home loans
RBNZ January new residential mortgage figures show overall lending levels back close to where they were in January 2020
28th Feb 22, 10:53am
RBNZ January new residential mortgage figures show overall lending levels back close to where they were in January 2020
Kiwibank raises its floating mortgage rate 25 basis points, and ups its home loan fixed rates too, some to higher than its Aussie bank rivals
28th Feb 22, 10:26am
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Kiwibank raises its floating mortgage rate 25 basis points, and ups its home loan fixed rates too, some to higher than its Aussie bank rivals
Kiwibank CEO Steve Jurkovich says Credit Contracts and Consumer Finance Act changes appear to be catalyst for slowing housing market
25th Feb 22, 10:44am
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Kiwibank CEO Steve Jurkovich says Credit Contracts and Consumer Finance Act changes appear to be catalyst for slowing housing market
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
24th Feb 22, 7:31pm
Reserve Bank highlights higher mortgage rates faced by borrowers refixing mortgages for more than one year
Heartland Group's car loan decline rate trebles, mortgage acquisition cost rises following December's CCCFA changes
23rd Feb 22, 9:35am
Heartland Group's car loan decline rate trebles, mortgage acquisition cost rises following December's CCCFA changes
Heartland Group Holdings posts 8% interim profit rise, eyes growth in home loan market
22nd Feb 22, 10:23am
Heartland Group Holdings posts 8% interim profit rise, eyes growth in home loan market
ANZ loosens high LVR home lending criteria after November clamp-down, but borrowers need more uncommitted monthly income than before
21st Feb 22, 3:39pm
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ANZ loosens high LVR home lending criteria after November clamp-down, but borrowers need more uncommitted monthly income than before
David Chaston assesses the current round of mortgage rate increases in the perspective of how rates have changed over the past five years, and suggests there's serious upside ahead
18th Feb 22, 10:07am
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David Chaston assesses the current round of mortgage rate increases in the perspective of how rates have changed over the past five years, and suggests there's serious upside ahead
The Credit Contracts & Consumer Finance Act - the case for a more 'principles-based' approach to affordability requirements
18th Feb 22, 9:34am
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The Credit Contracts & Consumer Finance Act - the case for a more 'principles-based' approach to affordability requirements
BNZ has raised some home loan rates too following ANZ, but somewhat surprisingly, it has lowered a key one as well. Meanwhile many swap rates move up to four to six year highs
16th Feb 22, 5:59pm
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BNZ has raised some home loan rates too following ANZ, but somewhat surprisingly, it has lowered a key one as well. Meanwhile many swap rates move up to four to six year highs
The nation's largest home loan lender takes a chance and pulls up some key home loan rates, with most of its fixed term offers now higher than all, probably hoping its main rivals will follow soon
14th Feb 22, 8:13pm
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The nation's largest home loan lender takes a chance and pulls up some key home loan rates, with most of its fixed term offers now higher than all, probably hoping its main rivals will follow soon
Challenger banks make changes to some key home loan rates, some up as expected, others down unexpectedly
14th Feb 22, 10:37am
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Challenger banks make changes to some key home loan rates, some up as expected, others down unexpectedly
The flat-lining of the two year wholesale swap rate has allowed a few banks to trim a mortgage rate for a competitive advantage in the meantime. TSB is the latest
3rd Feb 22, 10:43am
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The flat-lining of the two year wholesale swap rate has allowed a few banks to trim a mortgage rate for a competitive advantage in the meantime. TSB is the latest
Centrix questions if we are facing the next great credit crunch, as borrowers face more hoops to jump through
2nd Feb 22, 1:20pm
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Centrix questions if we are facing the next great credit crunch, as borrowers face more hoops to jump through
Despite recent interest rate rises, Kiwi home loan borrowers are still getting a good deal compared to those offered to Australians. We update our trans-Tasman comparison and find we are batting on even terms still
30th Dec 21, 11:53am
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Despite recent interest rate rises, Kiwi home loan borrowers are still getting a good deal compared to those offered to Australians. We update our trans-Tasman comparison and find we are batting on even terms still
ASB trims its two year fixed home loan rate by 20 basis points to 4.15% as wholesale swap rates make a similar move down. And the CCCFA rules start to bite at loan demand
7th Dec 21, 9:12am
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ASB trims its two year fixed home loan rate by 20 basis points to 4.15% as wholesale swap rates make a similar move down. And the CCCFA rules start to bite at loan demand
Suddenly, the rise and rise of fixed mortgage rates looks less certain as financial markets recoil at Omicron. Maybe that opens up an opportunity for borrowers to seek discounts off the new higher carded rates
29th Nov 21, 9:33am
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Suddenly, the rise and rise of fixed mortgage rates looks less certain as financial markets recoil at Omicron. Maybe that opens up an opportunity for borrowers to seek discounts off the new higher carded rates
ASB the first bank to increase floating home loan rates following the 25 basis points OCR rise, but only by 15 basis points, ANZ adds 20 basis points, Kiwibank, Westpac and BNZ add 25 bps
24th Nov 21, 2:14pm
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ASB the first bank to increase floating home loan rates following the 25 basis points OCR rise, but only by 15 basis points, ANZ adds 20 basis points, Kiwibank, Westpac and BNZ add 25 bps
Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
23rd Nov 21, 10:49am
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Reserve Bank launches consultation on potential debt serviceability restrictions that could be used if it believes financial stability risks warrant them
Country's largest bank joins growing number of banks declining mortgage applications for loans with less than a 20% deposit
23rd Nov 21, 9:41am
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Country's largest bank joins growing number of banks declining mortgage applications for loans with less than a 20% deposit
Following ASB and Westpac, ANZ as the largest home loan lender raises its carded offers, pushing some rates to new higher territory. One year rates now have a 70 bps advantage
22nd Nov 21, 8:37am
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Following ASB and Westpac, ANZ as the largest home loan lender raises its carded offers, pushing some rates to new higher territory. One year rates now have a 70 bps advantage
BNZ clamps down on low equity home lending to meet new RBNZ speed limit
Cost for the financial sector of companies delaying climate action tallied, NAB's potential mortgage discounts for borrowers reducing their reliance on fossil fuels & guidance on managing climate-related financial risks
19th Nov 21, 9:47am
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Cost for the financial sector of companies delaying climate action tallied, NAB's potential mortgage discounts for borrowers reducing their reliance on fossil fuels & guidance on managing climate-related financial risks
Westpac joins ASB in pushing through higher fixed mortgage rates, as rising inflation expectations push up wholesale rates, and all eyes turn to how the RBNZ will react
18th Nov 21, 4:06pm
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Westpac joins ASB in pushing through higher fixed mortgage rates, as rising inflation expectations push up wholesale rates, and all eyes turn to how the RBNZ will react
Kiwibank pulling plug on pre-approvals for low deposit home loans as banks strive to meet new RBNZ LVR restrictions
17th Nov 21, 7:44am
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Kiwibank pulling plug on pre-approvals for low deposit home loans as banks strive to meet new RBNZ LVR restrictions