Household Debt
Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
6th Mar 17, 3:53pm
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Kiwis' debt continues to dwarf household disposable income while household wealth is shrinking as a percentage of household income
Macro-prudential tools must be permanent features of the housing market landscape, Murray Jackson argues
4th Mar 17, 9:06am
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Macro-prudential tools must be permanent features of the housing market landscape, Murray Jackson argues
Steven Joyce says the risks facing the NZ economy are 'almost exclusively international', while Roger Kerr and Anthony Healy only see household debt as a 'medium term' issue
21st Feb 17, 2:02pm
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Steven Joyce says the risks facing the NZ economy are 'almost exclusively international', while Roger Kerr and Anthony Healy only see household debt as a 'medium term' issue
Bank bosses see debt-to-income ratio between 5 and 7 as ideal in any new RBNZ macro-prudential tool
16th Feb 17, 8:42am
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Bank bosses see debt-to-income ratio between 5 and 7 as ideal in any new RBNZ macro-prudential tool
ANZ senior economist Sharon Zollner crunches some housing numbers and ratios
Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
3rd Oct 16, 4:07pm
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Treasury has put New Zealand's rising household indebtedness under the microscope; warns on declining savings generally and high debt in Auckland market
Kiwis' debt pile now exceeds annual disposable income by nearly $100 billion
We asked eight of the big banks whether they provide interest-only loans for residential mortgages - and they all do
20th Jul 16, 5:00am
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We asked eight of the big banks whether they provide interest-only loans for residential mortgages - and they all do
Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
12th Jul 16, 11:01am
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Westpac sees red flags for the economy in high and rising household debt levels on the back of low interest rates and high house prices
Treasury Secretary warns Aucklanders could struggle to pay their mortgages in the event of a downturn causing a knock on effect on banks and the wider economy
21st Jun 16, 4:01pm
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Treasury Secretary warns Aucklanders could struggle to pay their mortgages in the event of a downturn causing a knock on effect on banks and the wider economy
Century 21 chief says current real estate market 'completely different' to pre-1987 sharemarket: 'Auckland house prices aren't rising off the back of speculators having a bit of fun'
15th Jun 16, 3:35pm
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Century 21 chief says current real estate market 'completely different' to pre-1987 sharemarket: 'Auckland house prices aren't rising off the back of speculators having a bit of fun'
The level of household debt to disposable income has hit a new record high and shows no sign of abating
13th Jun 16, 3:38pm
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The level of household debt to disposable income has hit a new record high and shows no sign of abating
The US Federal Reserve's apparent determination to raise American interest rates next month may well encourage the Reserve Bank here to hold fire on any more cuts
19th May 16, 4:00pm
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The US Federal Reserve's apparent determination to raise American interest rates next month may well encourage the Reserve Bank here to hold fire on any more cuts
Our central bank's starting to resemble an eccentric scientist, with macro-prudential tools its chemistry set. The worry is that too many ingredients will get mixed together with unpredictable results, says David Hargreaves
19th May 16, 9:06am
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Our central bank's starting to resemble an eccentric scientist, with macro-prudential tools its chemistry set. The worry is that too many ingredients will get mixed together with unpredictable results, says David Hargreaves
ANZ economists 'wouldn't be surprised' to see RBNZ announce debt-to-income measures soon though believe the central bank may struggle to sell the idea politically
16th May 16, 4:08pm
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ANZ economists 'wouldn't be surprised' to see RBNZ announce debt-to-income measures soon though believe the central bank may struggle to sell the idea politically
Reserve Bank looks to play catch-up with the runaway house market
Reserve Bank points to housing and dairy as increased risk factors but stops short of introducing any new macro-prudential measures
11th May 16, 9:07am
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Reserve Bank points to housing and dairy as increased risk factors but stops short of introducing any new macro-prudential measures
Economists say the Reserve Bank will be hoping the Government's forthcoming Budget will provide some support to rein in the housing market
9th May 16, 3:39pm
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Economists say the Reserve Bank will be hoping the Government's forthcoming Budget will provide some support to rein in the housing market
The Reserve Bank has some tough decisions to face this coming week on the runaway housing market
5th May 16, 4:36pm
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The Reserve Bank has some tough decisions to face this coming week on the runaway housing market
ASB economists see the Reserve Bank trying to keep the market 'tantalised' with the prospect of an eventual OCR cut
2nd May 16, 11:57am
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ASB economists see the Reserve Bank trying to keep the market 'tantalised' with the prospect of an eventual OCR cut
The Reserve Bank's decision not to cut interest rates looked like a central bank trying to buy more time while decisions are made on the housing market, David Hargreaves believes
29th Apr 16, 8:23am
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The Reserve Bank's decision not to cut interest rates looked like a central bank trying to buy more time while decisions are made on the housing market, David Hargreaves believes
With the market mostly expecting the Reserve Bank to sit on its hands next week, David Hargreaves speculates that the central bank will aim to to catch out the market - with another OCR cut
22nd Apr 16, 9:39am
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With the market mostly expecting the Reserve Bank to sit on its hands next week, David Hargreaves speculates that the central bank will aim to to catch out the market - with another OCR cut
Westpac economist sees the rising indebtedness of Kiwis potentially leading to a 'stark' pull-back in spending and downside risks for economic activity
21st Apr 16, 10:14am
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Westpac economist sees the rising indebtedness of Kiwis potentially leading to a 'stark' pull-back in spending and downside risks for economic activity
Speculation is mounting that the Reserve Bank might signal further cooling measures against the overheating housing market as soon as next month
19th Apr 16, 11:24am
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Speculation is mounting that the Reserve Bank might signal further cooling measures against the overheating housing market as soon as next month
The Reserve Bank is being squeezed from all sides and will have to think long and hard about its next moves
13th Apr 16, 2:52pm
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The Reserve Bank is being squeezed from all sides and will have to think long and hard about its next moves