Financial Stability
Kiwibank economists say housing supply should be able to meet demand by 2024 and we could even see an over-supply, leading to improved affordability; house price growth to fall to 1% by end of 2022
19th Apr 21, 3:33pm
41
Kiwibank economists say housing supply should be able to meet demand by 2024 and we could even see an over-supply, leading to improved affordability; house price growth to fall to 1% by end of 2022
Westpac economists say landlords might be better off selling their property to the tenants rather than trying to push through large rent hikes
10th Apr 21, 10:00am
99
Westpac economists say landlords might be better off selling their property to the tenants rather than trying to push through large rent hikes
ASB economists says rent controls benefit incumbent renters, regardless of their financial circumstances, but 'pretty much everyone else' bears costs
6th Apr 21, 1:23pm
122
ASB economists says rent controls benefit incumbent renters, regardless of their financial circumstances, but 'pretty much everyone else' bears costs
David Hargreaves says the alarming rise in high debt-to-income ratio borrowing highlights why the Reserve Bank should be allowed to implement across-the-board DTI limits without any exceptions
4th Apr 21, 6:31am
83
David Hargreaves says the alarming rise in high debt-to-income ratio borrowing highlights why the Reserve Bank should be allowed to implement across-the-board DTI limits without any exceptions
Does the removal of interest deductibility for investors reduce the likelihood of the RBNZ further restricting bank lending? Quite possibly, Jenée Tibshraeny argues
2nd Apr 21, 7:01am
150
Does the removal of interest deductibility for investors reduce the likelihood of the RBNZ further restricting bank lending? Quite possibly, Jenée Tibshraeny argues
Latest figures from the Reserve Bank confirm the massive surge in house prices toward the end of last year saw buyers stretch themselves much further financially
31st Mar 21, 3:44pm
117
Latest figures from the Reserve Bank confirm the massive surge in house prices toward the end of last year saw buyers stretch themselves much further financially
Banks now allowed to pay some dividends, but RBNZ keeps restrictions in place until July 2022
31st Mar 21, 8:50am
30
Banks now allowed to pay some dividends, but RBNZ keeps restrictions in place until July 2022
David Hargreaves assesses some of the more intemperate suggestions being made about what might be ahead in the wake of the Government's housing policy package
29th Mar 21, 3:35pm
202
David Hargreaves assesses some of the more intemperate suggestions being made about what might be ahead in the wake of the Government's housing policy package
Westpac economists say the Govt's housing taxation changes will 'dramatically tilt' financial conditions in favour of owner-occupiers and 'cashed-up' investors, who will now determine the market price of houses
29th Mar 21, 12:09pm
156
Westpac economists say the Govt's housing taxation changes will 'dramatically tilt' financial conditions in favour of owner-occupiers and 'cashed-up' investors, who will now determine the market price of houses
David Hargreaves settles in for a fascinating few months ahead as we wait to see how the housing market reacts to the bold housing package unveiled by the Government this week
26th Mar 21, 10:34am
252
David Hargreaves settles in for a fascinating few months ahead as we wait to see how the housing market reacts to the bold housing package unveiled by the Government this week
BNZ economists say the Government is 'dead set' on curtailing soaring house prices and will do what it takes - 'it will almost certainly win in the end'
25th Mar 21, 11:14am
237
BNZ economists say the Government is 'dead set' on curtailing soaring house prices and will do what it takes - 'it will almost certainly win in the end'
Kiwis kept up the frenetic borrowing pace for house purchases in February, but first home buyers are feeling the heat and there's early signs of investor fall-off
24th Mar 21, 3:33pm
84
Kiwis kept up the frenetic borrowing pace for house purchases in February, but first home buyers are feeling the heat and there's early signs of investor fall-off
Economists see the housing changes announced by the Government as having a chilling effect on investor demand and acting as a significant drag on house price growth
23rd Mar 21, 2:57pm
114
Economists see the housing changes announced by the Government as having a chilling effect on investor demand and acting as a significant drag on house price growth
David Hargreaves says the Government's plan to directly fund housing infrastructure is great - but as ever with this government, the policy will stand or fall on whether the government can deliver, and its previous form is not good
23rd Mar 21, 11:07am
34
David Hargreaves says the Government's plan to directly fund housing infrastructure is great - but as ever with this government, the policy will stand or fall on whether the government can deliver, and its previous form is not good
Kiwibank economists say housing changes to be announced this week 'do have the scope' to cool the housing market but won't address the clear lack of affordable homes
22nd Mar 21, 12:02pm
118
Kiwibank economists say housing changes to be announced this week 'do have the scope' to cool the housing market but won't address the clear lack of affordable homes
Kiwis borrowed easily the most ever for house purchases in a January month, with investors prominent in the frenzy
17th Mar 21, 3:33pm
43
Kiwis borrowed easily the most ever for house purchases in a January month, with investors prominent in the frenzy
Kiwibank economists say they have 'drastically revised up' their projected near-term house price peak before a cooling of prices later in the year; don't see LVRs as having as much impact on investor activity as previously thought
16th Mar 21, 10:39am
190
Kiwibank economists say they have 'drastically revised up' their projected near-term house price peak before a cooling of prices later in the year; don't see LVRs as having as much impact on investor activity as previously thought
ASB economists see single figure house price inflation by the end of next year; rents are now running hot in tandem with house prices
10th Mar 21, 11:26am
79
ASB economists see single figure house price inflation by the end of next year; rents are now running hot in tandem with house prices
Judith Collins wouldn't empower the country's banking regulator to restrict interest-only mortgage lending, arguing the Government shouldn't outsource its housing policy to the RBNZ
9th Mar 21, 6:08pm
124
Judith Collins wouldn't empower the country's banking regulator to restrict interest-only mortgage lending, arguing the Government shouldn't outsource its housing policy to the RBNZ
RBNZ plans to hike its bond-buying by about 10% this week, as it comes up against tightening financial conditions and higher bond yields
8th Mar 21, 4:11pm
55
RBNZ plans to hike its bond-buying by about 10% this week, as it comes up against tightening financial conditions and higher bond yields
Nearly 40% of bank lending to residential property investors is on interest-only arrangements - RBNZ tight-lipped on whether this is too high, but raises concerns over leverage
4th Mar 21, 3:30pm
176
Nearly 40% of bank lending to residential property investors is on interest-only arrangements - RBNZ tight-lipped on whether this is too high, but raises concerns over leverage
The Government is making noises about putting housing investors to the sword. But will it follow through? And will this help?
2nd Mar 21, 4:09pm
90
The Government is making noises about putting housing investors to the sword. But will it follow through? And will this help?
Westpac economists believe the latest inflation spike will prove temporary and won't require interest rate hikes, while they say the markets also over reacted to RBNZ remit changes from Grant Robertson
1st Mar 21, 2:08pm
38
Westpac economists believe the latest inflation spike will prove temporary and won't require interest rate hikes, while they say the markets also over reacted to RBNZ remit changes from Grant Robertson
NZ dollar falls as Adrian Orr says the Monetary Policy Committee is 'only focussed' on its inflation and employment targets
26th Feb 21, 2:08pm
117
NZ dollar falls as Adrian Orr says the Monetary Policy Committee is 'only focussed' on its inflation and employment targets
Robertson to require the RBNZ to consider house prices when setting monetary policy and through the way it regulates banks; Seeks more info on DTIs and interest only mortgages
25th Feb 21, 9:43am
154
Robertson to require the RBNZ to consider house prices when setting monetary policy and through the way it regulates banks; Seeks more info on DTIs and interest only mortgages