts and Consumer Finance Act by failing to provide key information it’s required to under the law to thousands of its credit card customers
11th Jul 19, 2:41pm
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Commerce Commission alleges that Westpac breached the Credit Contracts and Consumer Finance Act by failing to provide key information it’s required to under the law to thousands of its credit card customers
In May the first home buyers hit their highest monthly total of borrowing, the highest share of the total advanced - and borrowed more in dollar terms than investors for the first time
27th Jun 19, 3:26pm
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In May the first home buyers hit their highest monthly total of borrowing, the highest share of the total advanced - and borrowed more in dollar terms than investors for the first time
Guy Trafford looks at what the new dairy season may bring given that GDT auction prices have dropped for the third time in succession
20th Jun 19, 12:42pm
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Guy Trafford looks at what the new dairy season may bring given that GDT auction prices have dropped for the third time in succession
Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers
19th Jun 19, 11:20am
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Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers
David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
13th Jun 19, 7:53am
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David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead
7th Jun 19, 7:49am
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David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead
As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
28th May 19, 10:01am
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As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
22nd May 19, 2:02pm
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The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
Milford Asset Management portfolio manager Paul Morris says some investors will have been reticent to invest in bonds - but this would have been to their detriment
15th May 19, 3:55pm
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Milford Asset Management portfolio manager Paul Morris says some investors will have been reticent to invest in bonds - but this would have been to their detriment
ASB chief economist Nick Tuffley on the RBNZ bank capital proposals, productivity, the OCR arguments and the opportunity cost of traffic delays
3rd May 19, 10:00am
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ASB chief economist Nick Tuffley on the RBNZ bank capital proposals, productivity, the OCR arguments and the opportunity cost of traffic delays
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
6th Apr 19, 7:01am
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With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?