deposits
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
5th Aug 21, 3:04pm
59
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
3rd Aug 21, 2:40pm
33
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
28th Jul 21, 12:35pm
61
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
27th Jul 21, 2:23pm
40
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
26th Jul 21, 3:34pm
30
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
New Stats NZ figures show that in the 12 months to March, the country's household net worth increased by over $400 billion - about the same as the increase over the whole of the previous four years; But our savings rate is dropping again
22nd Jul 21, 11:40am
62
New Stats NZ figures show that in the 12 months to March, the country's household net worth increased by over $400 billion - about the same as the increase over the whole of the previous four years; But our savings rate is dropping again
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
20th Jul 21, 10:58am
13
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
Macquarie analyses the impact of rising interest rates on banks and concludes perceived benefits are overstated
13th Jul 21, 7:43am
1
Macquarie analyses the impact of rising interest rates on banks and concludes perceived benefits are overstated
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
11th Jul 21, 6:01am
60
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
5th Jul 21, 4:00pm
21
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
30th Jun 21, 3:41pm
20
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
29th Jun 21, 1:53pm
14
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
28th Jun 21, 12:22pm
62
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
3rd Jun 21, 8:00am
122
A crunch of bank lending figures over the past 20 years shows an ever increasing share of bank-borrowed money is going into houses rather than businesses or agriculture
Profits and return on equity at New Zealand's major banks surge higher on the back of the red hot housing market
1st Jun 21, 9:30am
10
Profits and return on equity at New Zealand's major banks surge higher on the back of the red hot housing market
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
31st May 21, 3:46pm
20
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
April mortgage borrowing has slowed, but is still running at historically high levels; first home buyers have strongly increased their share of the borrowing, while investor figures are down
26th May 21, 3:26pm
27
April mortgage borrowing has slowed, but is still running at historically high levels; first home buyers have strongly increased their share of the borrowing, while investor figures are down
Kiwibank is claiming market leadership for its new 100 day, 1.1% term deposit rate
17th May 21, 9:52am
16
Kiwibank is claiming market leadership for its new 100 day, 1.1% term deposit rate
BNZ posts big rise in interim profit boosted by a positive turnaround in credit impairments, solid revenue growth and a major drop in expenses
6th May 21, 10:24am
6
BNZ posts big rise in interim profit boosted by a positive turnaround in credit impairments, solid revenue growth and a major drop in expenses
ANZ New Zealand half-year profit rises 18% helped by a turnaround in credit impairment charges and the red hot housing market
5th May 21, 9:59am
2
ANZ New Zealand half-year profit rises 18% helped by a turnaround in credit impairment charges and the red hot housing market
Investors accounted for over a third of the growth in the country's bank mortgage stock in the six months to the end of March; meanwhile, on the farm, dairy lending is falling fast
4th May 21, 2:14pm
13
Investors accounted for over a third of the growth in the country's bank mortgage stock in the six months to the end of March; meanwhile, on the farm, dairy lending is falling fast
Westpac NZ CEO David McLean retiring in June with bank executive & ex-politician Simon Power to serve as acting CEO as a search for a permanent successor takes place
3rd May 21, 9:51am
4
Westpac NZ CEO David McLean retiring in June with bank executive & ex-politician Simon Power to serve as acting CEO as a search for a permanent successor takes place
David Hargreaves looks at the all-night mortgage borrowing bender Kiwis are going on while lending to 'productive' parts of the economy withers
3rd May 21, 9:22am
78
David Hargreaves looks at the all-night mortgage borrowing bender Kiwis are going on while lending to 'productive' parts of the economy withers
Kiwis have again been borrowing up large, with nearly $10.5 billion loaned by the banks in the past month for mortgages; first home buyers borrowed a record amount; investors borrowed close to record levels
29th Apr 21, 3:25pm
34
Kiwis have again been borrowing up large, with nearly $10.5 billion loaned by the banks in the past month for mortgages; first home buyers borrowed a record amount; investors borrowed close to record levels
David Hargreaves doesn't see anything to be too fearful of in the moves by Finance Minister Grant Robertson to get more hands-on with the Reserve Bank's lending restrictions
29th Apr 21, 8:08am
36
David Hargreaves doesn't see anything to be too fearful of in the moves by Finance Minister Grant Robertson to get more hands-on with the Reserve Bank's lending restrictions