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Deposit Insurance

Global Financial Development Report from World Bank Group looks at bank regulation and supervision a decade after the Global Financial Crisis
13th Nov 19, 10:36am
Global Financial Development Report from World Bank Group looks at bank regulation and supervision a decade after the Global Financial Crisis
Gareth Vaughan says the Reserve Bank's efforts to combat the too big to fail problem is a worthy aspect of its proposals to increase NZ banks' regulatory capital requirements
19th Oct 19, 10:02am
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Gareth Vaughan says the Reserve Bank's efforts to combat the too big to fail problem is a worthy aspect of its proposals to increase NZ banks' regulatory capital requirements
Geof Mortlock says despite the RBNZ's concerns, an overlap in directors between a parent bank and its NZ subsidiary is a sound practice bringing benefits to the governance and management of risks of the NZ bank 
17th Oct 19, 1:21pm
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Geof Mortlock says despite the RBNZ's concerns, an overlap in directors between a parent bank and its NZ subsidiary is a sound practice bringing benefits to the governance and management of risks of the NZ bank 
S&P Global Ratings supportive of deposit insurance, has NZ's banking sector alongside Estonia, Iceland, Ireland, Kuwait, Malaysia, Mexico, Poland and Saudi Arabia in its country risk assessment
23rd Sep 19, 9:55am
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S&P Global Ratings supportive of deposit insurance, has NZ's banking sector alongside Estonia, Iceland, Ireland, Kuwait, Malaysia, Mexico, Poland and Saudi Arabia in its country risk assessment
Ex-RBNZ director Suzanne Snively, now chairing the RBNZ Act review advisory panel, explains to Gareth Vaughan where she feels the 1989 RBNZ Act went wrong and why she's keen for a broader approach today
23rd Aug 19, 5:00am
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Ex-RBNZ director Suzanne Snively, now chairing the RBNZ Act review advisory panel, explains to Gareth Vaughan where she feels the 1989 RBNZ Act went wrong and why she's keen for a broader approach today
The IMF and OECD weigh in on the RBNZ's proposals to increase bank capital requirements, and the Government's proposal for protection for bank depositors
26th Jun 19, 3:34pm
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The IMF and OECD weigh in on the RBNZ's proposals to increase bank capital requirements, and the Government's proposal for protection for bank depositors
David Chaston explains why it is a bad idea for the investment scrum to be screwed in favour of the wealthy, and essentially exclude and penalise those who have no weight in the game by making them pay
25th Jun 19, 2:37pm
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David Chaston explains why it is a bad idea for the investment scrum to be screwed in favour of the wealthy, and essentially exclude and penalise those who have no weight in the game by making them pay
Government to introduce deposit protection regime that will likely cover 40% of funds in bank deposits; Treasury warns costs could fall on bank customers, shareholders and taxpayers
24th Jun 19, 4:00pm
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Government to introduce deposit protection regime that will likely cover 40% of funds in bank deposits; Treasury warns costs could fall on bank customers, shareholders and taxpayers
David Chaston suggests the premium on NZ term deposit rates over those in other countries might be explained by our lack of deposit insurance. He checks how we benchmark with other countries with a taxpayer backstop
18th Jun 19, 5:00am
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David Chaston suggests the premium on NZ term deposit rates over those in other countries might be explained by our lack of deposit insurance. He checks how we benchmark with other countries with a taxpayer backstop
Geof Mortlock explains why higher bank capital ratios are not a substitute for deposit insurance
19th Feb 19, 11:08am
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Geof Mortlock explains why higher bank capital ratios are not a substitute for deposit insurance
Geof Mortlock argues New Zealand needs stronger protection for depositors to counter the Reserve Bank’s 'odd approach' to managing a bank failure
6th Feb 19, 8:30am
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Geof Mortlock argues New Zealand needs stronger protection for depositors to counter the Reserve Bank’s 'odd approach' to managing a bank failure
Consultation document for next stage of Reserve Bank Act review gives clear signals that some form of formal protection for bank depositors is likely to be introduced
2nd Nov 18, 11:08am
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Consultation document for next stage of Reserve Bank Act review gives clear signals that some form of formal protection for bank depositors is likely to be introduced
In government the National Party was opposed to a deposit insurance scheme, but now in opposition finance spokeswoman Amy Adams has opened the door to the concept
13th Jun 18, 9:18am
by Jason Walls
86
In government the National Party was opposed to a deposit insurance scheme, but now in opposition finance spokeswoman Amy Adams has opened the door to the concept
IMF report, that declared the RBNZ 'materially non-compliant' in 13 of 29 international bank regulatory standards, to be a key sounding board for phase 2 of RBNZ Act review
9th Jun 18, 10:02am
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IMF report, that declared the RBNZ 'materially non-compliant' in 13 of 29 international bank regulatory standards, to be a key sounding board for phase 2 of RBNZ Act review
Phase two of the RBNZ review has a broad focus, including exploring new banking levies, deposit insurance and debt-to-income (DTI) restrictions
7th Jun 18, 3:27pm
by Jason Walls
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Phase two of the RBNZ review has a broad focus, including exploring new banking levies, deposit insurance and debt-to-income (DTI) restrictions
Financial consultant Geof Mortlock calls for deposit insurance to be introduced in NZ, and for a new regulator to takeover the RBNZ's financial regulation responsibilities
14th May 18, 10:09am
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Financial consultant Geof Mortlock calls for deposit insurance to be introduced in NZ, and for a new regulator to takeover the RBNZ's financial regulation responsibilities
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RBNZ Governor says differences between deposit insurance & minimum deposit not frozen in OBR scenario are 'technicalities', NZ banks searching for 'skeletons' against backdrop of Aussie Royal Commission
28th Apr 18, 9:30am
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RBNZ Governor says differences between deposit insurance & minimum deposit not frozen in OBR scenario are 'technicalities', NZ banks searching for 'skeletons' against backdrop of Aussie Royal Commission
The Govt’s target of getting net Crown debt down to 20% of GDP by 2022 has been questioned, but Finance Minister Grant Robertson is not budging from his commitment
16th Mar 18, 3:12pm
by Jason Walls
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The Govt’s target of getting net Crown debt down to 20% of GDP by 2022 has been questioned, but Finance Minister Grant Robertson is not budging from his commitment
Treasury modelling suggests introducing deposit insurance would see savers pay a couple of dollars a year for every $1000 of deposits up to $100,000
20th Dec 17, 9:26am
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Treasury modelling suggests introducing deposit insurance would see savers pay a couple of dollars a year for every $1000 of deposits up to $100,000
NZ First's Winston Peters warns of global risks facing the NZ economy; Says something will go wrong at some point, and we had better be prepared; Are there any clues as to which way he might go?
28th Sep 17, 11:43am
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NZ First's Winston Peters warns of global risks facing the NZ economy; Says something will go wrong at some point, and we had better be prepared; Are there any clues as to which way he might go?
As the National and Labour/Greens sides both court Winston Peters, here's a look at what he campaigned for in monetary policy and banking, insurance & KiwiSaver
26th Sep 17, 9:26am
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As the National and Labour/Greens sides both court Winston Peters, here's a look at what he campaigned for in monetary policy and banking, insurance & KiwiSaver
Parents of NZ's big 4 banks to require Common Equity Tier 1 capital ratios of at least 10.5% to meet APRA's ‘unquestionably strong’ benchmark
19th Jul 17, 10:22am
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Parents of NZ's big 4 banks to require Common Equity Tier 1 capital ratios of at least 10.5% to meet APRA's ‘unquestionably strong’ benchmark
Interest.co.nz chats to RBNZ Deputy Spencer about the challenges in weighing up the IMF's call for deposit insurance or a pre-stated 'de minimis' option against the reality of having to wait to see how big a hole you're dealing with if a bank fails
14th May 17, 10:34am
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Interest.co.nz chats to RBNZ Deputy Spencer about the challenges in weighing up the IMF's call for deposit insurance or a pre-stated 'de minimis' option against the reality of having to wait to see how big a hole you're dealing with if a bank fails
The IMF suggests a de minimis exemption of $10,000 per depositor as a second best option to the full blown introduction of deposit insurance in NZ given govt & RBNZ opposition
10th May 17, 8:04am
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The IMF suggests a de minimis exemption of $10,000 per depositor as a second best option to the full blown introduction of deposit insurance in NZ given govt & RBNZ opposition
IMF calls for a more intensive approach to bank supervision from the RBNZ, deposit insurance and a debt-to-income cap tool in its Financial Sector Assessment Program report on NZ
9th May 17, 7:53am
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IMF calls for a more intensive approach to bank supervision from the RBNZ, deposit insurance and a debt-to-income cap tool in its Financial Sector Assessment Program report on NZ