Financial Stability
The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
26th Nov 20, 10:13am
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The Government, not the Reserve Bank, will have to tackle New Zealand's many housing-related issues
Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
25th Nov 20, 3:13pm
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Latest Reserve Bank monthly mortgage figures show $7.8 bln advanced for mortgages last month - beating previous record set only a month earlier; investors on the march
RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
25th Nov 20, 10:12am
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RBNZ notes the financial stability risks associated with sky-rocketing house prices, but doesn't ask for a debt-to-income ratio tool to be added to its macro-prudential toolkit
Ryan Greenaway-McGrevy says reintroducing LVR restrictions on property investors is urgently needed and the maximum LVR on investment properties should be 60% or perhaps even 50%
25th Nov 20, 7:50am
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Ryan Greenaway-McGrevy says reintroducing LVR restrictions on property investors is urgently needed and the maximum LVR on investment properties should be 60% or perhaps even 50%
Economists expect the RBNZ to respond to government pressure over house prices by restricting bank lending; Financial markets now see lower odds of a negative OCR in 2021
25th Nov 20, 6:58am
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Economists expect the RBNZ to respond to government pressure over house prices by restricting bank lending; Financial markets now see lower odds of a negative OCR in 2021
David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
17th Nov 20, 2:49pm
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David Hargreaves suggests the 30% deposit rule for investors might not be enough to rein in the current super hot housing market
PM pleased the RBNZ is looking to reimpose stricter bank lending rules on investors than owner-occupiers, but won't go so far as to suggest what new LVR rules should look like
17th Nov 20, 6:34am
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PM pleased the RBNZ is looking to reimpose stricter bank lending rules on investors than owner-occupiers, but won't go so far as to suggest what new LVR rules should look like
Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
16th Nov 20, 12:26pm
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Latest Reserve Bank figures on household debt to income ratios show more mortgage money being borrowed at in excess of five times annual income - but Auckland may be reaching limits
Geoff Bascand clarifies the RBNZ wants to reimpose the exact same LVR restrictions in place earlier this year, so most owner-occupiers will need a 20% deposit
12th Nov 20, 2:58pm
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Geoff Bascand clarifies the RBNZ wants to reimpose the exact same LVR restrictions in place earlier this year, so most owner-occupiers will need a 20% deposit
Kiwibank economists say the current performance of the housing market is 'not consistent' with an economy in the midst of the worst recession in 100 years
12th Nov 20, 10:13am
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Kiwibank economists say the current performance of the housing market is 'not consistent' with an economy in the midst of the worst recession in 100 years
Reserve Bank has sharply upgraded its house price forecast for this year - but expects price growth to slow during next year
11th Nov 20, 3:57pm
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Reserve Bank has sharply upgraded its house price forecast for this year - but expects price growth to slow during next year
Grant Robertson signals he wants banks to rein in their risky mortgage lending ASAP, saying the RBNZ's decision to consider re-imposing LVR restrictions in March is 'sensible'
11th Nov 20, 11:52am
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Grant Robertson signals he wants banks to rein in their risky mortgage lending ASAP, saying the RBNZ's decision to consider re-imposing LVR restrictions in March is 'sensible'
David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
11th Nov 20, 11:26am
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David Hargreaves says the decision by the Reserve Bank to go back on its word on house lending restrictions raises questions over other commitments it has made
Reserve Bank makes surprising announcement on move to reinstate lending restrictions in face of searing housing market; has also announced further delay in introducing new bank capital requirements till 2022
11th Nov 20, 8:52am
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Reserve Bank makes surprising announcement on move to reinstate lending restrictions in face of searing housing market; has also announced further delay in introducing new bank capital requirements till 2022
ANZ economists say the fear of missing out dynamic has the potential to contribute to frothiness in the housing market that ultimately cannot be sustained
2nd Nov 20, 11:58am
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ANZ economists say the fear of missing out dynamic has the potential to contribute to frothiness in the housing market that ultimately cannot be sustained
First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
28th Oct 20, 3:30pm
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First home buyers took out a record number of mortgages last month, but resurgent investor interest may be about to start sidelining them again, says David Hargreaves
Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
27th Oct 20, 3:22pm
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Latest Reserve Bank monthly mortgage figures show over $7.3 bln advanced for mortgages last month; advances to first home buyers hit record high also; high LVR lending to investors has tripled since June
ASB economists say 'by doing nothing' the RBNZ risks fuelling the fire of a housing market bubble, which could increase financial stability risks down the line
27th Oct 20, 12:45pm
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ASB economists say 'by doing nothing' the RBNZ risks fuelling the fire of a housing market bubble, which could increase financial stability risks down the line
David Hargreaves says the Reserve Bank should not delay in reinstating lending restrictions on housing investors
22nd Oct 20, 8:38am
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David Hargreaves says the Reserve Bank should not delay in reinstating lending restrictions on housing investors
ANZ chairman John Key warns against creating 'zombie companies' and 'an asset bubble that's going to burst on us'
21st Oct 20, 12:05pm
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ANZ chairman John Key warns against creating 'zombie companies' and 'an asset bubble that's going to burst on us'
Reserve Bank outlines its plans for overseeing the cyber risk management of the financial services sector, touting principles-based guidance rather than prescriptive oversight
21st Oct 20, 11:28am
Reserve Bank outlines its plans for overseeing the cyber risk management of the financial services sector, touting principles-based guidance rather than prescriptive oversight
Adrian Orr says the RBNZ is seeing early signs of house prices being driven by high leverage loans and by investors rather than households
20th Oct 20, 4:16pm
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Adrian Orr says the RBNZ is seeing early signs of house prices being driven by high leverage loans and by investors rather than households
Much of the huge financial stimulus being pumped into the economy seems as though it is being pumped into the housing market. David Hargreaves says the Reserve Bank has some serious thinking to do ahead of its last two major set piece events of the year
15th Oct 20, 8:18am
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Much of the huge financial stimulus being pumped into the economy seems as though it is being pumped into the housing market. David Hargreaves says the Reserve Bank has some serious thinking to do ahead of its last two major set piece events of the year
ASB economists say a much more severe shortage of housing than earlier thought is a key reason for rocketing house prices; 11% house price inflation forecast for June 2021 year
14th Oct 20, 9:23am
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ASB economists say a much more severe shortage of housing than earlier thought is a key reason for rocketing house prices; 11% house price inflation forecast for June 2021 year
Kiwibank economists believe the RBNZ will 'give with one hand' though lower mortgage rates and take a little back with the other - through tighter lending standards
12th Oct 20, 1:59pm
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Kiwibank economists believe the RBNZ will 'give with one hand' though lower mortgage rates and take a little back with the other - through tighter lending standards