Financial Stability
New Reserve Bank figures confirm that the housing market had a raging finish to 2019 - and first home buyers were in there at record levels
29th Jan 20, 3:35pm
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New Reserve Bank figures confirm that the housing market had a raging finish to 2019 - and first home buyers were in there at record levels
Reserve Bank Assistant Governor Christian Hawkesby says there remain 'a number of short-to-medium-term risks' on both the upside and downside for the NZ economy
29th Jan 20, 11:28am
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Reserve Bank Assistant Governor Christian Hawkesby says there remain 'a number of short-to-medium-term risks' on both the upside and downside for the NZ economy
Gareth Vaughan looks at how and why the Government decided on a deposit insurance limit of $50k per individual per financial institution, which is well below international norms
22nd Jan 20, 5:00am
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Gareth Vaughan looks at how and why the Government decided on a deposit insurance limit of $50k per individual per financial institution, which is well below international norms
Miao Yanliang explains the dilemma facing monetary policymakers when interest rates get stuck at or near the zero-lower bound
8th Jan 20, 11:33am
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Miao Yanliang explains the dilemma facing monetary policymakers when interest rates get stuck at or near the zero-lower bound
RBNZ slams Treasury for ‘deep-seated confusion’ behind Treasury's view the RBNZ's bank capital proposals were too high, and it should've waited for a deposit protection regime to be developed before making a final decision
20th Dec 19, 10:00am
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RBNZ slams Treasury for ‘deep-seated confusion’ behind Treasury's view the RBNZ's bank capital proposals were too high, and it should've waited for a deposit protection regime to be developed before making a final decision
Finance Minister confirms govt's deposit insurance plans, reveals plans for new RBNZ governance, Aussie-style bank director & executive accountability, levies to help fund RBNZ, a single deposit takers regime & more
18th Dec 19, 10:27am
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Finance Minister confirms govt's deposit insurance plans, reveals plans for new RBNZ governance, Aussie-style bank director & executive accountability, levies to help fund RBNZ, a single deposit takers regime & more
Grant Robertson expected on Wednesday to make announcements on a bank deposit protection regime, rule changes related to the accountability of bank executives, and the RBNZ's governance
18th Dec 19, 7:37am
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Grant Robertson expected on Wednesday to make announcements on a bank deposit protection regime, rule changes related to the accountability of bank executives, and the RBNZ's governance
Finance Minister Grant Robertson says banks have enough time and money to implement new capital rules without making dairy farmers pay the price
6th Dec 19, 6:51am
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Finance Minister Grant Robertson says banks have enough time and money to implement new capital rules without making dairy farmers pay the price
RBNZ expects having a more resilient banking sector will increase GDP by 43 basis points on average in the long-term, even though it'll increase borrowing costs by 20.5 basis points
5th Dec 19, 12:02pm
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RBNZ expects having a more resilient banking sector will increase GDP by 43 basis points on average in the long-term, even though it'll increase borrowing costs by 20.5 basis points
Gareth Vaughan details six key changes proposed by the RBNZ in its bank capital review ahead of the release of the final decisions in its broadest ever review of bank regulatory capital requirements on Thursday
3rd Dec 19, 5:00am
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Gareth Vaughan details six key changes proposed by the RBNZ in its bank capital review ahead of the release of the final decisions in its broadest ever review of bank regulatory capital requirements on Thursday
Kiwibank economists say one 'perverse' impact of the RBNZ's forthcoming capital proposals could be that banks focus on residential mortgages at the expense of business lending
2nd Dec 19, 12:10pm
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Kiwibank economists say one 'perverse' impact of the RBNZ's forthcoming capital proposals could be that banks focus on residential mortgages at the expense of business lending
Gareth Vaughan says the RBNZ's latest Financial Stability Report highlights for banks, insurers and non-bank deposit takers that their regulator will be sticking its nose into their business more often and in more ways than in the past.
29th Nov 19, 5:00am
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Gareth Vaughan says the RBNZ's latest Financial Stability Report highlights for banks, insurers and non-bank deposit takers that their regulator will be sticking its nose into their business more often and in more ways than in the past.
Reserve Bank wants insurers' solvency buffers hiked by a yet-to-be-determined amount; Voices concern over 'material' impact low interest rates are having on life insurers in particular
28th Nov 19, 1:59pm
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Reserve Bank wants insurers' solvency buffers hiked by a yet-to-be-determined amount; Voices concern over 'material' impact low interest rates are having on life insurers in particular
David Hargreaves says the Reserve Bank's decision to leave existing loan to value ratio restrictions in place means it's unlikely there will be further relaxation of the rules for at least a year
28th Nov 19, 9:54am
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David Hargreaves says the Reserve Bank's decision to leave existing loan to value ratio restrictions in place means it's unlikely there will be further relaxation of the rules for at least a year
The RBNZ changes its tune, says it will consult on the development of risk management guidance for cyber-risk having previously decided on a hands-off approach to the oversight of cyber-security
28th Nov 19, 7:38am
The RBNZ changes its tune, says it will consult on the development of risk management guidance for cyber-risk having previously decided on a hands-off approach to the oversight of cyber-security
Against the backdrop of its record low OCR, the RBNZ suggests the impact on bank profitability of very low interest rates will be neutral and notes countries with negative interest rates have not experienced significant falls in bank profits
28th Nov 19, 7:37am
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Against the backdrop of its record low OCR, the RBNZ suggests the impact on bank profitability of very low interest rates will be neutral and notes countries with negative interest rates have not experienced significant falls in bank profits
Reserve Bank keeps restrictions on mortgage lending in place, noting the low interest rate environment could prompt banks to lend more to borrowers with small deposits; Governor says the Bank didn't come 'particularly close' to loosening restrictions
27th Nov 19, 9:14am
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Reserve Bank keeps restrictions on mortgage lending in place, noting the low interest rate environment could prompt banks to lend more to borrowers with small deposits; Governor says the Bank didn't come 'particularly close' to loosening restrictions
Mortgage data released on the eve of the Reserve Bank's LVR restriction review suggests first home buyers wouldn't suffer if restrictions remained in place to keep investor activity at bay
26th Nov 19, 5:59pm
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Mortgage data released on the eve of the Reserve Bank's LVR restriction review suggests first home buyers wouldn't suffer if restrictions remained in place to keep investor activity at bay
Jury out over whether the RBNZ will loosen loan-to-value ratio restrictions on Wednesday, with some observers raising doubts over whether an easing would have much of an effect
24th Nov 19, 6:31am
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Jury out over whether the RBNZ will loosen loan-to-value ratio restrictions on Wednesday, with some observers raising doubts over whether an easing would have much of an effect
RBNZ Governor Adrian Orr says more detail on unconventional monetary policy thinking coming soon, but we are not in a recession as he highlights the RBNZ's 'ability to use different levers in concert with each other' including the OCR, LVRs & bank capital
15th Nov 19, 1:23pm
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RBNZ Governor Adrian Orr says more detail on unconventional monetary policy thinking coming soon, but we are not in a recession as he highlights the RBNZ's 'ability to use different levers in concert with each other' including the OCR, LVRs & bank capital
Having declined to cut the OCR in its last review of 2019, does this mean the RBNZ can ease bank lending restrictions without setting the housing market on fire? We asked the Assistant Governor
14th Nov 19, 4:28pm
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Having declined to cut the OCR in its last review of 2019, does this mean the RBNZ can ease bank lending restrictions without setting the housing market on fire? We asked the Assistant Governor
Global Financial Development Report from World Bank Group looks at bank regulation and supervision a decade after the Global Financial Crisis
13th Nov 19, 10:36am
Global Financial Development Report from World Bank Group looks at bank regulation and supervision a decade after the Global Financial Crisis
The Reserve Bank will release the final decisions in its biggest ever review of banks' regulatory capital requirements on Thursday, December 5
11th Nov 19, 4:00pm
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The Reserve Bank will release the final decisions in its biggest ever review of banks' regulatory capital requirements on Thursday, December 5
Financial firms and major listed companies to be made to disclose their climate-related financial risks; Govt consults on exactly how this should be done
31st Oct 19, 12:24pm
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Financial firms and major listed companies to be made to disclose their climate-related financial risks; Govt consults on exactly how this should be done
Martien Lubberink sees new APRA rules causing the Australian banks to retreat, shrink, or divest their New Zealand subsidiaries. And what follows then may be riskier for us
28th Oct 19, 9:48am
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Martien Lubberink sees new APRA rules causing the Australian banks to retreat, shrink, or divest their New Zealand subsidiaries. And what follows then may be riskier for us