Financial Stability
Crypto-asset markets could threaten global financial stability, international regulatory body the Financial Stability Board says
17th Feb 22, 1:43pm
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Crypto-asset markets could threaten global financial stability, international regulatory body the Financial Stability Board says
Government bails on bail-in, ditching the opportunity to give the Reserve Bank a tool to shield taxpayers in the event of a bank becoming distressed
4th Feb 22, 10:32am
38
Government bails on bail-in, ditching the opportunity to give the Reserve Bank a tool to shield taxpayers in the event of a bank becoming distressed
Financial consultant Geof Mortlock calls for independent reviews of the CCCFA and LVR changes that are tightening credit conditions
30th Jan 22, 6:00am
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Financial consultant Geof Mortlock calls for independent reviews of the CCCFA and LVR changes that are tightening credit conditions
John Cochrane thinks the world's most important central bank has lost its way and should get back to basics
22nd Jan 22, 1:37pm
18
John Cochrane thinks the world's most important central bank has lost its way and should get back to basics
The Reserve Bank confirms 10 of its 26 most senior staff are leaving, but says three leadership appointments will be announced on Thursday
15th Dec 21, 5:57pm
37
The Reserve Bank confirms 10 of its 26 most senior staff are leaving, but says three leadership appointments will be announced on Thursday
Reserve Bank loses two more senior staff, as Andy Wood and Toby Fiennes choose not to pursue roles created in a restructure
14th Dec 21, 5:55pm
40
Reserve Bank loses two more senior staff, as Andy Wood and Toby Fiennes choose not to pursue roles created in a restructure
RBNZ runs double whammy of bank liquidity and solvency stress tests, says there's more work to do for banks to withstand a one-in-200 year event
8th Dec 21, 10:36am
13
RBNZ runs double whammy of bank liquidity and solvency stress tests, says there's more work to do for banks to withstand a one-in-200 year event
Economists at three of the four largest banks now see house prices dropping in 2022
1st Dec 21, 1:49pm
26
Economists at three of the four largest banks now see house prices dropping in 2022
The housing market remains amazingly buoyant even as interest rates are getting cranked up
24th Nov 21, 3:20pm
18
The housing market remains amazingly buoyant even as interest rates are getting cranked up
Reserve Bank plays down the likely impact of restricting house buyers' borrowing capacity on first home buyers
23rd Nov 21, 3:34pm
24
Reserve Bank plays down the likely impact of restricting house buyers' borrowing capacity on first home buyers
Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
23rd Nov 21, 10:49am
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Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
Change underway at the Reserve Bank ruffles feathers, as questions are raised over whether the institution is distracting or future-proofing itself
22nd Nov 21, 11:05am
52
Change underway at the Reserve Bank ruffles feathers, as questions are raised over whether the institution is distracting or future-proofing itself
ANZ economists see 'a relatively middle of the road outlook' for a period of weaker-than-average house price growth over 2022, but a gradual return to average over 2023
17th Nov 21, 3:01pm
18
ANZ economists see 'a relatively middle of the road outlook' for a period of weaker-than-average house price growth over 2022, but a gradual return to average over 2023
New Reserve Bank debt to income figures show the extent to which housing investors filled their boots during the low-interest, LVR-free days of last year and into this year
16th Nov 21, 3:25pm
79
New Reserve Bank debt to income figures show the extent to which housing investors filled their boots during the low-interest, LVR-free days of last year and into this year
New figures show house buyers are still stretching themselves ever more as the RBNZ prepares to consult on possible DTI limits
15th Nov 21, 3:51pm
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New figures show house buyers are still stretching themselves ever more as the RBNZ prepares to consult on possible DTI limits
With the economic situation looking particularly tricky, David Hargreaves wonders if the Reserve Bank needs to give itself more options as it mulls the final interest rate review of the year
15th Nov 21, 8:50am
24
With the economic situation looking particularly tricky, David Hargreaves wonders if the Reserve Bank needs to give itself more options as it mulls the final interest rate review of the year
NZ's extremely high current levels of housing construction cannot be sustained without a large and sharp recovery in net migration over 2022 and 2023, ASB economists say
11th Nov 21, 1:37pm
65
NZ's extremely high current levels of housing construction cannot be sustained without a large and sharp recovery in net migration over 2022 and 2023, ASB economists say
Gloom and doom predictions about the house market last year couldn't have been more wrong - but now the rising interest rates provide a new risk of an entirely different nature
9th Nov 21, 2:02pm
80
Gloom and doom predictions about the house market last year couldn't have been more wrong - but now the rising interest rates provide a new risk of an entirely different nature
Geoff Bascand: LVRs could be loosened if mortgage debt serviceability restrictions are introduced; a change in bank capital risk weightings won't encourage more business lending
5th Nov 21, 9:00am
65
Geoff Bascand: LVRs could be loosened if mortgage debt serviceability restrictions are introduced; a change in bank capital risk weightings won't encourage more business lending
David Hargreaves says the Reserve Bank Governor's cautionary words about New Zealanders not putting all their eggs in the housing basket will likely fall on deaf ears
4th Nov 21, 11:12am
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David Hargreaves says the Reserve Bank Governor's cautionary words about New Zealanders not putting all their eggs in the housing basket will likely fall on deaf ears
Reserve Bank mindful of the impact 'faster than expected' interest rate rises might have on asset valuations
3rd Nov 21, 10:42am
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Reserve Bank mindful of the impact 'faster than expected' interest rate rises might have on asset valuations
Kiwibank unveils how much of its mortgage book is exposed to coastal flood risk, ahead of regulation around climate risk reporting and pricing ramping up
3rd Nov 21, 8:15am
19
Kiwibank unveils how much of its mortgage book is exposed to coastal flood risk, ahead of regulation around climate risk reporting and pricing ramping up
Reserve Bank analysis suggests that as interest rates 'normalise' and supply continues to enter the market over the coming years, house prices are likely come under pressure to realign with fundamental values
2nd Nov 21, 12:08pm
50
Reserve Bank analysis suggests that as interest rates 'normalise' and supply continues to enter the market over the coming years, house prices are likely come under pressure to realign with fundamental values
'Simply ‘doubling down’ on the same set of risks (i.e., similar assets) is not diversification,' Reserve Bank Governor says
2nd Nov 21, 10:17am
137
'Simply ‘doubling down’ on the same set of risks (i.e., similar assets) is not diversification,' Reserve Bank Governor says
Adrian Orr is right to call on banks to use their balance sheets to support the vulnerable, but let's not forget what made some people vulnerable to begin with
30th Oct 21, 6:41am
135
Adrian Orr is right to call on banks to use their balance sheets to support the vulnerable, but let's not forget what made some people vulnerable to begin with