Fixed vs Floating
Annual net profit up 20% at BNZ to NZ$695 mln boosted by income, deposit and lending growth
31st Oct 13, 10:17am
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Annual net profit up 20% at BNZ to NZ$695 mln boosted by income, deposit and lending growth
Westpac comes back with a new one year 'special' mortgage rate, matching ASB
Westpac withdraws 1-year 'special' mortgage rate, introduces new 2-year rate for non-high LVR lending
3rd Oct 13, 5:23pm
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Westpac withdraws 1-year 'special' mortgage rate, introduces new 2-year rate for non-high LVR lending
Growth of fixed-term mortgages continued through August, reaching almost 55% of all home loans
1st Oct 13, 4:11pm
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Growth of fixed-term mortgages continued through August, reaching almost 55% of all home loans
Kiwibank launches two prices for both 1 and 2 year fixed home loan rates with cheaper deals for borrowers with 20% equity
6th Sep 13, 11:34am
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Kiwibank launches two prices for both 1 and 2 year fixed home loan rates with cheaper deals for borrowers with 20% equity
Two year fixed mortgage rates now higher than variable home loans for the first time since May 2012
5th Sep 13, 1:37pm
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Two year fixed mortgage rates now higher than variable home loans for the first time since May 2012
Growth of household debt is flat at 0.4% in the latest month; the rush to fixed rate mortgages is continuing
30th Aug 13, 3:31pm
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Growth of household debt is flat at 0.4% in the latest month; the rush to fixed rate mortgages is continuing
Growth rate of borrowing has slowed, but the charge to fixed rate mortgages is continuing
31st Jul 13, 3:13pm
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Growth rate of borrowing has slowed, but the charge to fixed rate mortgages is continuing
Bernard Hickey looks at whether or fix or float, what's happening with house prices, and what economists are saying
12th Jul 13, 3:28pm
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Bernard Hickey looks at whether or fix or float, what's happening with house prices, and what economists are saying
Swap rates are increasing due to a lift in hedging activity (households and businesses) and a more positive economic outlook for NZ and US
9th Jul 13, 9:56am
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Swap rates are increasing due to a lift in hedging activity (households and businesses) and a more positive economic outlook for NZ and US
Opinion: It's the end of an era of 'incredibly low' interest rates, but borrowers shouldn't necessarily rush in to fix, boots & all
2nd Jul 13, 5:15pm
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Opinion: It's the end of an era of 'incredibly low' interest rates, but borrowers shouldn't necessarily rush in to fix, boots & all
Latest RBNZ credit statistics show that the rate of borrowing by New Zealanders is building up a head of steam
28th Jun 13, 3:20pm
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Latest RBNZ credit statistics show that the rate of borrowing by New Zealanders is building up a head of steam
What the RBNZ's June quarter Monetary Policy Statement means for interest rates, fixed vs floating and house prices
13th Jun 13, 10:53am
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What the RBNZ's June quarter Monetary Policy Statement means for interest rates, fixed vs floating and house prices
Value of fixed mortgages moved back above 50% of total in May, just 13 months after a record high 63% was floating
4th Jun 13, 4:23pm
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Value of fixed mortgages moved back above 50% of total in May, just 13 months after a record high 63% was floating
Analysts at UBS point to key challenges facing ANZ NZ, say it's 'very profitable' but question whether this is sustainable
7th May 13, 4:26pm
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Analysts at UBS point to key challenges facing ANZ NZ, say it's 'very profitable' but question whether this is sustainable
Percentage of fixed-term home loans by value on the rise, approaching 50%
ASB dangling carrots of a 42-inch LED TV and NZ$1,000 in front of borrowers
Bernard Hickey looks at whether or fix or float, what's happening with house prices, and what economists are saying
6th Mar 13, 5:13pm
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Bernard Hickey looks at whether or fix or float, what's happening with house prices, and what economists are saying
The value of home loans on floating mortgages down almost NZ$14 bln since last April's peak as borrowers punt on fixing
1st Mar 13, 4:02pm
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The value of home loans on floating mortgages down almost NZ$14 bln since last April's peak as borrowers punt on fixing
Aggressive mortgage pricing to end as wholesale rates climb; market shifting rapidly to fixed rate deals
21st Feb 13, 8:37pm
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Aggressive mortgage pricing to end as wholesale rates climb; market shifting rapidly to fixed rate deals
Rising wholesale rates may flow through to retail rates fairly soon affecting future mortgage and TD offers; rate curve steepens
21st Feb 13, 2:52pm
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Rising wholesale rates may flow through to retail rates fairly soon affecting future mortgage and TD offers; rate curve steepens
ASB CEO Barbara Chapman says her bank is 'way outstripping' rivals in residential mortgage market
14th Feb 13, 4:10pm
ASB CEO Barbara Chapman says her bank is 'way outstripping' rivals in residential mortgage market
Westpac retail head says 'happy to talk' with existing customers about aggressive new mortgage offers targeting other banks' customers
12th Feb 13, 4:09pm
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Westpac retail head says 'happy to talk' with existing customers about aggressive new mortgage offers targeting other banks' customers
Latest credit data points to a renewed splurge in housing, fueled by low rates; borrowing by farmers rises fast too on strong growth in dairy conversions
31st Jan 13, 5:31pm
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Latest credit data points to a renewed splurge in housing, fueled by low rates; borrowing by farmers rises fast too on strong growth in dairy conversions
Business credit growth outstrips new housing loans in October as borrowers continue switch to fixed mortgages from floating ones
3rd Dec 12, 3:59pm
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Business credit growth outstrips new housing loans in October as borrowers continue switch to fixed mortgages from floating ones