Fixed vs Floating
BNZ posts 36% rise in interim cash earnings to NZ$385 mln with net interest margins up 17 basis points to 2.41%
10th May 12, 10:19am
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BNZ posts 36% rise in interim cash earnings to NZ$385 mln with net interest margins up 17 basis points to 2.41%
The RBNZ's monetary policy power will work this time as more borrowers lock in floating rates, English says; Not worried yet about Auckland property market
30th Apr 12, 8:59am
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The RBNZ's monetary policy power will work this time as more borrowers lock in floating rates, English says; Not worried yet about Auckland property market
Floating mortgage rates now look more attractive than fixed following RBNZ rate comments, Westpac says in about turn from March
27th Apr 12, 12:05pm
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Floating mortgage rates now look more attractive than fixed following RBNZ rate comments, Westpac says in about turn from March
ANZ NZ economists wade into fixed v floating mortgage debate, suggest a good option is spliting your mortgage into three or four tranches
21st Mar 12, 12:57pm
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ANZ NZ economists wade into fixed v floating mortgage debate, suggest a good option is spliting your mortgage into three or four tranches
Opinion: Westpac's Dominick Stephens describes the various points of view on interest rates and why he sees fixing as better value than floating
19th Mar 12, 1:33pm
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Opinion: Westpac's Dominick Stephens describes the various points of view on interest rates and why he sees fixing as better value than floating
Recent 'hoop-la' around fixed mortgage rates at odds with Reserve Bank assessment, after RBNZ revises down interest rate outlook, ANZ says
8th Mar 12, 1:48pm
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Recent 'hoop-la' around fixed mortgage rates at odds with Reserve Bank assessment, after RBNZ revises down interest rate outlook, ANZ says
TSB Bank trims 3, 4, and 5 year advertised home loan rates by 15, 10 and 35 basis points, respectively
7th Mar 12, 12:56pm
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TSB Bank trims 3, 4, and 5 year advertised home loan rates by 15, 10 and 35 basis points, respectively
Westpac economist says it's time to fix mortgages before interest rates go up; says 2 to 4 year fixed mortgages offer best value
2nd Mar 12, 9:11am
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Westpac economist says it's time to fix mortgages before interest rates go up; says 2 to 4 year fixed mortgages offer best value
ANZ NZ CEO David Hisco hits out at rival banks offering home loans for 5% deposits; questions whether it's the right thing to do or a good use of funds
1st Mar 12, 4:05pm
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ANZ NZ CEO David Hisco hits out at rival banks offering home loans for 5% deposits; questions whether it's the right thing to do or a good use of funds
Share of home mortgage borrowers on floating rates rises to record high despite banks trimming fixed mortgage rates and warning of higher OCR
1st Feb 12, 3:59pm
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Share of home mortgage borrowers on floating rates rises to record high despite banks trimming fixed mortgage rates and warning of higher OCR
The crystal ball: Pre-RBNZ decision January 26: Here's where interest rates and house prices are headed; Also, whether to fix or float
24th Jan 12, 11:00am
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The crystal ball: Pre-RBNZ decision January 26: Here's where interest rates and house prices are headed; Also, whether to fix or float
BNZ's Tony Alexander sees rates lower for longer as first home buyers enter market; real estate agents report sellers reluctant to cut prices; buyers keener to trade down
7th Dec 11, 11:11pm
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BNZ's Tony Alexander sees rates lower for longer as first home buyers enter market; real estate agents report sellers reluctant to cut prices; buyers keener to trade down
Reserve Bank to leave OCR on hold at 2.5% on Thursday, economists say; Euro debt crisis to be front-and-centre
2nd Dec 11, 2:28pm
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Reserve Bank to leave OCR on hold at 2.5% on Thursday, economists say; Euro debt crisis to be front-and-centre
The crystal ball: Post Nov 10 FSR: Where interest rates and house prices are headed over the next couple of years
10th Nov 11, 3:08pm
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The crystal ball: Post Nov 10 FSR: Where interest rates and house prices are headed over the next couple of years
HSBC cuts 2, 3, 4 and 5 year home loan rates for its wealthy customers
More margin growth expected for Westpac from its 'win-win' of mortgage customers taking up lower rate, higher margin loans
3rd Nov 11, 4:21pm
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More margin growth expected for Westpac from its 'win-win' of mortgage customers taking up lower rate, higher margin loans
ANZ New Zealand posts record annual net profit and record underlying profit with both topping NZ$1 billion
3rd Nov 11, 10:28am
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ANZ New Zealand posts record annual net profit and record underlying profit with both topping NZ$1 billion
National and ANZ joins KiwiBank, ASB, Westpac, TSB with fixed mortgage rate cuts, but leaves floating rates unchanged and below fixed rates. Fixed vs floating? Your view?
2nd Nov 11, 7:51pm
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National and ANZ joins KiwiBank, ASB, Westpac, TSB with fixed mortgage rate cuts, but leaves floating rates unchanged and below fixed rates. Fixed vs floating? Your view?
ASB follows Kiwibank, Westpac cuts fixed-term home loan rates, gains lowest 18 month, 3, 4 and 5 year bank rates
1st Nov 11, 10:32am
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ASB follows Kiwibank, Westpac cuts fixed-term home loan rates, gains lowest 18 month, 3, 4 and 5 year bank rates
BNZ CEO Andrew Thorburn says banks likely to hike floating mortgage rates even if the OCR stays at 2.5% for an extended period because of 'decoupling'
28th Oct 11, 3:01pm
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BNZ CEO Andrew Thorburn says banks likely to hike floating mortgage rates even if the OCR stays at 2.5% for an extended period because of 'decoupling'
BNZ annual cash earnings rise 17% to NZ$612 mln as its home loan market share grows
27th Oct 11, 10:27am
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BNZ annual cash earnings rise 17% to NZ$612 mln as its home loan market share grows
Continued margin improvement from customer switch to floating mortgages from fixed-term interest rates expected in bank financial results
27th Oct 11, 10:02am
Continued margin improvement from customer switch to floating mortgages from fixed-term interest rates expected in bank financial results
Economists expect next hike in Official Cash Rate in mid-2012, instead of March, following lower-than-expected inflation and updated govt forecasts
25th Oct 11, 7:37pm
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Economists expect next hike in Official Cash Rate in mid-2012, instead of March, following lower-than-expected inflation and updated govt forecasts
Kiwibank introduces 30 month mortgage rate at 5.99% due to "current environment"; Says for limited time
14th Oct 11, 8:43am
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Kiwibank introduces 30 month mortgage rate at 5.99% due to "current environment"; Says for limited time
Floating rate home loans by value fall month-on-month for the first time in 24 months
3rd Oct 11, 4:05pm
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Floating rate home loans by value fall month-on-month for the first time in 24 months