Lending
David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
13th Jun 19, 7:53am
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David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead
7th Jun 19, 7:49am
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David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead
As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
28th May 19, 10:01am
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As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
22nd May 19, 2:02pm
15
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
RBNZ Governor Adrian Orr doesn't believe he'll get less bang for his buck cutting interest rates, the lower they go; Bank economists beg to differ
9th May 19, 7:58am
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RBNZ Governor Adrian Orr doesn't believe he'll get less bang for his buck cutting interest rates, the lower they go; Bank economists beg to differ
Two academics and a long time trade unionist named as the 'externals' on the new committee that will decide on New Zealand's official interest rates
28th Mar 19, 8:17am
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Two academics and a long time trade unionist named as the 'externals' on the new committee that will decide on New Zealand's official interest rates
Reserve Bank keeps OCR at 1.75% but shifts gear by flagging a cut; NZD plunges; Economists don't rule out a move being made as soon as May
27th Mar 19, 2:06pm
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Reserve Bank keeps OCR at 1.75% but shifts gear by flagging a cut; NZD plunges; Economists don't rule out a move being made as soon as May
Proposed requirements for banks to hold more capital won't cause KiwiBuild catastrophe or economic slowdown, according to Twyford and Robertson
12th Feb 19, 5:22pm
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Proposed requirements for banks to hold more capital won't cause KiwiBuild catastrophe or economic slowdown, according to Twyford and Robertson
Auckland-based non-bank deposit taker FE Investments is pushing ahead with plans to offer retail deposits in Australia after major shareholders tipped in more capital
4th Feb 19, 2:52pm
Auckland-based non-bank deposit taker FE Investments is pushing ahead with plans to offer retail deposits in Australia after major shareholders tipped in more capital
Westpac economists challenge their ANZ counterparts, downplaying the effect higher proposed bank capital requirements will have on interest rates
16th Jan 19, 9:23am
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Westpac economists challenge their ANZ counterparts, downplaying the effect higher proposed bank capital requirements will have on interest rates
KPMG's James Dowle says if Open Banking is to take off, more needs to be done to quell fears from customers about data security, while banks and other providers need to really demonstrate the true value and benefits
18th Dec 18, 9:46am
KPMG's James Dowle says if Open Banking is to take off, more needs to be done to quell fears from customers about data security, while banks and other providers need to really demonstrate the true value and benefits
RBNZ has made Patrick Hoerler GM of Business Operations; search still on for two further Assistant Governors
12th Dec 18, 10:53am
RBNZ has made Patrick Hoerler GM of Business Operations; search still on for two further Assistant Governors
John Mauldin thinks it's entirely possible we will have another debt crisis even before we get to his anticipated 'Great Reset'
26th Nov 18, 9:10am
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John Mauldin thinks it's entirely possible we will have another debt crisis even before we get to his anticipated 'Great Reset'
Bank of China's now been open for business in NZ for four years and wants to 'continue to leverage' its cross-border advantages to promote bilateral economic and trade cooperation
22nd Nov 18, 1:57pm
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Bank of China's now been open for business in NZ for four years and wants to 'continue to leverage' its cross-border advantages to promote bilateral economic and trade cooperation
John Mauldin takes a look at debt cycles and what can be done about them off the back of a new book by Ray Dalio
19th Nov 18, 7:56am
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John Mauldin takes a look at debt cycles and what can be done about them off the back of a new book by Ray Dalio
Auckland-based non-bank deposit taker FE Investments has reissued its annual accounts after failing to disclose payments received by directors through another company they control
9th Nov 18, 5:00am
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Auckland-based non-bank deposit taker FE Investments has reissued its annual accounts after failing to disclose payments received by directors through another company they control
Bankers' Association Acting CEO Antony Buick-Constable rejects suggestions banks are not playing their part in the construction sector and says bank lending to the sector is at its highest since the GFC
12th Sep 18, 10:21am
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Bankers' Association Acting CEO Antony Buick-Constable rejects suggestions banks are not playing their part in the construction sector and says bank lending to the sector is at its highest since the GFC
A Commerce Commission review of 215 selected lenders' websites found 21% of them failed to comply with disclosure obligations under the Credit Contracts and Consumer Finance Act
31st May 18, 1:20pm
A Commerce Commission review of 215 selected lenders' websites found 21% of them failed to comply with disclosure obligations under the Credit Contracts and Consumer Finance Act
Different lenders' risk appetites could see you secure a 25% larger home loan if you opt for one lender over another, according to case study
3rd Apr 18, 1:05pm
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Different lenders' risk appetites could see you secure a 25% larger home loan if you opt for one lender over another, according to case study
New data shows how banks have responded to regulatory signals for capital adequacy, chasing loans on property so hard, now more than 80% of all loans are property-backed
1st Nov 17, 10:08am
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New data shows how banks have responded to regulatory signals for capital adequacy, chasing loans on property so hard, now more than 80% of all loans are property-backed
Another associate of the dodgy property developer, with a company called 'Jesus (2016) Company Ltd', defaults on their mortgages
22nd Oct 17, 7:02am
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Another associate of the dodgy property developer, with a company called 'Jesus (2016) Company Ltd', defaults on their mortgages
KPMG report indicates bank funding costs are starting to track up slightly after a two-year downward trend; Shows loan growth slowing and loan quality improving
3rd Oct 17, 8:23am
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KPMG report indicates bank funding costs are starting to track up slightly after a two-year downward trend; Shows loan growth slowing and loan quality improving
Consumer credit contract providers celebrate successfully lobbying the Government to exempt them from new financial advice regulation
11th Aug 17, 9:32am
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Consumer credit contract providers celebrate successfully lobbying the Government to exempt them from new financial advice regulation
How longer term insurance policies could prevent mortgage defaults in the future
31st Jul 17, 12:05pm
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How longer term insurance policies could prevent mortgage defaults in the future
It was lost but now it's found; the Reserve Bank appears to be getting its collective head around where inflation is living in the modern world - and what it is likely to do in future
28th Jul 17, 1:33pm
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It was lost but now it's found; the Reserve Bank appears to be getting its collective head around where inflation is living in the modern world - and what it is likely to do in future