Financial Stability
Reserve Bank says about a quarter of the current outstanding mortgage stock was taken out during the peak of the housing boom in 2020-21 - with a fifth of this taken by first home buyers
2nd May 23, 11:12am
41
Reserve Bank says about a quarter of the current outstanding mortgage stock was taken out during the peak of the housing boom in 2020-21 - with a fifth of this taken by first home buyers
The RBNZ's Ashley Farquharson details interest rate risk management in the NZ banking system in light of the collapse of Silicon Valley Bank in the US
1st May 23, 10:48am
2
The RBNZ's Ashley Farquharson details interest rate risk management in the NZ banking system in light of the collapse of Silicon Valley Bank in the US
[updated]
RBNZ says the risks to financial stability posed by high-LVR lending have reduced to a level where the current restrictions may be unnecessarily reducing efficiency
26th Apr 23, 9:20am
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RBNZ says the risks to financial stability posed by high-LVR lending have reduced to a level where the current restrictions may be unnecessarily reducing efficiency
The country's banks are telling the Reserve Bank that borrower sentiment 'will likely tend towards more caution' due to the fast-changing housing market conditions
24th Apr 23, 12:06pm
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The country's banks are telling the Reserve Bank that borrower sentiment 'will likely tend towards more caution' due to the fast-changing housing market conditions
Reserve Bank deputy governor Christian Hawkesby says financial inclusion will be considered when overseeing incoming deposit takers legislation
21st Apr 23, 2:53pm
19
Reserve Bank deputy governor Christian Hawkesby says financial inclusion will be considered when overseeing incoming deposit takers legislation
Financial Stability Board sets out a game plan to tackle the increasing frequency and sophistication of cyber-attacks
14th Apr 23, 8:17am
Financial Stability Board sets out a game plan to tackle the increasing frequency and sophistication of cyber-attacks
Parliament committee proposes making the Deposit Takers Bill more friendly to smaller non-bank financial institutions
12th Apr 23, 4:13pm
7
Parliament committee proposes making the Deposit Takers Bill more friendly to smaller non-bank financial institutions
The IMF notes NBFIs have emerged as key players in the financial sector, and global financial stability could hinge on their resilience as policy is tightened to tackle high inflation
5th Apr 23, 9:23am
1
The IMF notes NBFIs have emerged as key players in the financial sector, and global financial stability could hinge on their resilience as policy is tightened to tackle high inflation
Reserve Bank provides an example of how debt-to-income ratio restrictions could be calculated
4th Apr 23, 9:30am
16
Reserve Bank provides an example of how debt-to-income ratio restrictions could be calculated
Reserve Bank details rules for income, debt, 'complex lending' & more in its debt-to-income restrictions
4th Apr 23, 9:29am
Reserve Bank details rules for income, debt, 'complex lending' & more in its debt-to-income restrictions
The Reserve Bank says the potential benefits of DTI restrictions would significantly outweigh banks' costs
3rd Apr 23, 4:07pm
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The Reserve Bank says the potential benefits of DTI restrictions would significantly outweigh banks' costs
RBNZ seeks feedback on managing climate risks in the financial sector
[updated]
Raghuram Rajan and Viral Acharya show how the US central bank's liquidity policies created the conditions for runs on uninsured deposits
29th Mar 23, 10:39am
7
Raghuram Rajan and Viral Acharya show how the US central bank's liquidity policies created the conditions for runs on uninsured deposits
In a world of overlapping emergencies, more shocks are sure to come. Policymakers need to be prepared to react before the next one unleashes widespread inflation again. Interest rate hikes are not the answer
29th Mar 23, 10:18am
53
In a world of overlapping emergencies, more shocks are sure to come. Policymakers need to be prepared to react before the next one unleashes widespread inflation again. Interest rate hikes are not the answer
Brian Easton casts an eye over the 'inherently unstable' financial sector, noting it can result in very high performance
27th Mar 23, 9:24am
4
Brian Easton casts an eye over the 'inherently unstable' financial sector, noting it can result in very high performance
Lucrezia Reichlin considers what the SVB bank failure should mean for the current global financial-stability framework
18th Mar 23, 10:25am
3
Lucrezia Reichlin considers what the SVB bank failure should mean for the current global financial-stability framework
Rising bank profits highlight tensions between competition watchdogs and central banks
17th Mar 23, 9:16am
31
Rising bank profits highlight tensions between competition watchdogs and central banks
Xavier Vives warns that SVB's sudden collapse points to a larger looming threat to financial stability
15th Mar 23, 9:49am
2
Xavier Vives warns that SVB's sudden collapse points to a larger looming threat to financial stability
RBNZ points non-bank deposit takers grumpy about a lack of liquidity access to its settlement account access review
10th Mar 23, 1:08pm
RBNZ points non-bank deposit takers grumpy about a lack of liquidity access to its settlement account access review
David Hargreaves has a bit of a dive back through the detailed mortgage figures that the Reserve Bank has now been producing for eight years
9th Mar 23, 8:30am
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David Hargreaves has a bit of a dive back through the detailed mortgage figures that the Reserve Bank has now been producing for eight years
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by just 4.1% in the 12 months to January, the slowest annual rate of growth in exactly 10 years
28th Feb 23, 4:11pm
11
Latest RBNZ lending figures show the total stock of mortgage borrowing grew by just 4.1% in the 12 months to January, the slowest annual rate of growth in exactly 10 years
[updated]
Latest Reserve Bank mortgage figures for January - while numerically hitting all kinds of record lows - actually suggest a slight uptick from December on a seasonally-adjusted basis
27th Feb 23, 10:59am
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Latest Reserve Bank mortgage figures for January - while numerically hitting all kinds of record lows - actually suggest a slight uptick from December on a seasonally-adjusted basis
RBNZ Governor Adrian Orr calls on banks to lift deposit rates as much as mortgage rates; says Gabrielle shows banks haven't done enough on inclusion and resilience in regional areas
22nd Feb 23, 6:12pm
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RBNZ Governor Adrian Orr calls on banks to lift deposit rates as much as mortgage rates; says Gabrielle shows banks haven't done enough on inclusion and resilience in regional areas
Latest quarterly Reserve Bank figures show that the country's new mortgage borrowers are stretching themselves much less than has been seen in recent years in regards to the amount of debt they are taking on relative to income
20th Feb 23, 10:19am
55
Latest quarterly Reserve Bank figures show that the country's new mortgage borrowers are stretching themselves much less than has been seen in recent years in regards to the amount of debt they are taking on relative to income
The next major challenge the Reserve Bank faces is convincing everyone that once interest rates hit peak highs they won't start falling rapidly again
12th Feb 23, 6:00am
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The next major challenge the Reserve Bank faces is convincing everyone that once interest rates hit peak highs they won't start falling rapidly again