Financial Stability
RBNZ decision making & governance report commissioned by Treasury calls for committee decision making, minutes to be released & neutering the RBNZ board
16th Jan 18, 12:51pm
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RBNZ decision making & governance report commissioned by Treasury calls for committee decision making, minutes to be released & neutering the RBNZ board
Treasury modelling suggests introducing deposit insurance would see savers pay a couple of dollars a year for every $1000 of deposits up to $100,000
20th Dec 17, 9:26am
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Treasury modelling suggests introducing deposit insurance would see savers pay a couple of dollars a year for every $1000 of deposits up to $100,000
NZ Super Fund CEO Adrian Orr, touted by Finance Minister Grant Robertson as having 'the standing and ability to manage change,' named new Reserve Bank Governor
11th Dec 17, 4:15pm
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NZ Super Fund CEO Adrian Orr, touted by Finance Minister Grant Robertson as having 'the standing and ability to manage change,' named new Reserve Bank Governor
Reserve Bank Acting Governor says if inflation doesn't pick up from late next year 'a further easing of monetary policy' would have to be considered
5th Dec 17, 1:34pm
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Reserve Bank Acting Governor says if inflation doesn't pick up from late next year 'a further easing of monetary policy' would have to be considered
The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
30th Nov 17, 3:21pm
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The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment
30th Nov 17, 1:27pm
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The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment
The RBNZ says its latest stress tests show the 4 main banks could absorb big losses in a downturn and remain solvent, but cautions about uncertainty around the impact of any severe downturn
30th Nov 17, 9:40am
The RBNZ says its latest stress tests show the 4 main banks could absorb big losses in a downturn and remain solvent, but cautions about uncertainty around the impact of any severe downturn
RBNZ says it's difficult to ascertain the degree to which lower bank capital may be justified through use of the internal models approach, gives feedback on directors' attestation review
30th Nov 17, 9:35am
RBNZ says it's difficult to ascertain the degree to which lower bank capital may be justified through use of the internal models approach, gives feedback on directors' attestation review
A 325% debt-to-disposable income ratio, loans to prop up dairy farms, NZ's net external liability position at its lowest level since the 1980s, 50% housing loan growth in just 2 years & more
30th Nov 17, 8:24am
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A 325% debt-to-disposable income ratio, loans to prop up dairy farms, NZ's net external liability position at its lowest level since the 1980s, 50% housing loan growth in just 2 years & more
Reserve Bank doesn't see a collapse of house prices 'as a particularly high risk' due to Government policies, but says the new policies reinforce the RBNZ's decision to relax LVR restrictions
29th Nov 17, 3:56pm
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Reserve Bank doesn't see a collapse of house prices 'as a particularly high risk' due to Government policies, but says the new policies reinforce the RBNZ's decision to relax LVR restrictions
Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now
29th Nov 17, 9:13am
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Reserve Bank will begin rolling back the LVR restrictions with the 'speed limit' for high LVR lending for banks increased to 15% from 10%; Investors will be required to just make 35% deposits compared with 40% now
Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
29th Nov 17, 6:39am
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Household debt to disposable income comes off its peak; Low interest rates keep debt servicing costs down
RBNZ considers feasibility of issuing a digital currency, but isn't keen to regulate crypto-currencies; Says it doesn't see crypto as a threat to financial stability or traditional financial institutions - for now
23rd Nov 17, 5:02am
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RBNZ considers feasibility of issuing a digital currency, but isn't keen to regulate crypto-currencies; Says it doesn't see crypto as a threat to financial stability or traditional financial institutions - for now
With new valuations recording the massive property value gains in recent years, but a new survey suggesting no price gains ahead, will large numbers of homeowners seek to cash in their profits?
20th Nov 17, 4:23pm
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With new valuations recording the massive property value gains in recent years, but a new survey suggesting no price gains ahead, will large numbers of homeowners seek to cash in their profits?
Gareth Vaughan argues Westpac's capital stuff-up demonstrates why the combination of a hands-off bank regulator and the internal models approach to regulatory capital requirements is a bad one
20th Nov 17, 6:43am
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Gareth Vaughan argues Westpac's capital stuff-up demonstrates why the combination of a hands-off bank regulator and the internal models approach to regulatory capital requirements is a bad one
Four years after they were introduced to combat a rampant house market, the loan to value lending restrictions appear likely to be phased out soon; but how, and what happens next?
14th Nov 17, 9:37am
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Four years after they were introduced to combat a rampant house market, the loan to value lending restrictions appear likely to be phased out soon; but how, and what happens next?
Acting RBNZ Governor Grant Spencer concerned about plans to include 'externals' on the proposed new RBNZ monetary policy committee; says the committee needs 'collective responsibility' rather than being 'individualistic'
10th Nov 17, 7:39am
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Acting RBNZ Governor Grant Spencer concerned about plans to include 'externals' on the proposed new RBNZ monetary policy committee; says the committee needs 'collective responsibility' rather than being 'individualistic'
Acting Reserve Bank Governor says the central bank is currently reviewing the LVR restrictions 'and the criteria we would adopt for their removal' and will say more on the subject before the end of the month
9th Nov 17, 11:57am
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Acting Reserve Bank Governor says the central bank is currently reviewing the LVR restrictions 'and the criteria we would adopt for their removal' and will say more on the subject before the end of the month
RBNZ analysis suggests banks would struggle to close the recent gap between deposits and lending through increasing interest rates on deposits - suggests banks may need to curb lending
9th Nov 17, 11:23am
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RBNZ analysis suggests banks would struggle to close the recent gap between deposits and lending through increasing interest rates on deposits - suggests banks may need to curb lending
Reserve Bank leaves Official Cash Rate unchanged at 1.75%; seems more confident housing market will not take off again, sees lower dollar and predicts a slightly earlier start in 2019 to interest rate rises
9th Nov 17, 9:14am
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Reserve Bank leaves Official Cash Rate unchanged at 1.75%; seems more confident housing market will not take off again, sees lower dollar and predicts a slightly earlier start in 2019 to interest rate rises
NZIER economists urge inclusion of nominal GDP growth in the upcoming review of the Reserve Bank Act
1st Nov 17, 1:06pm
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NZIER economists urge inclusion of nominal GDP growth in the upcoming review of the Reserve Bank Act
With no certainty of capital gains in the immediate future, recent buyers of investment properties may be forced to pay renewed attention to income versus outgoings
24th Oct 17, 2:49pm
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With no certainty of capital gains in the immediate future, recent buyers of investment properties may be forced to pay renewed attention to income versus outgoings
With no current Government and no permanent Reserve Bank Governor, there's potential for important decisions regarding housing to be left late
18th Oct 17, 2:37pm
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With no current Government and no permanent Reserve Bank Governor, there's potential for important decisions regarding housing to be left late
Martien Lubberink welcomes the RBNZ Dashboard bank disclosure regime, sees lessons for other countries & expects even greater disclose as the RBNZ beds it in
10th Oct 17, 9:40am
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Martien Lubberink welcomes the RBNZ Dashboard bank disclosure regime, sees lessons for other countries & expects even greater disclose as the RBNZ beds it in
As the rate of mortgage borrowing growth continues to slow sharply, David Hargreaves ponders on what level of growth the RBNZ would be content with
4th Oct 17, 12:50pm
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As the rate of mortgage borrowing growth continues to slow sharply, David Hargreaves ponders on what level of growth the RBNZ would be content with