Fixed vs Floating
Housing debt continues to grow strongly; business borrowing grows at fastest rate since 2009
29th Feb 16, 3:42pm
77
Housing debt continues to grow strongly; business borrowing grows at fastest rate since 2009
Tony Alexander says fixing mortgages for two years could be the best bet, believes Chinese buyers may return to property market in second half of next year
18th Dec 15, 9:44am
6
Tony Alexander says fixing mortgages for two years could be the best bet, believes Chinese buyers may return to property market in second half of next year
Bernard Hickey looks at whether to fix or float and how long to fix after the Reserve Bank says it has stopped cutting interest rates
14th Dec 15, 12:04pm
19
Bernard Hickey looks at whether to fix or float and how long to fix after the Reserve Bank says it has stopped cutting interest rates
Kiwis still ramping up household debt despite introduction of new Government and Reserve Bank housing investment rules
30th Nov 15, 3:26pm
18
Kiwis still ramping up household debt despite introduction of new Government and Reserve Bank housing investment rules
ASB's bottom line benefits from borrowers breaking fixed-term mortgage contracts
10th Nov 15, 4:02pm
4
ASB's bottom line benefits from borrowers breaking fixed-term mortgage contracts
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates and targeting Auckland property investors
6th Oct 15, 5:04pm
1
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates and targeting Auckland property investors
Kiwis are still amping up household borrowing ahead of new Government and RBNZ housing investment rules
30th Sep 15, 3:48pm
4
Kiwis are still amping up household borrowing ahead of new Government and RBNZ housing investment rules
Kiwis gearing up their household borrowing at the fastest rate in seven and a half years
31st Aug 15, 3:18pm
11
Kiwis gearing up their household borrowing at the fastest rate in seven and a half years
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates and targeting Auckland property investors
12th Aug 15, 4:55pm
7
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates and targeting Auckland property investors
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates & targeting Auckland property investors
18th Jun 15, 5:56pm
12
Bernard Hickey looks at whether to fix or float and how long to fix when the Reserve Bank is cutting interest rates & targeting Auckland property investors
David Chaston finds that few home loan borrowers need to face the fix-or-float issue - there are more important matters to figure out
8th Jun 15, 3:02pm
2
David Chaston finds that few home loan borrowers need to face the fix-or-float issue - there are more important matters to figure out
Reserve Bank figures show investors still very active in house market, while business and agricultural lending is heading sharply higher
1st May 15, 10:02am
Reserve Bank figures show investors still very active in house market, while business and agricultural lending is heading sharply higher
Bernard Hickey looks at how to think about whether to fix or float, how long to fix and what the Reserve Bank may do about house prices
14th Apr 15, 10:21am
11
Bernard Hickey looks at how to think about whether to fix or float, how long to fix and what the Reserve Bank may do about house prices
Bernard Hickey looks at how to think about whether to fix or float, how long to fix and what the Reserve Bank may do about house prices
17th Feb 15, 12:36pm
18
Bernard Hickey looks at how to think about whether to fix or float, how long to fix and what the Reserve Bank may do about house prices
Borrowers advised to snatch long-term fixed mortgage rates while the cost is low
3rd Feb 15, 4:37pm
18
Borrowers advised to snatch long-term fixed mortgage rates while the cost is low
Bernard Hickey looks at how to think about whether to fix or float, and what bank economists are saying about interest rates and house prices
8th Dec 14, 1:09pm
4
Bernard Hickey looks at how to think about whether to fix or float, and what bank economists are saying about interest rates and house prices
Consumer debt rises at fastest annualised pace in almost nine years
Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates
21st Oct 14, 12:42pm
10
Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates
John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms
8th Oct 14, 9:30am
1
John Bolton takes a look at the term structure of mortgage interest rates, showing how to think about value-for-money for each of the terms
Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates
11th Sep 14, 4:44pm
2
Bernard Hickey looks at how to think about whether to fix or float and what bank economists are saying about interest rates
Bernard Hickey looks at what the RBNZ's decision to pause its OCR hikes means for mortgage rates and house prices
11th Sep 14, 3:57pm
1
Bernard Hickey looks at what the RBNZ's decision to pause its OCR hikes means for mortgage rates and house prices
RBNZ Governor says the rising OCR will hit borrowers in their pockets given the short duration of NZ home loans
11th Sep 14, 11:13am
4
RBNZ Governor says the rising OCR will hit borrowers in their pockets given the short duration of NZ home loans
A review of things you need to know before you go home on Friday; Kiwibank cuts mortgage rates, wholesaling strong, impressive vehicle sales levels, swap rates rise, NZD down
5th Sep 14, 4:00pm
1
A review of things you need to know before you go home on Friday; Kiwibank cuts mortgage rates, wholesaling strong, impressive vehicle sales levels, swap rates rise, NZD down
A review of things you need to know before you go home on Thursday; UDC raises call rate, weaker housing data, quake anniversary, core finding compliance, Pacific Edge's new patent
4th Sep 14, 4:00pm
A review of things you need to know before you go home on Thursday; UDC raises call rate, weaker housing data, quake anniversary, core finding compliance, Pacific Edge's new patent
A review of things you need to know before you go home on Wednesday; ANZ launches hot rate, NZ 7th best, Q1 no building fluke, Rents bounce up, Akl house prices fall, swap rates steepen
3rd Sep 14, 4:00pm
41
A review of things you need to know before you go home on Wednesday; ANZ launches hot rate, NZ 7th best, Q1 no building fluke, Rents bounce up, Akl house prices fall, swap rates steepen