Household Debt
Evidence is beginning to point to the impact of Reserve Bank measures to rein in the Auckland housing market having been short lived
7th Apr 16, 4:53pm
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Evidence is beginning to point to the impact of Reserve Bank measures to rein in the Auckland housing market having been short lived
Gareth Vaughan argues if we look at banks' housing loan exposure from a financial stability perspective, they simply must hold more capital against it
31st Mar 16, 3:27pm
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Gareth Vaughan argues if we look at banks' housing loan exposure from a financial stability perspective, they simply must hold more capital against it
Forthcoming monthly housing data will show more definitively if the Reserve Bank's efforts to slow the Auckland housing market are working
29th Mar 16, 4:31pm
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Forthcoming monthly housing data will show more definitively if the Reserve Bank's efforts to slow the Auckland housing market are working
David Hargreaves frets about the rising indebtedness of households
Australian based bank economist likens the Reserve Bank's reaction to the disappearance of inflation to that of someone experiencing a death
17th Mar 16, 3:11pm
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Australian based bank economist likens the Reserve Bank's reaction to the disappearance of inflation to that of someone experiencing a death
ANZ economists express concern about the blow-out in household finances; Household debt is now at a record high of over 167% of disposable income
14th Mar 16, 3:50pm
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ANZ economists express concern about the blow-out in household finances; Household debt is now at a record high of over 167% of disposable income
Borrowers ignore Wheeler's warning about the threat of high housing debt, with new home loans taken out last week totaling a record $1.6b & the average mortgage value nearly hitting $217k
18th Dec 15, 7:02am
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Borrowers ignore Wheeler's warning about the threat of high housing debt, with new home loans taken out last week totaling a record $1.6b & the average mortgage value nearly hitting $217k
RBNZ's Grant Spencer points out almost one-third of new borrowers take out mortgages equivalent to more than 6 times their incomes
25th Aug 15, 12:04pm
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RBNZ's Grant Spencer points out almost one-third of new borrowers take out mortgages equivalent to more than 6 times their incomes
OECD highlights the dangers of 'credit over expansion' and the benefits of macro-prudential tools to combat it
20th Jun 15, 7:02am
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OECD highlights the dangers of 'credit over expansion' and the benefits of macro-prudential tools to combat it
Limits to banks' high LVR residential mortgage lending helping keep a lid on the growth of household debt, RBNZ says
27th Mar 15, 2:14pm
Limits to banks' high LVR residential mortgage lending helping keep a lid on the growth of household debt, RBNZ says
The drums are beating for another RBNZ macro-prudential tool. Could it be some sort of debt-to-income ratio?
17th Feb 15, 6:00am
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The drums are beating for another RBNZ macro-prudential tool. Could it be some sort of debt-to-income ratio?
McKinsey & Co takes an indepth look at possible new approaches to deleveraging, plus managing and monitoring debt in a debt saturated world
10th Feb 15, 4:02pm
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McKinsey & Co takes an indepth look at possible new approaches to deleveraging, plus managing and monitoring debt in a debt saturated world
John Bolton takes a look at the big, long-term economic picture and finds pre-GFC fundamental problems are yet to be tackled
16th Jan 15, 10:31am
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John Bolton takes a look at the big, long-term economic picture and finds pre-GFC fundamental problems are yet to be tackled
Fitch expects 'sound' performance from NZ banking system in 2015, but sees risk of already high household debt continuing to rise
14th Jan 15, 12:05am
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Fitch expects 'sound' performance from NZ banking system in 2015, but sees risk of already high household debt continuing to rise
International report confirms NZ is a world leader in its consumer credit to personal disposable income ratio
20th Sep 14, 7:00am
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International report confirms NZ is a world leader in its consumer credit to personal disposable income ratio
With our overseas creditors still lending Bernard Hickey says we could use this period to rebuild for growth, wealth & safety. Or will we just splurge & consume?
20th Jan 13, 12:45pm
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With our overseas creditors still lending Bernard Hickey says we could use this period to rebuild for growth, wealth & safety. Or will we just splurge & consume?
Households are slowly de-leveraging, but should our Government go on a spending spree to compensate? Your view?
2nd Sep 12, 10:05am
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Households are slowly de-leveraging, but should our Government go on a spending spree to compensate? Your view?
NZ Rental comparisons by district; Debt naughtiness in 2012; Are pensions still worth it?; Personal finance holiday reading guide; The seedy sex trade and the "talk''
8th Dec 11, 12:10pm
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NZ Rental comparisons by district; Debt naughtiness in 2012; Are pensions still worth it?; Personal finance holiday reading guide; The seedy sex trade and the "talk''
Opinion: 'New Zealand's gross debt is low by rich-world standards'
Stats NZ retail spending figures showing signs of recovery, but household deleveraging will weigh on growth, ASB says
11th Jul 11, 11:36am
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Stats NZ retail spending figures showing signs of recovery, but household deleveraging will weigh on growth, ASB says
Many Kiwis using credit in 'ways that may eventually harm them' says Dun & Bradstreet
19th Apr 11, 11:14am
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Many Kiwis using credit in 'ways that may eventually harm them' says Dun & Bradstreet
Men in North Island demonstrate signs of 'potential financial stress,' says Dun & Bradstreet
10th Nov 10, 11:34am
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Men in North Island demonstrate signs of 'potential financial stress,' says Dun & Bradstreet
Housing and farm loans up in August, no pre-GST hike spike in consumer debt
Eight thousand families at risk with high debt servicing obligations
4th Jan 10, 9:30am
Eight thousand families at risk with high debt servicing obligations
Opinion: Wealth destruction and consumer angst
14th Aug 09, 5:00pm
Opinion: Wealth destruction and consumer angst