Financial Stability
Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers
19th Jun 19, 11:20am
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Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers
Reserve Bank confirms it has been talking to ANZ about David Hisco misrepresenting his expenditure since the end of May; Finance Minister maintains the matter doesn't necessarily reflect a systemic issue
18th Jun 19, 1:50pm
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Reserve Bank confirms it has been talking to ANZ about David Hisco misrepresenting his expenditure since the end of May; Finance Minister maintains the matter doesn't necessarily reflect a systemic issue
David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
13th Jun 19, 7:53am
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David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
BNZ says bug in a third-party foreign exchange trading platform in 2014 resulted in a forex trade replicating in error causing an unintended position of over $1 billion against US dollar for half an hour
1st Jun 19, 9:31am
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BNZ says bug in a third-party foreign exchange trading platform in 2014 resulted in a forex trade replicating in error causing an unintended position of over $1 billion against US dollar for half an hour
RBNZ says upgrades to its key financial market infrastructures ESAS and NZClear are behind schedule, won't commit to a new go-live date
30th May 19, 10:23am
RBNZ says upgrades to its key financial market infrastructures ESAS and NZClear are behind schedule, won't commit to a new go-live date
Reserve Bank warns house prices could fall - while property owners, banks and the government could be left exposed - as insurers become more selective over who they insure
30th May 19, 5:00am
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Reserve Bank warns house prices could fall - while property owners, banks and the government could be left exposed - as insurers become more selective over who they insure
Governor Adrian Orr says RBNZ is 'open minded' about its proposals to increase bank capital, but wants more capital and good quality capital
29th May 19, 3:30pm
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Governor Adrian Orr says RBNZ is 'open minded' about its proposals to increase bank capital, but wants more capital and good quality capital
As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
28th May 19, 10:01am
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As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
Dismissive of the RBNZ's bank capital proposals, Westpac NZ releases its own alternative version focused on total capital rather than common equity tier 1 capital
27th May 19, 4:03pm
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Dismissive of the RBNZ's bank capital proposals, Westpac NZ releases its own alternative version focused on total capital rather than common equity tier 1 capital
Kiwibank, Co-op Bank, SBS & TSB welcome proposed RBNZ changes to level the capital playing field, but want access to a wide range of capital sources warning as currently proposed the RBNZ plans are unworkable for small banks
23rd May 19, 5:00am
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Kiwibank, Co-op Bank, SBS & TSB welcome proposed RBNZ changes to level the capital playing field, but want access to a wide range of capital sources warning as currently proposed the RBNZ plans are unworkable for small banks
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
22nd May 19, 2:02pm
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The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
RBNZ to use external experts and focus groups in next phases of the biggest review of NZ bank capital requirements ever undertaken
20th May 19, 2:18pm
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RBNZ to use external experts and focus groups in next phases of the biggest review of NZ bank capital requirements ever undertaken
Martien Lubberink says the RBNZ's bank capital proposals offer more of the same and the regulator ought to look to Europe for an alternative approach
17th May 19, 10:05am
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Martien Lubberink says the RBNZ's bank capital proposals offer more of the same and the regulator ought to look to Europe for an alternative approach
Gareth Vaughan argues the RBNZ's proposals to increase bank capital requirements could be good for both NZ banking competition and NZ taxpayers
30th Apr 19, 5:00am
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Gareth Vaughan argues the RBNZ's proposals to increase bank capital requirements could be good for both NZ banking competition and NZ taxpayers
New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
29th Apr 19, 3:34pm
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New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
David Chaston looks at the changes in average loan size for new lending for first home buyers, owner occupiers, and housing investors to try and locate the stress points
22nd Apr 19, 8:16am
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David Chaston looks at the changes in average loan size for new lending for first home buyers, owner occupiers, and housing investors to try and locate the stress points
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
2nd Apr 19, 11:23am
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While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
The first OCR decision to be made by the new Monetary Policy Committee was going to be interesting anyway, but now it promises to be compelling
27th Mar 19, 4:02pm
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The first OCR decision to be made by the new Monetary Policy Committee was going to be interesting anyway, but now it promises to be compelling
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
27th Mar 19, 11:37am
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Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
Martien Lubberink says the RBNZ should soften its bank capital proposals and allow the use of hybrid capital which could save taxpayers' money & benefit cooperative and mutually owned banks
18th Mar 19, 11:45am
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Martien Lubberink says the RBNZ should soften its bank capital proposals and allow the use of hybrid capital which could save taxpayers' money & benefit cooperative and mutually owned banks
Government warned of big bank backlash in wake of surprise Reserve Bank capital proposals going above international norm
12th Mar 19, 5:00am
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Government warned of big bank backlash in wake of surprise Reserve Bank capital proposals going above international norm
Miao Yanliang welcomes the Chinese central bank's more open communication and increasingly flexible exchange-rate regime
7th Mar 19, 2:12pm
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Miao Yanliang welcomes the Chinese central bank's more open communication and increasingly flexible exchange-rate regime
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
28th Feb 19, 3:29pm
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Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
27th Feb 19, 3:47pm
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Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
Rodney Dickens says the stirring of wage inflation worldwide signals official interest rates will need to be higher than many expect, which in turn will cause extreme turmoil in financial markets
27th Feb 19, 5:00am
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Rodney Dickens says the stirring of wage inflation worldwide signals official interest rates will need to be higher than many expect, which in turn will cause extreme turmoil in financial markets