CCCFA
CCCFA changes 'narrow refinements to specific aspects of regulations, rather than wholesale changes'
MBIE highlights where it sees lenders' interpretation and implementation of credit contracts and consumer finance regulations as too onerous and restrictive
8th Apr 22, 9:38am
MBIE highlights where it sees lenders' interpretation and implementation of credit contracts and consumer finance regulations as too onerous and restrictive
Complaints from bank customers drop in the final quarter of 2021 year-on-year despite CCCFA changes
1st Apr 22, 12:57pm
1
Complaints from bank customers drop in the final quarter of 2021 year-on-year despite CCCFA changes
Opinion divided over how much more easily borrowers will be able to access credit under proposed changes to the CCCFA
11th Mar 22, 4:36pm
10
Opinion divided over how much more easily borrowers will be able to access credit under proposed changes to the CCCFA
NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
11th Mar 22, 12:23pm
31
NZ Bankers' Association argues there'd be 'real risk of adverse customer impact' if the RBNZ introduces a debt-to-income ratio cap for home loan borrowers
David Clark unveils changes to responsible lending rules aimed at curbing unintended consequences of the Credit Contracts & Consumer Finance Act
11th Mar 22, 6:55am
116
David Clark unveils changes to responsible lending rules aimed at curbing unintended consequences of the Credit Contracts & Consumer Finance Act
The opening of new retail credit accounts dropped 44% year-on-year in the first full month after CCCFA changes, the steepest fall since the start of the Covid-19 pandemic
7th Mar 22, 1:08pm
21
The opening of new retail credit accounts dropped 44% year-on-year in the first full month after CCCFA changes, the steepest fall since the start of the Covid-19 pandemic
Non-bank lenders growing their slice of new housing lending as headwinds strengthen against banks
4th Mar 22, 9:28am
Non-bank lenders growing their slice of new housing lending as headwinds strengthen against banks
Clean car discount changes from April 1 see some late-game pre 'ute-tax' sales and a softening of passenger vehicle sales, but it still added up to the strongest February on record
3rd Mar 22, 6:53pm
20
Clean car discount changes from April 1 see some late-game pre 'ute-tax' sales and a softening of passenger vehicle sales, but it still added up to the strongest February on record
Credit availability tightening as CCCFA changes, rising interest rates and Omicron bite, Centrix reports
2nd Mar 22, 7:12pm
20
Credit availability tightening as CCCFA changes, rising interest rates and Omicron bite, Centrix reports
The idea that first home buyers have been disproportionately affected by the CCCFA changes appears to be unfounded
28th Feb 22, 11:48am
52
The idea that first home buyers have been disproportionately affected by the CCCFA changes appears to be unfounded
RBNZ January new residential mortgage figures show overall lending levels back close to where they were in January 2020
28th Feb 22, 10:53am
RBNZ January new residential mortgage figures show overall lending levels back close to where they were in January 2020
Kiwibank CEO Steve Jurkovich says Credit Contracts and Consumer Finance Act changes appear to be catalyst for slowing housing market
25th Feb 22, 10:44am
44
Kiwibank CEO Steve Jurkovich says Credit Contracts and Consumer Finance Act changes appear to be catalyst for slowing housing market
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
24th Feb 22, 7:31pm
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
Simon Jensen probes how financial regulations are put together in New Zealand, asking whether it's parliamentary democracy at work or benign dictatorship by officials
23rd Feb 22, 11:50am
27
Simon Jensen probes how financial regulations are put together in New Zealand, asking whether it's parliamentary democracy at work or benign dictatorship by officials
Heartland Group's car loan decline rate trebles, mortgage acquisition cost rises following December's CCCFA changes
23rd Feb 22, 9:35am
Heartland Group's car loan decline rate trebles, mortgage acquisition cost rises following December's CCCFA changes
Heartland Group Holdings posts 8% interim profit rise, eyes growth in home loan market
22nd Feb 22, 10:23am
Heartland Group Holdings posts 8% interim profit rise, eyes growth in home loan market
The Credit Contracts & Consumer Finance Act - the case for a more 'principles-based' approach to affordability requirements
18th Feb 22, 9:34am
9
The Credit Contracts & Consumer Finance Act - the case for a more 'principles-based' approach to affordability requirements
BNZ has raised some home loan rates too following ANZ, but somewhat surprisingly, it has lowered a key one as well. Meanwhile many swap rates move up to four to six year highs
16th Feb 22, 5:59pm
42
BNZ has raised some home loan rates too following ANZ, but somewhat surprisingly, it has lowered a key one as well. Meanwhile many swap rates move up to four to six year highs
The nation's largest home loan lender takes a chance and pulls up some key home loan rates, with most of its fixed term offers now higher than all, probably hoping its main rivals will follow soon
14th Feb 22, 8:13pm
33
The nation's largest home loan lender takes a chance and pulls up some key home loan rates, with most of its fixed term offers now higher than all, probably hoping its main rivals will follow soon
Journalists discuss the protestors at Parliament, the minimum wage rise, inflation, interest rates, the bond market and credit conditions
14th Feb 22, 4:02pm
19
Journalists discuss the protestors at Parliament, the minimum wage rise, inflation, interest rates, the bond market and credit conditions
Challenger banks make changes to some key home loan rates, some up as expected, others down unexpectedly
14th Feb 22, 10:37am
6
Challenger banks make changes to some key home loan rates, some up as expected, others down unexpectedly
ASB's Vittoria Shortt sees 'clear' impact from credit contracts & consumer finance law changes, says there's no moral attachment to lending decisions
10th Feb 22, 8:12am
88
ASB's Vittoria Shortt sees 'clear' impact from credit contracts & consumer finance law changes, says there's no moral attachment to lending decisions
Early criticism of the effect credit contracts law changes are having on first home buyers may be misplaced
8th Feb 22, 1:21pm
155
Early criticism of the effect credit contracts law changes are having on first home buyers may be misplaced
BNPL now a common financial tangle for clients of financial mentors, who feel regulation is required to avoid 'bottom of the cliff' scenarios
5th Feb 22, 9:15am
2
BNPL now a common financial tangle for clients of financial mentors, who feel regulation is required to avoid 'bottom of the cliff' scenarios
Anna Rawlings, chairperson of the Commerce Commission, to step down later this year - search for new chair to begin shortly
4th Feb 22, 11:48am
4
Anna Rawlings, chairperson of the Commerce Commission, to step down later this year - search for new chair to begin shortly