Deposit Insurance
Murray Jackson previews the RBNZ review of banks’ regulatory capital requirements, arguing NZ banks should hold capital equivalent to 19% of their total assets
12th Apr 17, 10:53am
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Murray Jackson previews the RBNZ review of banks’ regulatory capital requirements, arguing NZ banks should hold capital equivalent to 19% of their total assets
RBNZ's head of prudential regulation says bank considering putting more focus on areas where 'the incentives on financial institutions differ most starkly from society’s interests'
1st Sep 16, 5:31pm
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RBNZ's head of prudential regulation says bank considering putting more focus on areas where 'the incentives on financial institutions differ most starkly from society’s interests'
RBNZ outlines details of the IMF's Financial Sector Assessment Programme for New Zealand starting later this year
28th Apr 16, 8:08pm
RBNZ outlines details of the IMF's Financial Sector Assessment Programme for New Zealand starting later this year
Bernard Hickey says the quiet removal of the guarantee for Kiwibank savers should remind all savers about the lack of a deposit guarantee and prompt regulators and the industry to run a public education campaign about NZ''s lack of a deposit guarantee
10th Apr 16, 5:02am
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Bernard Hickey says the quiet removal of the guarantee for Kiwibank savers should remind all savers about the lack of a deposit guarantee and prompt regulators and the industry to run a public education campaign about NZ''s lack of a deposit guarantee
Fitch says big 4 NZ banks' funding tasks manageable, notes 'potential risk' of households overstretching themselves
14th Mar 16, 4:02pm
Fitch says big 4 NZ banks' funding tasks manageable, notes 'potential risk' of households overstretching themselves
RBNZ's Toby Fiennes argues deposit insurance would blunt incentives for banks and depositors to monitor and manage risks properly
4th Feb 16, 5:46pm
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RBNZ's Toby Fiennes argues deposit insurance would blunt incentives for banks and depositors to monitor and manage risks properly
George Friedman sees banking problems that need to be solved in Europe & Asia with the fear of loss of deposits 'stalking countries'
4th Feb 16, 5:03am
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George Friedman sees banking problems that need to be solved in Europe & Asia with the fear of loss of deposits 'stalking countries'
Gareth Vaughan argues the RBNZ has inadvertently made a case for deposit insurance as disclosure statements don't cut the mustard for the average depositor
20th Jan 16, 5:01am
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Gareth Vaughan argues the RBNZ has inadvertently made a case for deposit insurance as disclosure statements don't cut the mustard for the average depositor
APRA move restricting Aussie parents' non-equity exposure to Kiwi subsidiaries highlights trans-Tasman differences in bank failure management plans
21st Dec 15, 9:36am
APRA move restricting Aussie parents' non-equity exposure to Kiwi subsidiaries highlights trans-Tasman differences in bank failure management plans
Leverage ratio requirements harder for banks to finesse in crisis than risk weighted capital rules, Auckland Uni's David Mayes argues
16th Jul 15, 11:57am
Leverage ratio requirements harder for banks to finesse in crisis than risk weighted capital rules, Auckland Uni's David Mayes argues
Gareth Vaughan says the NZ Super Fund's Portuguese stoush is a timely reminder of how messy things can get when a bank fails
20th Feb 15, 2:07pm
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Gareth Vaughan says the NZ Super Fund's Portuguese stoush is a timely reminder of how messy things can get when a bank fails
English reminds term deposit savers there is no Government Guarantee and fends off Winston Peters' call for deposit insurance
30th Oct 14, 2:26pm
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English reminds term deposit savers there is no Government Guarantee and fends off Winston Peters' call for deposit insurance
Majority of respondents to FMA survey erroneously think NZ bank deposits are guaranteed
14th Oct 14, 9:59am
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Majority of respondents to FMA survey erroneously think NZ bank deposits are guaranteed
Gareth Vaughan takes a look at what the main political parties are offering savers ahead of the September 20 election
16th Sep 14, 2:59pm
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Gareth Vaughan takes a look at what the main political parties are offering savers ahead of the September 20 election
Bernard Hickey looks at the lessons we should learn from warnings about our over-valued property market and the need for a deposit insurance scheme
28th Apr 14, 9:57am
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Bernard Hickey looks at the lessons we should learn from warnings about our over-valued property market and the need for a deposit insurance scheme
OECD calls on NZ to implement Capital Gains Tax and land tax to improve savings and investment habits; also wants deposit insurance scheme and higher capital for banks
5th Jun 13, 7:36am
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OECD calls on NZ to implement Capital Gains Tax and land tax to improve savings and investment habits; also wants deposit insurance scheme and higher capital for banks
If a bank failed and the Open Bank Resolution Policy was implemented, how would it affect bank depositors, bondholders and shareholders?
14th May 13, 9:39am
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If a bank failed and the Open Bank Resolution Policy was implemented, how would it affect bank depositors, bondholders and shareholders?
Any new retail deposit guarantee would incorporate lessons learnt from the previous scheme and be tougher, Treasury says
3rd May 13, 4:15pm
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Any new retail deposit guarantee would incorporate lessons learnt from the previous scheme and be tougher, Treasury says
PM John Key and the RBNZ are wrong in their opposition to deposit insurance, says NZ-based advisor to international deposit insurers' body
19th Apr 13, 8:34pm
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PM John Key and the RBNZ are wrong in their opposition to deposit insurance, says NZ-based advisor to international deposit insurers' body
NZ doesn't have deposit insurance due to moral hazard and the difficulties of defining boundaries and pricing, but it could easily be accommodated, RBNZ says
11th Apr 13, 10:07am
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NZ doesn't have deposit insurance due to moral hazard and the difficulties of defining boundaries and pricing, but it could easily be accommodated, RBNZ says
Opinion: The Govt and RBNZ may be uninterested in introducing a deposit insurance scheme, but there's nothing stopping banks from offering secured deposits
9th Apr 13, 4:10pm
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Opinion: The Govt and RBNZ may be uninterested in introducing a deposit insurance scheme, but there's nothing stopping banks from offering secured deposits
Matt Nolan looks how a deposit levy can help get the 'incentives' right for savers, bank shareholders, management, and taxpayers to avoid banks going bad
2nd Apr 13, 11:14am
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Matt Nolan looks how a deposit levy can help get the 'incentives' right for savers, bank shareholders, management, and taxpayers to avoid banks going bad
PM John Key defends Open Bank Resolution policy, denies potential for bank runs after using it; Says deposit insurance too costly for consumers
25th Mar 13, 4:53pm
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PM John Key defends Open Bank Resolution policy, denies potential for bank runs after using it; Says deposit insurance too costly for consumers
Opinion: Matt Nolan says he agrees more with Labour and the Greens than National and the Reserve Bank on the risks faced by NZ investors
22nd Mar 13, 10:19am
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Opinion: Matt Nolan says he agrees more with Labour and the Greens than National and the Reserve Bank on the risks faced by NZ investors
Labour's David Parker says if it's good enough for big investors to have security for covered bonds, then ordinary depositors also deserve a guarantee
21st Mar 13, 4:05pm
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Labour's David Parker says if it's good enough for big investors to have security for covered bonds, then ordinary depositors also deserve a guarantee