Financial Stability
RBNZ survey of households finds expectations of higher house prices have actually increased, while mortgage holders are far less worried about meeting payments than renters
16th Aug 21, 11:01am
44
RBNZ survey of households finds expectations of higher house prices have actually increased, while mortgage holders are far less worried about meeting payments than renters
As the Reserve Bank ponders the likely introduction next year of measures to limit high debt-to-income lending, latest figures show Kiwis - particularly first home buyers - are continuing to stretch themselves further and further to buy houses
12th Aug 21, 3:46pm
45
As the Reserve Bank ponders the likely introduction next year of measures to limit high debt-to-income lending, latest figures show Kiwis - particularly first home buyers - are continuing to stretch themselves further and further to buy houses
David Hargreaves looks at some of the options in the long-running saga that has been the Reserve Bank's quest for a debt-to-income measure for the housing market
11th Aug 21, 12:11pm
107
David Hargreaves looks at some of the options in the long-running saga that has been the Reserve Bank's quest for a debt-to-income measure for the housing market
Journalists have a yarn about immigration settings being in flux, who will feel the pinch of tighter mortgage lending restrictions, and next Wednesday's big interest rate decision
9th Aug 21, 1:21pm
13
Journalists have a yarn about immigration settings being in flux, who will feel the pinch of tighter mortgage lending restrictions, and next Wednesday's big interest rate decision
ASB economists say the Reserve Bank 'should consider' starting lifting interest rates with a 50 basis-point rise and say the central bank could use interest rates to 'douse the housing market'
9th Aug 21, 12:56pm
46
ASB economists say the Reserve Bank 'should consider' starting lifting interest rates with a 50 basis-point rise and say the central bank could use interest rates to 'douse the housing market'
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
5th Aug 21, 3:04pm
59
The extraordinary resurgence of the New Zealand economy will require a very measured approach from our central bank
Finance Minister Grant Robertson says he moved as quickly as was responsible to give the Reserve Bank new tools to restrict banks' mortgage lending
3rd Aug 21, 2:47pm
71
Finance Minister Grant Robertson says he moved as quickly as was responsible to give the Reserve Bank new tools to restrict banks' mortgage lending
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
3rd Aug 21, 2:40pm
33
The Reserve Bank's announcement of new more punitive measures against the housing market takes some pressure off it to be the first cab off the rank in terms of hiking interest rates
Govt signs off on DTI measures, which will be implemented; RBNZ also to tighten LVR rules from October; RBNZ says it 'hasn't seen sufficient reduction in risky lending'
3rd Aug 21, 9:25am
166
Govt signs off on DTI measures, which will be implemented; RBNZ also to tighten LVR rules from October; RBNZ says it 'hasn't seen sufficient reduction in risky lending'
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
28th Jul 21, 12:35pm
61
David Hargreaves looks at the Reserve Bank's options ahead of next month's Monetary Policy Statement and whether the bank will do more to try to dampen the housing market
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
27th Jul 21, 2:23pm
40
David Hargreaves has a further crunch of the latest monthly mortgage figures and awards a chocolate fish to the investors for the biggest percentage increase in size of average mortgage this year
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
26th Jul 21, 3:34pm
30
Latest Reserve Bank monthly figures show $8.5 billion of mortgages were advanced last month, which was easily a record for a June; over $50 billion of mortgages taken out in first six months of year
Credit rating agency S&P says 'exceptionally strong' and 'unprecedented' NZ house price growth increases risks for banks
23rd Jul 21, 12:12pm
48
Credit rating agency S&P says 'exceptionally strong' and 'unprecedented' NZ house price growth increases risks for banks
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
20th Jul 21, 10:58am
13
Supply issues facing builders have made the challenge to address the country's housing shortage that much harder, say Kiwibank economists; new supply now 'at risk'
An NZ Everyday Investor podcast episode ft. Jenée Tibshraeny on the Treasury's evolving approach towards debt, the drivers of inflation, whether people will be spooked by an interest rate hike, and more
12th Jul 21, 1:29pm
6
An NZ Everyday Investor podcast episode ft. Jenée Tibshraeny on the Treasury's evolving approach towards debt, the drivers of inflation, whether people will be spooked by an interest rate hike, and more
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
11th Jul 21, 6:01am
60
Kiwis now seem to be unloading some of the partly enforced savings they made last year - and that might not be helping an economy that's starting to overheat
Economists with global researcher Capital Economics expect the first generation of Central Bank Digital Currencies will be designed to have as little impact on the existing financial system as possible
8th Jul 21, 10:49am
20
Economists with global researcher Capital Economics expect the first generation of Central Bank Digital Currencies will be designed to have as little impact on the existing financial system as possible
Andrew Haldane, the Bank of England's departing chief economist, argues central bank digital currencies could have both financial stability and monetary policy benefits
6th Jul 21, 6:14pm
22
Andrew Haldane, the Bank of England's departing chief economist, argues central bank digital currencies could have both financial stability and monetary policy benefits
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
5th Jul 21, 4:00pm
21
Kiwibank economists say there's mounting pressure on mortgage rates to be 'adjusted higher', while they believe the likes of retailers will be more easily able to pass on price rises in the current environment
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
30th Jun 21, 3:41pm
20
The recent surge in mortgage borrowing has seen the country have the highest annual growth in outstanding mortgage money since February 2008; the recent strong growth in savings is starting to reverse
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
29th Jun 21, 1:53pm
14
ASB economists say even though debt burdens have increased, households should be able to tolerate reasonable increases in mortgage rates without budgets becoming unduly stressed
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
28th Jun 21, 12:22pm
62
Kiwis have poured over $40 billion worth of mortgage money into the stratospheric housing market so far this year
David Hargreaves says some of the measures put in place to stymie the current hot housing market may prove to be a long-term drag on the market
24th Jun 21, 1:31pm
84
David Hargreaves says some of the measures put in place to stymie the current hot housing market may prove to be a long-term drag on the market
David Hargreaves sifts through the array of remedies targeted at the runaway housing market and tries to assess how it is going so far
23rd Jun 21, 8:30am
87
David Hargreaves sifts through the array of remedies targeted at the runaway housing market and tries to assess how it is going so far
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction
19th Jun 21, 9:01am
26
We take a look at where banks' mortgage serviceability test rates are at against the backdrop of news the RBNZ could set these as a debt serviceability restriction