Household Debt

6th Sep 17, 4:12pm
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
Kiwis' debt continues to dwarf household disposable income, but courtesy of the low interest rates this debt is still being comfortably serviced
6th Sep 17, 4:12pm
[Updated]
19th Jul 17, 10:22am
Parents of NZ's big 4 banks to require Common Equity Tier 1 capital ratios of at least 10.5% to meet APRA's ‘unquestionably strong’ benchmark
[Updated]
Parents of NZ's big 4 banks to require Common Equity Tier 1 capital ratios of at least 10.5% to meet APRA's ‘unquestionably strong’ benchmark
19th Jul 17, 10:22am
15th Jun 17, 11:36am
Adopting more conservative living expense assumptions and interest rate buffers sees Aussie parents of NZ's major banks tighten the screws on residential mortgage lending
Adopting more conservative living expense assumptions and interest rate buffers sees Aussie parents of NZ's major banks tighten the screws on residential mortgage lending
15th Jun 17, 11:36am
17th May 17, 12:00pm
RBNZ asks for 'theoretical and empirical papers' on housing, household debt and policy ahead of December conference
RBNZ asks for 'theoretical and empirical papers' on housing, household debt and policy ahead of December conference
17th May 17, 12:00pm
12th Apr 17, 2:15pm
Moody's says house price increases in NZ 'closely resemble' those in Spain, Ireland and the US on the eve of their housing market crashes
Moody's says house price increases in NZ 'closely resemble' those in Spain, Ireland and the US on the eve of their housing market crashes
12th Apr 17, 2:15pm
12th Apr 17, 10:53am
by Guest
Murray Jackson previews the RBNZ review of banks’ regulatory capital requirements, arguing NZ banks should hold capital equivalent to 19% of their total assets
Murray Jackson previews the RBNZ review of banks’ regulatory capital requirements, arguing NZ banks should hold capital equivalent to 19% of their total assets
12th Apr 17, 10:53am
8th Apr 17, 6:02am
ANZ's Shayne Elliott, CBA's Ian Narev and NAB's Andrew Thorburn on fintech disruption, Auckland house prices, global uncertainty & unwinding monetary policy stimulus
ANZ's Shayne Elliott, CBA's Ian Narev and NAB's Andrew Thorburn on fintech disruption, Auckland house prices, global uncertainty & unwinding monetary policy stimulus
8th Apr 17, 6:02am
16th Mar 17, 12:39pm
Our economy is growing, but is our bank debt growing too fast in support? We update the internationally recognised benchmark used to test the prudence of our financial system
Our economy is growing, but is our bank debt growing too fast in support? We update the internationally recognised benchmark used to test the prudence of our financial system
16th Mar 17, 12:39pm
8th Mar 17, 5:00pm
The Superannuation issue is just one example of a Government continually pushing problems out into the future for others to deal with
The Superannuation issue is just one example of a Government continually pushing problems out into the future for others to deal with
8th Mar 17, 5:00pm
7th Mar 17, 1:11pm
IMF warns NZ on household debt levels, proposes better CGT, land tax; Says RBNZ should have DTI tool; NZ$ overvalued
IMF warns NZ on household debt levels, proposes better CGT, land tax; Says RBNZ should have DTI tool; NZ$ overvalued
7th Mar 17, 1:11pm
6th Mar 17, 3:53pm
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
6th Mar 17, 3:53pm
4th Mar 17, 9:06am
by Guest
Macro-prudential tools must be permanent features of the housing market landscape, Murray Jackson argues
Macro-prudential tools must be permanent features of the housing market landscape, Murray Jackson argues
4th Mar 17, 9:06am
21st Feb 17, 2:02pm
Steven Joyce says the risks facing the NZ economy are 'almost exclusively international', while Roger Kerr and Anthony Healy only see household debt as a 'medium term' issue
Steven Joyce says the risks facing the NZ economy are 'almost exclusively international', while Roger Kerr and Anthony Healy only see household debt as a 'medium term' issue
21st Feb 17, 2:02pm
16th Feb 17, 8:42am
Bank bosses see debt-to-income ratio between 5 and 7 as ideal in any new RBNZ macro-prudential tool
Bank bosses see debt-to-income ratio between 5 and 7 as ideal in any new RBNZ macro-prudential tool
16th Feb 17, 8:42am
[Updated]
27th Oct 16, 7:38am
by Guest
ANZ senior economist Sharon Zollner crunches some housing numbers and ratios
[Updated]
ANZ senior economist Sharon Zollner crunches some housing numbers and ratios
27th Oct 16, 7:38am
3rd Oct 16, 4:07pm
Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
3rd Oct 16, 4:07pm
12th Sep 16, 9:23am
Kiwis' debt pile now exceeds annual disposable income by nearly $100 billion
Kiwis' debt pile now exceeds annual disposable income by nearly $100 billion
12th Sep 16, 9:23am
20th Jul 16, 5:00am
We asked eight of the big banks whether they provide interest-only loans for residential mortgages - and they all do
We asked eight of the big banks whether they provide interest-only loans for residential mortgages - and they all do
20th Jul 16, 5:00am
[Updated]
12th Jul 16, 11:01am
Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
[Updated]
Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
12th Jul 16, 11:01am
[Updated]
21st Jun 16, 4:01pm
Treasury Secretary warns Aucklanders could struggle to pay their mortgages in the event of a downturn causing a knock on effect on banks and the wider economy
[Updated]
Treasury Secretary warns Aucklanders could struggle to pay their mortgages in the event of a downturn causing a knock on effect on banks and the wider economy
21st Jun 16, 4:01pm

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